Gavop's guide to buying homeowners insurance in Cedarburg, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Cedarburg, WI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Aspen St, W Marseilles Dr, Meadowlark Ct, W Lantern Ln, Cardinal Ave, W Overlook Ct, Trailway Ct, Riverview Ct, Devonshire Dr, Rolling Meadow Ct | $336,000 | $310,000 | $250,000-$300,000 | $315,000 | $270,000 | $250,000-$300,000 |
| Hilltop Dr, Lakefield Rd, Ridgewood Ct, Polk St, Co Rd C, N Green Bay Rd, Washington Ct, Royalstone Ct, Heidel Rd, Freeman Ave | $356,000 | $290,000 | $400,000-$500,000 | $167,000 | $150,000 | $125,000-$150,000 |
| W Aster Dr, Ridgewood Rd, Bobwhite Ln, Riverland Rd, Vista Ln, Linden St, Sherman Rd, Woodmere Ct, Castle Ct, Obikoba Cir | $331,000 | $290,000 | $300,000-$350,000 | $174,000 | $160,000 | $200,000-$250,000 |
| Covered Bridge Rd, Fairhaven Dr, N Springdale Ct, River Vista Dr, Windsor Dr, Lindale Dr, Hampton Ave, Concord St, Wurthmann St, W Industrial Dr | $187,000 | $160,000 | $175,000-$200,000 | $146,000 | $130,000 | $150,000-$175,000 |
| W Bridge St, Fox Pointe Ave, Burr Ln, Pine Ridge Ct, Oneida Ct, Ridgeview Dr, Cedar Creek Rd, Fieldcrest St, Co Hwy O, Garfield Ct | $200,500 | $180,000 | $200,000-$250,000 | $211,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $589 |
| Superior Protection Discount | -$62 | $624 |
| Fire & Security Discount | -$48 | $637 |
| Hail Resistant Roof Discount | -$21 | $665 |
| Newly Constructed Home Discount | -$144 | $541 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ozaukee County | $1,000 | $763 | $1,763 | $554 | $1,554 | $208 |
| Cedarburg, WI | $2,500 | $677 | $3,177 | $492 | $2,992 | $185 |
| Wauwatosa, WI | $200 | $729 | $929 | $530 | $730 | $199 |
| Cedar Grove, WI | $1,500 | $650 | $2,150 | $472 | $1,972 | $178 |
| Greenfield, WI | $500 | $657 | $1,157 | $478 | $978 | $180 |
| Rubicon, WI | $1,000 | $769 | $1,769 | $559 | $1,559 | $210 |
| Dodge County, WI | $400 | $634 | $1,034 | $461 | $861 | $173 |
| Wind Point, WI | $700 | $772 | $1,472 | $561 | $1,261 | $211 |
| Eagle, WI | $300 | $885 | $1,185 | $643 | $943 | $242 |
| Eagle Lake, WI | $700 | $673 | $1,373 | $489 | $1,189 | $184 |
| Brighton, WI | $300 | $784 | $1,084 | $570 | $870 | $214 |
| Brandon, WI | $1,500 | $574 | $2,074 | $417 | $1,917 | $157 |
| Home Insurance Company Cedarburg, WI | Homeowners Insurance Agency Cedarburg, WI | Address | Popularity Score | Distance from Cedarburg (miles) |
|---|---|---|---|---|
| Allstate | Steven Simonovic | 5117 Green Bay Rd Ste B, Kenosha, WI, 53144 | 49.2 | |
| Travelers | Frank Medina Insurance Agency Inc | 342 N Water St Ste 600, Milwaukee, WI, 53202 | 18.7 | |
| State Farm | Joe Woelfle | 11649 N Pt Wsntn Rd, Mequon, WI, 53092-3460 | 7.2 | |
| State Farm | Craig Thompson | 12545 W Burleigh Rd Ste 3, Brookfield, WI, 53005-3101 | 16.0 | |
| State Farm | Megan Borland | 266 N Main St, Thiensville, WI, 53092-1618 | 4.4 | |
| Farmers | Nicholas Pitterle | N88w15125 Main St Ste 102, Menomonee Falls, WI, 53051 | 10.0 | |
| State Farm | Lacritia Spence | 4301 W Bradley Rd Ste 110, Brown Deer, WI, 53223-3758 | 9.4 | |
| State Farm | Tom Poelzer | 11429 W Bluemound Rd, Wauwatosa, WI, 53226-4031 | 18.5 | |
| State Farm | Ryan Sturm | N86w14041 Beacon St Ste B, Menomonee Fls, WI, 53051-3246 | 9.9 | |
| Liberty Mutual Independent | Fcj&K An Affiliate Of Robertson Ryan & Associates | 10335 N Port Washington Rd Ste 100, Mequon, WI, 53092 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $950 | $460 |
| Ozaukee County, WI | $262,100 | $772 | $560 | $1,100 | $540 |
| Cedarburg, WI | $281,500 | $685 | $490 | $970 | $480 |
| Wauwatosa, WI | $227,200 | $738 | $510 | $1,040 | $530 |
| Cedar Grove, WI | $153,900 | $658 | $480 | $910 | $430 |
| Greenfield, WI | $169,500 | $665 | $490 | $950 | $460 |
| Rubicon, WI | $243,600 | $778 | $550 | $1,070 | $520 |
| Dodge County, WI | $156,200 | $642 | $440 | $920 | $480 |
| Wind Point, WI | $246,300 | $781 | $570 | $1,110 | $540 |
| Eagle, WI | $343,000 | $896 | $610 | $1,230 | $620 |
| Eagle Lake, WI | $166,800 | $681 | $490 | $960 | $470 |
| Brighton, WI | $259,300 | $794 | $530 | $1,130 | $600 |
| Brandon, WI | $119,900 | $581 | $420 | $820 | $400 |