Gavop's guide to buying homeowners insurance in China Spring, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| China Spring, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Furlong Way, Burkhart Ln, Mikel Ln, April Ln, Childress Creek Dr, Illinois, Talbert Ranch Rd, Maurice Ln, Quail Haven Rd, Mac Rd | $191,000 | $180,000 | $150,000-$175,000 | $109,500 | $90,000 | $100,000-$125,000 |
| Eagle Canyon Rd, Red Oak Cir, Pamela Rd, Laura Anne Loop, Bone Rd, Live Oak Ln, White Wing Rd, Jackson Ln, Meandering Way, Range Rd | $149,000 | $130,000 | $125,000-$150,000 | $140,000 | $120,000 | $125,000-$150,000 |
| Oklahoma St, S Rock Creek Loop, Horseshoe Bend Rd, Pete Russell Loop, Shiloh Trl, Rosa Ln, Gilliam Dr, Dove Hill Ln, N Rock Creek Rd, Bluffview Cir | $179,000 | $160,000 | $200,000-$250,000 | $148,000 | $140,000 | $125,000-$150,000 |
| Dominion Oaks Dr, Panther Branch Rd, Gravel Rd, Lake Dr, Bosqueview Cir, Grand Oaks, Shoofly Ln, Spring Water Ln, Old Ranch Rd, Cloverland | $231,500 | $220,000 | $250,000-$300,000 | $137,500 | $130,000 | $125,000-$150,000 |
| Woodland Dr, Larry's Aly, Morning Star Cir, Memory Ln, Bent Oaks Ct, Spring Country, Cedar Ridge Dr, Clark Dr, Leisure Cir, Garrett Ln | $171,500 | $160,000 | $150,000-$175,000 | $174,000 | $140,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$184 | $784 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$77 | $890 |
| Hail Resistant Roof Discount | -$19 | $949 |
| Newly Constructed Home Discount | -$242 | $726 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,537 |
| Hail Damage | $4,618 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $15,884 |
| Home Insurance Company China Spring, TX | Homeowners Insurance Agency China Spring, TX | Address | Popularity Score | Distance from China Spring (miles) |
|---|---|---|---|---|
| Farmers | Blake Jones | 617 W Henderson St Ste A, Cleburne, TX, 76033 | 46.4 | |
| State Farm | Clint Pullen | 603 N Nolan River Rd, Cleburne, TX, 76033-7007 | 46.3 | |
| State Farm | Terry Strickland | 4949 Franklin Ave, Waco, TX, 76710-6900 | 13.2 | |
| State Farm | Scott Stanley | 1515 Wooded Acres Dr, Waco, TX, 76710-2838 | 11.9 | |
| Farmers | Darren Hayes | 116 W Jefferson Ave, Whitney, TX, 76692 | 19.0 | |
| State Farm | Crystal Plaster | 1632 W Henderson St Ste C, Cleburne, TX, 76033-4167 | 46.0 | |
| Allstate | William Rochelle | 4400 E Central Texas Expy, Killeen, TX, 76543 | 47.3 | |
| Farmers | George Thompson | 1207 S Hewitt Dr, Hewitt, TX, 76643 | 17.5 | |
| Farmers | Jim Moreno | 216 S Ridgeway Dr, Cleburne, TX, 76033 | 45.9 | |
| Farmers | Alan Rhea | 4708 W Waco Dr, Waco, TX, 76710 | 13.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| McLennan County, TX | $125,200 | $1,460 | $960 | $2,250 | $1,290 |
| China Spring, TX | $175,700 | $968 | $640 | $1,490 | $850 |
| Gholson, TX | $118,300 | $1,596 | $1,050 | $2,460 | $1,410 |
| West, TX | $104,800 | $1,541 | $1,020 | $2,370 | $1,350 |
| Elm Mott, TX | $115,300 | $992 | $650 | $1,530 | $880 |
| Waco, TX | $121,300 | $1,447 | $960 | $2,230 | $1,270 |
| Axtell, TX | $107,600 | $1,553 | $1,020 | $2,390 | $1,370 |
| Marlin, TX | $52,700 | $893 | $590 | $1,380 | $790 |
| East Bell, TX | $134,600 | $1,656 | $1,090 | $2,550 | $1,460 |
| Cleburne, TX | $102,600 | $1,378 | $910 | $2,120 | $1,210 |
| Evant, TX | $134,100 | $1,654 | $1,090 | $2,550 | $1,460 |
| Keene, TX | $106,300 | $968 | $640 | $1,490 | $850 |