Gavop shows you how to buy homeowners insurance in Laurel Bay, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Laurel Bay, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Hodge Dr, Hanna Ave, Calico Ct, Landon Way, Webb Rd, Qualls Ln, Deschamps Ln, State Rd S-7-70, State Rd S-7-807, Stillwood Ln | $75,500 | $60,000 | $50,000-$75,000 | $100,000 | $90,000 | $100,000-$125,000 |
| Churchdale Dr, State Rd S-7-543, Garrett Ln, State Rd S-7-295, Laurel Bay Rd, Ellis Pl, State Hwy 116, Deer Run, Peace Haven Dr, Ramsey Loop | $81,500 | $70,000 | $75,000-$100,000 | $193,500 | $170,000 | $175,000-$200,000 |
| Parris Island Gtwy, Westgate Cir, Franklin Dr, Alexander Way, Birch Dr, Bluebell St, Lexxus Ln, Fieldfare Way, Harford, State Hwy S 7-549 | $147,000 | $130,000 | $125,000-$150,000 | $263,000 | $210,000 | $250,000-$300,000 |
| St Phillips Blvd, Jeter Rd, Burton Wells Rd, Clarendon Shores Dr, Warren Ln, Sundown Bend, Balsam St, Park Bend, Garrett Smalls Rd, Laurel St W | $178,000 | $160,000 | $175,000-$200,000 | $188,500 | $180,000 | $200,000-$250,000 |
| Whites Dr, Wegeon Ln, Roberts Rd, Pine Grove Rd, Morrall Dr, Rentz St, Landon Ln, Shantlin Rd, Eastern Rd, Dahlia Dr | $100,000 | $80,000 | $75,000-$100,000 | $155,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $574 |
| Superior Protection Discount | -$62 | $630 |
| Fire & Security Discount | -$76 | $616 |
| Hail Resistant Roof Discount | -$14 | $678 |
| Newly Constructed Home Discount | -$145 | $547 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beaufort County | $2,500 | $1,367 | $3,867 | $993 | $3,493 | $373 |
| Laurel Bay, SC | $2,500 | $684 | $3,184 | $497 | $2,997 | $187 |
| Hendersonville, SC | $200 | $799 | $999 | $581 | $781 | $218 |
| Hampton County, SC | $2,000 | $799 | $2,799 | $581 | $2,581 | $218 |
| Rincon, GA | $300 | $986 | $1,286 | $717 | $1,017 | $270 |
| Ravenel-Hollywood, SC | $1,500 | $811 | $2,311 | $589 | $2,089 | $222 |
| Isle of Hope, GA | $200 | $1,394 | $1,594 | $1,013 | $1,213 | $381 |
| Chatham County, GA | $2,000 | $989 | $2,989 | $718 | $2,718 | $270 |
| Hollywood, SC | $500 | $1,355 | $1,855 | $984 | $1,484 | $370 |
| Savannah, GA | $2,000 | $884 | $2,884 | $642 | $2,642 | $242 |
| Summerville, SC | $500 | $1,084 | $1,584 | $788 | $1,288 | $296 |
| Johns Island, SC | $1,000 | $1,026 | $2,026 | $746 | $1,746 | $280 |
| Home Insurance Company Laurel Bay, SC | Homeowners Insurance Agency Laurel Bay, SC | Address | Popularity Score | Distance from Laurel Bay (miles) |
|---|---|---|---|---|
| Travelers | Kinghorn Insurance Agency Of Beaufort | 910 Carteret St, Beaufort, SC, 29902 | 7.0 | |
| Allstate | Kinghorn Beaufort | Po Box 1088, Beaufort, SC, 29901 | 7.1 | |
| State Farm | Chelsea Heintz | 2600 Savannah Hwy Ste A, Charleston, SC, 29414-5327 | 48.3 | |
| State Farm | John Acker | 630 Skylark Drive Suite O, Charleston, SC, 29407-1718 | 49.6 | |
| State Farm | John Mallett | 15 Mallett Way, Bluffton, SC, 29910-6064 | 14.2 | |
| State Farm | Tommy Rhodes | 10840 N Jacb Smrt Blvd, Ridgeland, SC, 29936-2707 | 11.5 | |
| Travelers | Corvino Insurance Agency Inc | 810 Travelers Blvd F-1, Summerville, SC, 29485 | 49.6 | |
| Travelers | Statewide Insurance Group | 134 B Lady' S Island Dr, Beaufort, SC, 29907 | 4.4 | |
| State Farm | Amy Bowman | 1284 Ribaut Rd, Beaufort, SC, 29902-6143 | 7.2 | |
| State Farm | Abbi Keen | 149 Riverwalk Blvd Ste 10, Ridgeland, SC, 29936-8191 | 13.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $710 | $1,390 | $680 |
| Beaufort County, SC | $283,800 | $1,383 | $1,010 | $1,960 | $950 |
| Laurel Bay, SC | $120,300 | $692 | $490 | $960 | $470 |
| Hendersonville, SC | $68,300 | $809 | $580 | $1,160 | $580 |
| Hampton County, SC | $75,400 | $809 | $540 | $1,160 | $620 |
| Rincon, GA | $166,500 | $998 | $710 | $1,410 | $700 |
| Ravenel-Hollywood, SC | $181,600 | $820 | $560 | $1,160 | $600 |
| Isle of Hope, GA | $319,400 | $1,411 | $970 | $1,950 | $980 |
| Chatham County, GA | $177,900 | $1,001 | $680 | $1,410 | $730 |
| Hollywood, SC | $234,600 | $1,371 | $930 | $1,960 | $1,030 |
| Savannah, GA | $137,800 | $895 | $620 | $1,230 | $610 |
| Summerville, SC | $187,400 | $1,097 | $760 | $1,570 | $810 |
| Johns Island, SC | $260,400 | $1,039 | $700 | $1,440 | $740 |