Gavop's guide to buying homeowners insurance in Valley Falls, RI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Valley Falls, RI - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Duke Rd, Clark St, Citizen St, Tyler St, Hopkins Ter, Havens St, Factory St, Wyoming Dr, Glenside Rd, Millers Brook Dr | $243,500 | $210,000 | $250,000-$300,000 | $130,500 | $120,000 | $125,000-$150,000 |
| Brailey St, Kelly St, Davis St, Indiana Ave, Massachusetts Ave, Hines Rd, Norman St, Kent St, Julie St, Woodward St | $301,000 | $280,000 | $200,000-$250,000 | $156,000 | $130,000 | $150,000-$175,000 |
| W Barrows St, Ralco Way, Center St, Delaware Ave, Beachwood Dr, Carlson Dr, Ursa Way, Ethier Way, Kilburn St, Mayfair Rd | $265,000 | $230,000 | $200,000-$250,000 | $214,000 | $190,000 | $175,000-$200,000 |
| Greenalgh Ave, Hardwick St, Grandview Dr, Columbia Dr, Homer Ct, Ingraham St, Myrtle St, Stone Bridge Dr, Dorr St, Ann and Hope Way | $276,000 | $240,000 | $300,000-$350,000 | $195,500 | $160,000 | $200,000-$250,000 |
| Armas Ct, Morning Way, Roland St, Willow Dr, Patt Ave, Cray St, Woodside Ave, Pollett St, W Earle St, Stagecoach Rd | $317,000 | $270,000 | $350,000-$400,000 | $128,000 | $120,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $739 |
| Superior Protection Discount | -$79 | $800 |
| Fire & Security Discount | -$88 | $792 |
| Hail Resistant Roof Discount | -$26 | $853 |
| Newly Constructed Home Discount | -$202 | $677 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Providence County | $1,000 | $1,120 | $2,120 | $814 | $1,814 | $306 |
| Valley Falls, RI | $2,500 | $869 | $3,369 | $631 | $3,131 | $237 |
| North Seekonk, MA | $100 | $1,077 | $1,177 | $783 | $883 | $294 |
| Holbrook, MA | $1,000 | $835 | $1,835 | $607 | $1,607 | $228 |
| Southborough, MA | $100 | $1,018 | $1,118 | $740 | $840 | $278 |
| Quincy, MA | $2,000 | $1,381 | $3,381 | $1,004 | $3,004 | $377 |
| West Wareham, MA | $200 | $851 | $1,051 | $618 | $818 | $232 |
| Marshfield Hills, MA | $700 | $2,437 | $3,137 | $1,771 | $2,471 | $666 |
| Chaplin, CT | $500 | $1,024 | $1,524 | $744 | $1,244 | $280 |
| Charlestown, RI | $2,000 | $955 | $2,955 | $694 | $2,694 | $261 |
| Buzzards Bay, MA | $500 | $1,109 | $1,609 | $806 | $1,306 | $303 |
| Bourne, MA | $700 | $970 | $1,670 | $705 | $1,405 | $265 |
| Home Insurance Company Valley Falls, RI | Homeowners Insurance Agency Valley Falls, RI | Address | Popularity Score | Distance from Valley Falls (miles) |
|---|---|---|---|---|
| Nationwide | The Lawrence Agency Inc | 872 Smithfield Ave, Lincoln, RI, 2865 | 3.1 | |
| Allstate | Cesar Loaiza | 187 Douglas Ave, Providence, RI, 2908 | 6.2 | |
| Allstate | Robert Bolton | 1845 Post Rd Ste B, Warwick, RI, 2886 | 13.5 | |
| Travelers | Burns & Cotter | 206 Waterman St, Providence, RI, 2906 | 6.6 | |
| Allstate | George Martlandiii | 190 E Main Rd, Middletown, RI, 2842 | 28.4 | |
| Allstate | Edwin De Jesus | 760 N Main St, Providence, RI, 2904 | 5.8 | |
| Travelers | Christopher & Regan Ins Inc | 1130 Ten Rod Rd Ste B202, N Kingstown, RI, 2852 | 24.1 | |
| Travelers | Starkweather & Shepley | 60 Catamore Blvd, East Providence, RI, 2914 | 8.7 | |
| Travelers | Gardiner Whiteley Boardman Ins Agency Llc | 1 Main St, Pawtucket, RI, 2860 | 3.3 | |
| Travelers | Builders Insurance Group Inc | 450 Veterans Memorial Pkwy Ste 301a, E Providence, RI, 2914 | 8.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Rhode Island | $242,200 | $1,321 | $910 | $1,820 | $910 |
| Providence County, RI | $214,400 | $1,134 | $830 | $1,600 | $770 |
| Valley Falls, RI | $219,100 | $879 | $640 | $1,240 | $600 |
| North Seekonk, MA | $256,800 | $1,090 | $780 | $1,500 | $720 |
| Holbrook, MA | $291,000 | $845 | $620 | $1,200 | $580 |
| Southborough, MA | $584,500 | $1,031 | $700 | $1,460 | $760 |
| Quincy, MA | $384,600 | $1,398 | $950 | $1,930 | $980 |
| West Wareham, MA | $158,300 | $861 | $610 | $1,210 | $600 |
| Marshfield Hills, MA | $604,300 | $2,467 | $1,700 | $3,400 | $1,700 |
| Chaplin, CT | $195,300 | $1,036 | $700 | $1,470 | $770 |
| Charlestown, RI | $305,900 | $966 | $710 | $1,320 | $610 |
| Buzzards Bay, MA | $268,200 | $1,122 | $760 | $1,540 | $780 |
| Bourne, MA | $345,400 | $982 | $670 | $1,390 | $720 |