Gavop's guide to buying homeowners insurance in Orion charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $161,500 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $196,500 | $180,000 | $200,000-$250,000 |
| 4 Bedroom | $264,500 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $439,000 | $360,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$69 | $702 |
| Home and Two Car | -$131 | $641 |
| Home and Three Car | -$193 | $579 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $2,000 | $837 | $2,837 | $608 | $2,608 | $229 |
| Orion charter, MI | $700 | $763 | $1,463 | $554 | $1,254 | $208 |
| Lake Angelus, MI | $300 | $559 | $859 | $407 | $707 | $153 |
| Rochester, MI | $2,500 | $793 | $3,293 | $576 | $3,076 | $217 |
| Highland charter, MI | $500 | $713 | $1,213 | $518 | $1,018 | $195 |
| Grand Blanc charter, MI | $700 | $658 | $1,358 | $478 | $1,178 | $180 |
| Chesterfield, MI | $200 | $791 | $991 | $575 | $775 | $216 |
| Dearborn, MI | $2,000 | $726 | $2,726 | $528 | $2,528 | $199 |
| Grosse Pointe, MI | $100 | $1,093 | $1,193 | $794 | $894 | $299 |
| Brockway, MI | $1,000 | $786 | $1,786 | $572 | $1,572 | $215 |
| Wayne, MI | $500 | $610 | $1,110 | $443 | $943 | $167 |
| Woodhaven, MI | $2,000 | $652 | $2,652 | $474 | $2,474 | $178 |
| Home Insurance Company Orion charter, MI | Homeowners Insurance Agency Orion charter, MI | Address | Popularity Score | Distance from Orion charter (miles) |
|---|---|---|---|---|
| State Farm | Mary Curran | 28151 Woodward Ave, Berkley, MI, 48072-0910 | 18.6 | |
| State Farm | Jeff Flowers | 45477 Woodward Ave, Pontiac, MI, 48341-5008 | 9.3 | |
| Allstate | Steven Craft | 7044 Gateway Park Dr, Clarkston, MI, 48346 | 9.8 | |
| Allstate | Frank Kimmel | 1322 Walton Blvd, Rochester Hills, MI, 48309 | 7.6 | |
| Liberty Mutual Independent | Guy Hurley Blaser & Heuer Llc | 1080 Kirts Blvd Ste 500, Troy, MI, 48084 | 14.8 | |
| State Farm | Jeff Garlick | 415 W University Dr, Rochester, MI, 48307-1943 | 8.2 | |
| Farmers | Joseph Oconnor | 5852 S Main St, Clarkston, MI, 48346 | 8.3 | |
| Allstate | Daniel Sauer | 1595 S Opdyke Rd, Bloomfield Hills, MI, 48304 | 9.7 | |
| Farmers | Brandon Ryan | 1989 N Opdyke Rd Ste B, Auburn Hills, MI, 48326 | 6.0 | |
| Farmers | Paul Zevchak | 4139 W Walton Blvd Ste C4, Waterford, MI, 48329 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,100 | $550 |
| Oakland County, MI | $209,800 | $847 | $570 | $1,160 | $590 |
| Orion charter, MI | $240,400 | $772 | $560 | $1,100 | $540 |
| Lake Angelus, MI | $1,071,400 | $566 | $390 | $780 | $390 |
| Rochester, MI | $333,000 | $803 | $540 | $1,110 | $570 |
| Highland charter, MI | $199,600 | $722 | $520 | $1,020 | $500 |
| Grand Blanc charter, MI | $149,700 | $666 | $490 | $910 | $420 |
| Chesterfield, MI | $173,700 | $800 | $540 | $1,100 | $560 |
| Dearborn, MI | $124,200 | $735 | $510 | $1,040 | $530 |
| Grosse Pointe, MI | $325,500 | $1,106 | $760 | $1,540 | $780 |
| Brockway, MI | $151,900 | $796 | $540 | $1,100 | $560 |
| Wayne, MI | $68,700 | $618 | $450 | $870 | $420 |
| Woodhaven, MI | $144,000 | $660 | $480 | $920 | $440 |