Gavop shows you how to buy homeowners insurance in Middlesex County, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $170,000 | $160,000 | $175,000-$200,000 |
| 3 Bedroom | $167,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $322,500 | $280,000 | $350,000-$400,000 |
| 5 Bedroom | $315,000 | $280,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$111 | $681 |
| Superior Protection Discount | -$79 | $713 |
| Fire & Security Discount | -$71 | $721 |
| Hail Resistant Roof Discount | -$16 | $776 |
| Newly Constructed Home Discount | -$190 | $602 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $1,000 | $783 | $1,783 | $569 | $1,569 | $214 |
| Middlesex County, VA | $1,000 | $783 | $1,783 | $569 | $1,569 | $214 |
| Mathews County, VA | $500 | $759 | $1,259 | $552 | $1,052 | $208 |
| New Kent, VA | $400 | $1,077 | $1,477 | $783 | $1,183 | $294 |
| Tangier, VA | $2,000 | $522 | $2,522 | $379 | $2,379 | $143 |
| Newport News, VA | $500 | $814 | $1,314 | $591 | $1,091 | $222 |
| Northampton County, VA | $2,500 | $660 | $3,160 | $479 | $2,979 | $180 |
| Washington, VA | $100 | $747 | $847 | $543 | $643 | $204 |
| Accomac, VA | $1,500 | $675 | $2,175 | $490 | $1,990 | $184 |
| Home Insurance Company Middlesex County, VA | Homeowners Insurance Agency Middlesex County, VA | Address | Popularity Score | Distance from Middlesex County (miles) |
|---|---|---|---|---|
| Allstate | Marsha Weatherwax | 6941 Geo Wash Mem Hwy, Gloucester, VA, 23061 | 13.7 | |
| State Farm | Patty Heath | 12600 Jefferson Ave Ste B, Newport News, VA, 23602-4371 | 32.8 | |
| State Farm | Scott Miller | 13193 Warwick Blvd Ste 102, Newport News, VA, 23602-8320 | 34.1 | |
| State Farm | Jeremy Dixon | 200 Nat Turner Blvd S Ste 2, Newport News, VA, 23606-2998 | 36.1 | |
| State Farm | Sherry Vincent | 15423 Carrollton Blvd, Carrollton, VA, 23314-2307 | 46.9 | |
| State Farm | Erica Chigos-White | 1158 Big Bethel Rd, Hampton, VA, 23666-1906 | 38.2 | |
| Erie | Thrift Insurance Corporation | 720 Main Street, West Point, VA, 23181 | 15.6 | |
| State Farm | Jim Clark | 1507 E Bayview Blvd Ste A, Norfolk, VA, 23503-3250 | 49.1 | |
| State Farm | Che Henderson | 2960 Hampton Hwy Ste E, Yorktown, VA, 23693-4749 | 35.4 | |
| State Farm | Jack Lubore | 16 S King St, Hampton, VA, 23669-4042 | 41.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,310 | $670 |
| Middlesex County, VA | $248,400 | $792 | $570 | $1,090 | $520 |
| Middlesex County, VA | $248,400 | $792 | $540 | $1,130 | $590 |
| Mathews County, VA | $227,200 | $769 | $550 | $1,100 | $550 |
| New Kent, VA | $357,400 | $1,090 | $800 | $1,520 | $720 |
| Tangier, VA | $95,000 | $528 | $360 | $740 | $380 |
| Newport News, VA | $189,300 | $824 | $570 | $1,160 | $590 |
| Northampton County, VA | $165,800 | $668 | $460 | $950 | $490 |
| Washington, VA | $217,200 | $756 | $540 | $1,080 | $540 |
| Accomac, VA | $130,300 | $683 | $460 | $940 | $480 |