Gavop's guide to buying homeowners insurance in Beaver County, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Beaver County, OK - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Avenue N, 10th, N 3rd St, W 1st, N Mississippi St, Hibbs, E 10th St, 10th St, Ew-32, Hollow N1410 | $82,500 | $70,000 | $75,000-$100,000 | $105,000 | $90,000 | $100,000-$125,000 |
| N Mississippi Ave, Hollow E0290, Branch 9th, Ave A, Ponderosa Dr, North, Broadway, Steel Ridge Rd, N 2nd, N 1st St | $156,000 | $150,000 | $150,000-$175,000 | $112,000 | $100,000 | $125,000-$150,000 |
| Reno Rd, US Hwy 270, Hollow N1650, W 6th St, Ave I, Peters, N Branch 3rd, N Indiana Ave, Ew-31, Crescent Texas | $87,500 | $80,000 | $100,000-$125,000 | $73,500 | $60,000 | $75,000-$100,000 |
| Ave G, Hollow E0250, Crescent Wichita Falls, W Branch 10th, Ns-126, Oklahoma, Hollow N1280, 9th Dr, Crescent Oklahoma, Ns-138 | $111,000 | $90,000 | $100,000-$125,000 | $73,000 | $60,000 | $50,000-$75,000 |
| Douglas Ave, Hollow N1290, Crescent Douglas, W 5th, Circle Dr, E 3rd St, Lee, Robert, Hollow E0350, Ns-141 | $65,500 | $60,000 | $50,000-$75,000 | $60,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$162 | $790 |
| Superior Protection Discount | -$86 | $866 |
| Fire & Security Discount | -$86 | $866 |
| Hail Resistant Roof Discount | -$29 | $923 |
| Newly Constructed Home Discount | -$190 | $761 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beaver County | $700 | $940 | $1,640 | $683 | $1,383 | $257 |
| Beaver County, OK | $1,500 | $940 | $2,440 | $683 | $2,183 | $257 |
| North Beaver, OK | $500 | $1,313 | $1,813 | $954 | $1,454 | $359 |
| Forgan, OK | $1,000 | $857 | $1,857 | $623 | $1,623 | $234 |
| Turpin, OK | $400 | $1,449 | $1,849 | $1,053 | $1,453 | $396 |
| Fargo, KS | $2,000 | $970 | $2,970 | $705 | $2,705 | $265 |
| Kismet, KS | $100 | $1,019 | $1,119 | $740 | $840 | $278 |
| West Plains, KS | $2,500 | $1,098 | $3,598 | $798 | $3,298 | $300 |
| Perryton East, TX | $400 | $1,500 | $1,900 | $1,090 | $1,490 | $410 |
| Englewood, KS | $1,000 | $543 | $1,543 | $395 | $1,395 | $149 |
| Northwest Ellis, OK | $300 | $1,051 | $1,351 | $764 | $1,064 | $287 |
| Mertilla, KS | $1,000 | $1,489 | $2,489 | $1,082 | $2,082 | $407 |
| Home Insurance Company Beaver County, OK | Homeowners Insurance Agency Beaver County, OK | Address | Popularity Score | Distance from Beaver County (miles) |
|---|---|---|---|---|
| Travelers | Lake Insurance Agency Inc | 133 W Jane Jayroe Blvd, Laverne, OK, 73848 | 32.8 | |
| Allstate | Stuart Keffer Schoe | 312 S Main Po Box 9, Shattuck, OK, 73858 | 46.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,070 | $2,100 | $1,030 |
| Beaver County, OK | $106,500 | $951 | $650 | $1,340 | $690 |
| Beaver County, OK | $106,500 | $951 | $660 | $1,310 | $650 |
| North Beaver, OK | $105,400 | $1,329 | $960 | $1,870 | $910 |
| Forgan, OK | $52,900 | $867 | $590 | $1,190 | $600 |
| Turpin, OK | $122,900 | $1,467 | $1,060 | $2,080 | $1,020 |
| Fargo, KS | $73,000 | $982 | $770 | $1,330 | $560 |
| Kismet, KS | $80,000 | $1,031 | $800 | $1,390 | $590 |
| West Plains, KS | $92,200 | $1,111 | $870 | $1,500 | $630 |
| Perryton East, TX | $99,800 | $1,518 | $1,000 | $2,340 | $1,340 |
| Englewood, KS | $22,100 | $550 | $430 | $740 | $310 |
| Northwest Ellis, OK | $74,300 | $1,064 | $720 | $1,460 | $740 |
| Mertilla, KS | $175,000 | $1,507 | $1,180 | $2,030 | $850 |