Gavop tells you how to get the best homeowners insurance in Frankfort, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $145,500 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $163,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $191,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $279,500 | $260,000 | $300,000-$350,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$77 | $883 |
| Home and Two Car | -$154 | $806 |
| Home and Three Car | -$240 | $720 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,513 |
| Hail Damage | $4,665 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $44,229 |
| Smoke | $16,218 |
| Home Insurance Company Frankfort, NY | Homeowners Insurance Agency Frankfort, NY | Address | Popularity Score | Distance from Frankfort (miles) |
|---|---|---|---|---|
| Travelers | Mcdowell Insurance Agency | 133 Albany St, Cazenovia, NY, 13035 | 36.9 | |
| Allstate | Cheryl Friello | 146 N Comrie Ave, Johnstown, NY, 12095 | 39.4 | |
| Travelers | Donna M Lavigne Agency | 11 Main St, Cobleskill, NY, 12043 | 41.5 | |
| Farmers | Todd Cipperly | 123 Industrial Park Lane #2, Central Bridge, NY, 12035 | 46.5 | |
| Allstate | Costanza Agency Inc | 115 S Litchfield St, Frankfort, NY, 13340 | 3.3 | |
| Travelers | The Loughlin Agency Inc | 239 Genesee St Ste 127, Utica, NY, 13501 | 6.4 | |
| Liberty Mutual Independent | Paul Chapman Insurance Agency Inc. | 1758 Burrstone Rd, New Hartford, NY, 13413 | 8.3 | |
| Allstate | Kristy Garcia | 146 Genesee St, New Hartford, NY, 13413 | 8.6 | |
| Allstate | Dionisio (Dion) Roman Jr. | 627 French Rd, New Hartford, NY, 13413 | 7.9 | |
| State Farm | Lisa Hammond | 9438 River Rd, Marcy, NY, 13403-2071 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,640 | $860 |
| Herkimer County, NY | $95,800 | $1,205 | $820 | $1,670 | $850 |
| Frankfort, NY | $109,600 | $960 | $680 | $1,320 | $640 |
| Stark, NY | $95,900 | $590 | $420 | $810 | $390 |
| Springfield, NY | $157,500 | $658 | $450 | $930 | $480 |
| Munnsville, NY | $89,300 | $590 | $400 | $840 | $440 |
| Sherrill, NY | $147,500 | $639 | $440 | $880 | $440 |
| Otego, NY | $132,400 | $617 | $420 | $880 | $460 |
| DeRuyter, NY | $105,800 | $593 | $400 | $810 | $410 |
| Fayetteville, NY | $177,700 | $705 | $480 | $1,000 | $520 |
| Turin, NY | $109,900 | $595 | $410 | $840 | $430 |
| Greig, NY | $137,100 | $623 | $430 | $860 | $430 |
| Osceola, NY | $95,800 | $590 | $400 | $830 | $430 |