Gavop tells you how to get the best homeowners insurance in Brook Highland, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $113,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $326,500 | $290,000 | $350,000-$400,000 |
| 3 Bedroom | $319,000 | $300,000 | $350,000-$400,000 |
| 4 Bedroom | $342,500 | $300,000 | $350,000-$400,000 |
| 5 Bedroom | $600,000 | $570,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $856 |
| Superior Protection Discount | -$101 | $906 |
| Fire & Security Discount | -$70 | $936 |
| Hail Resistant Roof Discount | -$30 | $976 |
| Newly Constructed Home Discount | -$221 | $785 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Shelby County | $2,500 | $1,287 | $3,787 | $935 | $3,435 | $352 |
| Brook Highland, AL | $700 | $994 | $1,694 | $723 | $1,423 | $272 |
| Tarrant, AL | $400 | $691 | $1,091 | $502 | $902 | $189 |
| Jefferson County, AL | $2,000 | $1,148 | $3,148 | $834 | $2,834 | $314 |
| Alabaster, AL | $100 | $1,182 | $1,282 | $859 | $959 | $323 |
| Moody, AL | $700 | $874 | $1,574 | $635 | $1,335 | $239 |
| Brantleyville, AL | $100 | $503 | $603 | $365 | $465 | $137 |
| Margaret, AL | $1,500 | $1,202 | $2,702 | $874 | $2,374 | $329 |
| Brookside, AL | $300 | $1,194 | $1,494 | $868 | $1,168 | $326 |
| Morris, AL | $2,000 | $1,357 | $3,357 | $986 | $2,986 | $371 |
| Nectar, AL | $400 | $1,113 | $1,513 | $809 | $1,209 | $304 |
| Oxford, AL | $700 | $827 | $1,527 | $601 | $1,301 | $226 |
| Home Insurance Company Brook Highland, AL | Homeowners Insurance Agency Brook Highland, AL | Address | Popularity Score | Distance from Brook Highland (miles) |
|---|---|---|---|---|
| Allstate | Jay Barker Agency | 3000 Eagle Pt Corp Dr Ste 5, Birmingham, AL, 35242 | 3.2 | |
| State Farm | John Henley | 2118 Columbiana Rd, Vestavia, AL, 35216-2504 | 7.2 | |
| State Farm | Mandy Pilgreen | 1960 Braddock Dr Ste 104, Hoover, AL, 35226-3605 | 7.5 | |
| Travelers | Trustway | 1837 Montgomery Highway South Suite 105, Hoover, AL, 35244 | 8.2 | |
| Allstate | Christin Millard | 62 Church St, Jemison, AL, 35085 | 33.4 | |
| Farmers | William Hart | 2 Riverchase Office Plz Ste 214, Hoover, AL, 35244 | 8.2 | |
| Travelers | O. M. Hughes Insurance, Inc. | 300 Union Hill Dr Ste 300, Birmingham, AL, 35209 | 6.1 | |
| Allstate | Brian Campbell | 2870 Old Rocky Ridge Rd Ste 140, Birmingham, AL, 35243 | 5.0 | |
| Travelers | West Insurance Agency Inc | 1211 West Hamric Drive, Oxford, AL, 36203 | 48.5 | |
| Travelers | Trammel-Harper-Williams Inc | 2073 Valleydale Rd, Birmingham, AL, 35244 | 8.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,670 | $820 |
| Shelby County, AL | $199,500 | $1,302 | $890 | $1,800 | $910 |
| Brook Highland, AL | $343,500 | $1,007 | $730 | $1,400 | $670 |
| Tarrant, AL | $76,500 | $700 | $480 | $1,000 | $520 |
| Jefferson County, AL | $149,000 | $1,162 | $790 | $1,610 | $820 |
| Alabaster, AL | $167,800 | $1,196 | $860 | $1,700 | $840 |
| Moody, AL | $148,000 | $884 | $600 | $1,260 | $660 |
| Brantleyville, AL | $35,900 | $509 | $350 | $700 | $350 |
| Margaret, AL | $142,200 | $1,217 | $880 | $1,690 | $810 |
| Brookside, AL | $140,600 | $1,209 | $810 | $1,660 | $850 |
| Morris, AL | $179,000 | $1,373 | $950 | $1,960 | $1,010 |
| Nectar, AL | $124,300 | $1,127 | $780 | $1,610 | $830 |
| Oxford, AL | $134,100 | $838 | $560 | $1,190 | $630 |