Gavop tells you how to get the best homeowners insurance in Harrison, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $188,000 | $180,000 | $175,000-$200,000 |
| 3 Bedroom | $211,500 | $200,000 | $175,000-$200,000 |
| 4 Bedroom | $345,500 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $231,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$116 | $568 |
| Superior Protection Discount | -$68 | $616 |
| Fire & Security Discount | -$75 | $609 |
| Hail Resistant Roof Discount | -$21 | $664 |
| Newly Constructed Home Discount | -$171 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $700 | $679 | $1,379 | $493 | $1,193 | $185 |
| Harrison, VA | $1,500 | $676 | $2,176 | $491 | $1,991 | $185 |
| Damascus, VA | $200 | $559 | $759 | $406 | $606 | $153 |
| Johnson County, TN | $2,500 | $768 | $3,268 | $558 | $3,058 | $210 |
| Honaker, VA | $500 | $381 | $881 | $277 | $777 | $104 |
| Creston, NC | $1,000 | $643 | $1,643 | $467 | $1,467 | $176 |
| Tazewell, VA | $100 | $607 | $707 | $441 | $541 | $166 |
| Clinchco, VA | $1,000 | $292 | $1,292 | $213 | $1,213 | $80 |
| Elk Creek, VA | $300 | $540 | $840 | $393 | $693 | $148 |
| Fall Branch, TN | $2,000 | $927 | $2,927 | $673 | $2,673 | $253 |
| Erwin, TN | $500 | $726 | $1,226 | $528 | $1,028 | $198 |
| Alleghany County, NC | $1,000 | $659 | $1,659 | $479 | $1,479 | $180 |
| Home Insurance Company Harrison, VA | Homeowners Insurance Agency Harrison, VA | Address | Popularity Score | Distance from Harrison (miles) |
|---|---|---|---|---|
| Erie | Hamilton Insurance | 840 Cumberland Street, Bristol, VA, 24201 | 16.0 | |
| Travelers | Trustpoint Insurance | 2195 Euclid Ave, Suite 8, Bristol, VA, 24201 | 17.1 | |
| Erie | Mccoy Insurance Services Inc. | 310 Main Street, Lebanon, VA, 24266 | 13.9 | |
| State Farm | Robby Wingate | 578 E Main St Ste A, Independence, VA, 24348-3880 | 45.4 | |
| Travelers | Wamplers Insurance Agency Inc | 445 Porterfield Hwy Sw Suite D, Abingdon, VA, 24210 | 2.9 | |
| Allstate | April Hamby Crabtree | 439 E Main St, Abingdon, VA, 24210 | 1.2 | |
| Allstate | Cbi Insurance | 18608 Lee Highway, Abingdon, VA, 24210 | 5.4 | |
| Erie | Sesco Group Inc. | 51 Commonwealth Avenue, Bristol, VA, 24201 | 16.1 | |
| Allstate | Cbi Insurance | 18608 Lee Hwy, Abingdon, VA, 24210 | 5.4 | |
| Allstate | Matt Lowe | 244 E Jackson St, Gate City, VA, 24251 | 35.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,360 | $670 |
| Washington County, VA | $137,200 | $687 | $490 | $950 | $460 |
| Harrison, VA | $145,700 | $684 | $470 | $940 | $470 |
| Damascus, VA | $102,600 | $566 | $410 | $800 | $390 |
| Johnson County, TN | $114,100 | $777 | $540 | $1,100 | $560 |
| Honaker, VA | $70,000 | $386 | $260 | $530 | $270 |
| Creston, NC | $105,400 | $651 | $440 | $890 | $450 |
| Tazewell, VA | $113,200 | $614 | $440 | $870 | $430 |
| Clinchco, VA | $56,400 | $296 | $220 | $420 | $200 |
| Elk Creek, VA | $98,700 | $547 | $370 | $750 | $380 |
| Fall Branch, TN | $117,800 | $938 | $670 | $1,290 | $620 |
| Erwin, TN | $101,100 | $735 | $500 | $1,010 | $510 |
| Alleghany County, NC | $136,000 | $667 | $450 | $950 | $500 |