Gavop's guide to buying homeowners insurance in Chocolay charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Chocolay charter, MI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd Mc, Plank Hill Rd, Valli Rd, Granite Ave, Sporley Lake Rd, Poplar Trl, Mountain St, Preserve Dr, Reade St, Co Rd Mv | $168,000 | $140,000 | $150,000-$175,000 | $195,000 | $160,000 | $200,000-$250,000 |
| Northwestern Rd, Tierney St, Taylor Rd, Beckman Rd, W Wright St, Jonathon Carver Rd, Jean St, Yalmer Rd, Co Rd Mj, Johnson Rd | $123,500 | $110,000 | $125,000-$150,000 | $167,500 | $150,000 | $175,000-$200,000 |
| Co Rd Me, Hoppock St, Heritage Dr, Sundance Ln, Wildwood Dr, Co Rd Nf, Meadowbrook Ln, S Lake St, Penny Way, Co Rd Pfs | $223,500 | $190,000 | $200,000-$250,000 | $94,500 | $80,000 | $75,000-$100,000 |
| Ortman Rd, Veda St, Co Rd of, Railroad Ln, NW Lake Trl, Old Little Lake Rd, Timber Ln, Radisson Dr, Missouri Rd, N Big Creek Rd | $144,000 | $130,000 | $150,000-$175,000 | $116,500 | $100,000 | $75,000-$100,000 |
| W Hampton St, US Hwy 41 S, Blemhuber St, Co Rd 553, Co Rd Tg, Co Rd Mp, Polvi Rd, S State Hwy 553, Maple Wood Rd, Snyder St | $206,000 | $170,000 | $200,000-$250,000 | $172,000 | $160,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $638 |
| Home and Two Car | -$118 | $575 |
| Home and Three Car | -$173 | $520 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marquette County | $700 | $751 | $1,451 | $546 | $1,246 | $205 |
| Chocolay charter, MI | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Sands, MI | $400 | $822 | $1,222 | $597 | $997 | $225 |
| Gwinn, MI | $1,000 | $672 | $1,672 | $488 | $1,488 | $184 |
| Palmer, MI | $400 | $643 | $1,043 | $467 | $867 | $176 |
| Forsyth, MI | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Turin, MI | $500 | $679 | $1,179 | $493 | $993 | $185 |
| Champion, MI | $1,000 | $651 | $1,651 | $473 | $1,473 | $178 |
| Michigamme, MI | $200 | $745 | $945 | $541 | $741 | $204 |
| Dickinson County, MI | $700 | $650 | $1,350 | $472 | $1,172 | $178 |
| Gladstone, MI | $500 | $690 | $1,190 | $501 | $1,001 | $188 |
| Ensign, MI | $2,000 | $790 | $2,790 | $574 | $2,574 | $216 |
| Home Insurance Company Chocolay charter, MI | Homeowners Insurance Agency Chocolay charter, MI | Address | Popularity Score | Distance from Chocolay charter (miles) |
|---|---|---|---|---|
| Travelers | Iron Range Agency | 101 North Main St, Ishpeming, MI, 49849 | 20.2 | |
| State Farm | Rod Lizak | 1104 W Washington, Marquette, MI, 49855-4002 | 10.0 | |
| Farmers | Kevin Demarse | 900 W Washington St, Marquette, MI, 49855 | 9.8 | |
| Allstate | Joseph Schetter | 1440 W Ridge St Ste A, Marquette, MI, 49855 | 10.2 | |
| State Farm | Nick Gualazzi | 1700 Ash St, Ishpeming, MI, 49849-1017 | 20.2 | |
| State Farm | Cindy Jenerou | 810 Baldwin Avenue, Negaunee, MI, 49866-1535 | 17.4 | |
| Liberty Mutual Independent | Northern Underwriters Inc Dba Vast | 300 S Front St, Marquette, MI, 49855 | 8.9 | |
| Liberty Mutual Independent | Njk Management Inc | 119 W Division St, Ishpeming, MI, 49849 | 20.2 | |
| State Farm | Nick Gualazzi | 1700 Ash Street, Ishpeming, MI, 49849-1017 | 20.2 | |
| Allstate | A Plus Ins Services | 2510 1st Ave N, Escanaba, MI, 49829 | 50.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Marquette County, MI | $142,900 | $760 | $520 | $1,060 | $540 |
| Chocolay charter, MI | $174,000 | $693 | $470 | $960 | $490 |
| Sands, MI | $179,600 | $832 | $610 | $1,150 | $540 |
| Gwinn, MI | $77,100 | $680 | $460 | $970 | $510 |
| Palmer, MI | $62,500 | $651 | $460 | $900 | $440 |
| Forsyth, MI | $106,700 | $681 | $460 | $970 | $510 |
| Turin, MI | $80,800 | $687 | $470 | $940 | $470 |
| Champion, MI | $66,400 | $659 | $450 | $940 | $490 |
| Michigamme, MI | $121,600 | $754 | $550 | $1,030 | $480 |
| Dickinson County, MI | $92,100 | $658 | $450 | $900 | $450 |
| Gladstone, MI | $86,900 | $698 | $470 | $1,000 | $530 |
| Ensign, MI | $154,700 | $800 | $540 | $1,100 | $560 |