Gavop tells you how to get the best homeowners insurance in Miami Springs, FL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $86,500 | $80,000 | $50,000-$75,000 |
| 2 Bedroom | $226,500 | $190,000 | $250,000-$300,000 |
| 3 Bedroom | $290,500 | $260,000 | $250,000-$300,000 |
| 4 Bedroom | $249,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $447,000 | $370,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $787 |
| Superior Protection Discount | -$94 | $844 |
| Fire & Security Discount | -$66 | $872 |
| Hail Resistant Roof Discount | -$19 | $919 |
| Newly Constructed Home Discount | -$187 | $750 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miami-Dade County | $1,500 | $1,348 | $2,848 | $979 | $2,479 | $368 |
| Miami Springs, FL | $700 | $926 | $1,626 | $673 | $1,373 | $253 |
| West Miami, FL | $100 | $2,148 | $2,248 | $1,561 | $1,661 | $587 |
| Westview, FL | $1,000 | $1,050 | $2,050 | $763 | $1,763 | $287 |
| Palm Springs North, FL | $200 | $2,325 | $2,525 | $1,689 | $1,889 | $635 |
| West Park, FL | $2,000 | $1,434 | $3,434 | $1,042 | $3,042 | $392 |
| Sunrise, FL | $200 | $1,350 | $1,550 | $981 | $1,181 | $369 |
| Fort Lauderdale, FL | $700 | $1,268 | $1,968 | $922 | $1,622 | $347 |
| Lauderdale-by-the-Sea, FL | $300 | $931 | $1,231 | $676 | $976 | $254 |
| Hillsboro Beach, FL | $2,000 | $2,779 | $4,779 | $2,020 | $4,020 | $760 |
| Delray Beach, FL | $400 | $1,339 | $1,739 | $973 | $1,373 | $366 |
| Boynton Beach-Delray Beach, FL | $2,000 | $1,388 | $3,388 | $1,009 | $3,009 | $379 |
| Home Insurance Company Miami Springs, FL | Homeowners Insurance Agency Miami Springs, FL | Address | Popularity Score | Distance from Miami Springs (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | 1st Allegiant Insurance Llc | 2450 Hollywood Blvd Ste 303, Hollywood, FL, 33020 | 15.6 | |
| Travelers | E & L Insurance Services Inc | 1241 Sw 27 Ave, Miami, FL, 33135 | 5.2 | |
| State Farm | Enette Henderson | 152 Ne 167th St Ste 405, Miami, FL, 33162-3400 | 9.4 | |
| State Farm | Maria Elena Cisneros | 9415 Sunset Dr Ste 101, Miami, FL, 33173-5493 | 8.8 | |
| Allstate | Jason Shears | 350 E Dania Beach Blvd, Dania, FL, 33004 | 18.6 | |
| Travelers | Access Insurance Group | 8726 Nw 26 St 11, Doral, FL, 33172 | 3.4 | |
| Travelers | Florida Bankers Insurance | 7278 Sw 8th St, Miami, FL, 33144 | 4.2 | |
| Allstate | Ramon Balladares | 2455 Sw 27th Ave Ste 210, Miami, FL, 33145 | 6.0 | |
| State Farm | Gus Figueredo | 7950 W Flagler St Ste 103, Miami, FL, 33144-2206 | 4.1 | |
| State Farm | Luis Gonzalez | 10828 Nw 58th St, Doral, FL, 33178-2854 | 5.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Miami-Dade County, FL | $242,800 | $1,364 | $1,060 | $1,830 | $770 |
| Miami Springs, FL | $339,500 | $937 | $730 | $1,260 | $530 |
| West Miami, FL | $267,200 | $2,174 | $1,700 | $2,910 | $1,210 |
| Westview, FL | $162,100 | $1,063 | $830 | $1,420 | $590 |
| Palm Springs North, FL | $296,400 | $2,353 | $1,840 | $3,150 | $1,310 |
| West Park, FL | $155,600 | $1,451 | $1,130 | $1,940 | $810 |
| Sunrise, FL | $165,500 | $1,366 | $1,070 | $1,830 | $760 |
| Fort Lauderdale, FL | $224,200 | $1,284 | $1,000 | $1,720 | $720 |
| Lauderdale-by-the-Sea, FL | $459,100 | $942 | $730 | $1,260 | $530 |
| Hillsboro Beach, FL | $376,300 | $2,813 | $2,190 | $3,770 | $1,580 |
| Delray Beach, FL | $240,800 | $1,355 | $1,060 | $1,820 | $760 |
| Boynton Beach-Delray Beach, FL | $201,600 | $1,405 | $1,100 | $1,880 | $780 |