Gavop tells you how to get the best homeowners insurance in Lincoln charter, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $101,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $181,500 | $160,000 | $175,000-$200,000 |
| 4 Bedroom | $322,000 | $270,000 | $250,000-$300,000 |
| 5 Bedroom | $341,000 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $570 |
| Superior Protection Discount | -$63 | $633 |
| Fire & Security Discount | -$77 | $619 |
| Hail Resistant Roof Discount | -$14 | $682 |
| Newly Constructed Home Discount | -$174 | $522 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Berrien County | $2,000 | $748 | $2,748 | $544 | $2,544 | $205 |
| Lincoln charter, MI | $2,500 | $687 | $3,187 | $499 | $2,999 | $188 |
| Bridgman, MI | $500 | $807 | $1,307 | $587 | $1,087 | $221 |
| Weesaw, MI | $2,500 | $778 | $3,278 | $565 | $3,065 | $212 |
| New Buffalo, MI | $300 | $877 | $1,177 | $638 | $938 | $240 |
| Portage, IN | $700 | $618 | $1,318 | $449 | $1,149 | $169 |
| Pottawattamie Park, IN | $100 | $915 | $1,015 | $665 | $765 | $250 |
| Penn, IN | $1,500 | $669 | $2,169 | $486 | $1,986 | $183 |
| Osolo, IN | $300 | $683 | $983 | $496 | $796 | $187 |
| Burns Harbor, IN | $1,000 | $918 | $1,918 | $667 | $1,667 | $251 |
| Porter County, IN | $400 | $905 | $1,305 | $658 | $1,058 | $247 |
| Saugatuck, MI | $1,500 | $913 | $2,413 | $663 | $2,163 | $249 |
| Home Insurance Company Lincoln charter, MI | Homeowners Insurance Agency Lincoln charter, MI | Address | Popularity Score | Distance from Lincoln charter (miles) |
|---|---|---|---|---|
| State Farm | Dave Majerek | 21 N Elm St, Three Oaks, MI, 49128-1600 | 15.7 | |
| Liberty Mutual Independent | Whitaker-Lachance | 2176 E Centre Ave, Portage, MI, 49002 | 50.1 | |
| Liberty Mutual Independent | Lake-Shores Insurance Agency | 5604 Cleveland Ave, Stevensville, MI, 49127 | 0.6 | |
| Allstate | Jeff Duncan | 1595 W Centre Ave Ste 201, Portage, MI, 49024 | 47.9 | |
| Liberty Mutual Independent | Mahar Insurance Agency | 210 W Division St, Dowagiac, MI, 49047 | 20.6 | |
| State Farm | Jason Vadney | 4078 Red Arrow Hwy, Saint Joseph, MI, 49085-9209 | 2.0 | |
| State Farm | Lynne Farmer | 408 Division St, Bangor, MI, 49013-1112 | 28.8 | |
| State Farm | Rich Dubois | 3415 W Main St, Kalamazoo, MI, 49006-6060 | 48.9 | |
| State Farm | Tom Mikel | 3430 Hollywood Rd, Saint Joseph, MI, 49085-9551 | 3.8 | |
| State Farm | Troy Weldon | 3054 S 9th St Ste A, Kalamazoo, MI, 49009-6250 | 45.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,080 | $510 |
| Berrien County, MI | $140,900 | $758 | $520 | $1,080 | $560 |
| Lincoln charter, MI | $176,500 | $696 | $490 | $960 | $470 |
| Bridgman, MI | $167,800 | $817 | $560 | $1,120 | $560 |
| Weesaw, MI | $145,300 | $787 | $540 | $1,130 | $590 |
| New Buffalo, MI | $220,100 | $888 | $600 | $1,230 | $630 |
| Portage, IN | $73,500 | $626 | $450 | $860 | $410 |
| Pottawattamie Park, IN | $160,500 | $926 | $620 | $1,310 | $690 |
| Penn, IN | $116,600 | $677 | $460 | $970 | $510 |
| Osolo, IN | $122,100 | $691 | $490 | $960 | $470 |
| Burns Harbor, IN | $162,100 | $929 | $680 | $1,330 | $650 |
| Porter County, IN | $173,100 | $916 | $620 | $1,300 | $680 |
| Saugatuck, MI | $243,700 | $924 | $640 | $1,280 | $640 |