Gavop shows you how to buy homeowners insurance in Ashtabula County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Ashtabula County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W 5th St, Twp Hwy 173, Richwood Dr, Loveland Rd, Blakeslee Rd, N Main St, Lyndon Ave, Munson Hill Rd, Twp Hwy 272, Twp Hwy 225 | $183,000 | $160,000 | $125,000-$150,000 | $128,000 | $120,000 | $125,000-$150,000 |
| S Crabtree Cir, Harbor Ave, Hickory Ct, Isabel Ave, Twp Hwy 525, Blair Ave, Graham Rd, Ninevah Rd, Twp Hwy 556, Fifield Ave | $153,000 | $120,000 | $150,000-$175,000 | $127,500 | $110,000 | $125,000-$150,000 |
| Cummins Ave, Eagle Dr, Co Hwy 566, Penn Ave, State St, Ridge Rd, Alex Ct, Stone Ridge Cir, Twp Hwy 317, Plymouth Brown Rd | $109,000 | $90,000 | $75,000-$100,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Airport Rd, Finlaw Rd, Stanley Ct, Co Hwy 182, N Liberty St, Twp Hwy 532, Twp Hwy 552, Regal Dr, Pymatuning Dr, Co Hwy 343 | $163,500 | $150,000 | $175,000-$200,000 | $74,000 | $60,000 | $75,000-$100,000 |
| Lincoln Ave, Cox Dr, Chestnut St Exd, State Rte 46 S, Elizabeth Dr, Sisley Rd, 1st St, Elm St, Ireland Rd, E 32nd St | $169,000 | $150,000 | $175,000-$200,000 | $116,500 | $100,000 | $100,000-$125,000 |
| Davis Rd, Blake Rd, Sugar Creek Dr, Beach St, Twp Hwy 290, Village Green Dr, Hillcrest Ct, Chester Rd, Overlook Rd, Deborah Ln | $171,000 | $140,000 | $150,000-$175,000 | $116,500 | $90,000 | $100,000-$125,000 |
| S Denmark Rd, Crestview Dr, S Lake Dr, Lawton Ave, Twp Hwy 540, Stewart Ave, Jackson St, Salisbury Rd, Twp Hwy 202, Harbor St | $105,000 | $100,000 | $100,000-$125,000 | $106,000 | $90,000 | $100,000-$125,000 |
| Shi Mar Dr, Caylor Ct, Lakeshore Ct, Randall Ct, Windsor Mechanicsville Rd, Cedar St, Twp Hwy 209, 3rd Ave, 16th St, Baltic St | $131,500 | $110,000 | $100,000-$125,000 | $86,000 | $80,000 | $75,000-$100,000 |
| Peebles Rd, Linton Rd, Twp Hwy 270, Chamberlain Blvd, W Mulberry St, Oak Ln, Woodman Ave, Noble Rd, Wiswell Rd, W Prospect Rd | $124,500 | $100,000 | $125,000-$150,000 | $64,000 | $60,000 | $50,000-$75,000 |
| Billows Beach, Hague Rd, Storey Rd, Matson Rd, Hillcrest Dr, W Cedar St, Brydle Rd, E 28th St, March Rd, Bartlett St | $158,500 | $130,000 | $175,000-$200,000 | $136,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$87 | $535 |
| Superior Protection Discount | -$62 | $560 |
| Fire & Security Discount | -$44 | $578 |
| Hail Resistant Roof Discount | -$19 | $603 |
| Newly Constructed Home Discount | -$174 | $448 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ashtabula County | $1,000 | $614 | $1,614 | $446 | $1,446 | $168 |
| Ashtabula County, OH | $1,500 | $614 | $2,114 | $446 | $1,946 | $168 |
| Geneva, OH | $200 | $680 | $880 | $494 | $694 | $186 |
| Painesville, OH | $2,000 | $674 | $2,674 | $490 | $2,490 | $184 |
| Kirtland, OH | $400 | $790 | $1,190 | $574 | $974 | $216 |
| Farmington, OH | $1,500 | $740 | $2,240 | $538 | $2,038 | $202 |
| Waterford, PA | $300 | $709 | $1,009 | $516 | $816 | $194 |
| Cortland, OH | $2,500 | $665 | $3,165 | $483 | $2,983 | $182 |
| Blooming Valley, PA | $200 | $621 | $821 | $452 | $652 | $170 |
| Hiram, OH | $700 | $841 | $1,541 | $611 | $1,311 | $230 |
| Sharpsville, PA | $500 | $546 | $1,046 | $397 | $897 | $149 |
| Farrell, PA | $700 | $717 | $1,417 | $521 | $1,221 | $196 |
| Home Insurance Company Ashtabula County, OH | Homeowners Insurance Agency Ashtabula County, OH | Address | Popularity Score | Distance from Ashtabula County (miles) |
|---|---|---|---|---|
| State Farm | Mary Anne Hurley | 8 N State St, Painesville, OH, 44077-3955 | 28.5 | |
| State Farm | Tracie Brown | 3120 Market Place Dr Ste G, Ashtabula, OH, 44004-4579 | 1.8 | |
| Liberty Mutual Independent | Strassman Insurance Services Inc | 26351 Curtiss Wright Pkwy, Richmond Heights, OH, 44143 | 45.0 | |
| Liberty Mutual Independent | Strassman Insurance Services Inc | 26351 Curtis Wright Pkwy, Richmond Heights, OH, 44143 | 45.0 | |
| State Farm | Andre Payten | 22514 Lake Shore Blvd, Euclid, OH, 44123-1315 | 45.1 | |
| State Farm | Chris Brecht | 256 Liberty St, Conneaut, OH, 44030-2762 | 10.1 | |
| Travelers | Kompas Ins Agency Llc | 36 Public Sq Ste 201, Willoughby, OH, 44094 | 38.9 | |
| Travelers | Treen Insurance Service Agency Inc | 1484 State Rte 46 N Ste 8, Jefferson, OH, 44047 | 9.8 | |
| Travelers | Huntington Insurance | 4250 Lake Ave, Ashtabula, OH, 44004 | 3.1 | |
| Farmers | Scott "Maverick" Mills | 6690 Beta Dr Ste 320, Mayfield Village, OH, 44143 | 43.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,020 | $540 |
| Ashtabula County, OH | $106,300 | $622 | $430 | $880 | $450 |
| Ashtabula County, OH | $106,300 | $622 | $440 | $880 | $440 |
| Geneva, OH | $97,400 | $688 | $460 | $970 | $510 |
| Painesville, OH | $145,600 | $683 | $460 | $980 | $520 |
| Kirtland, OH | $276,500 | $800 | $580 | $1,130 | $550 |
| Farmington, OH | $152,800 | $749 | $550 | $1,030 | $480 |
| Waterford, PA | $156,400 | $718 | $480 | $990 | $510 |
| Cortland, OH | $140,800 | $673 | $480 | $920 | $440 |
| Blooming Valley, PA | $114,100 | $629 | $430 | $890 | $460 |
| Hiram, OH | $211,200 | $851 | $580 | $1,170 | $590 |
| Sharpsville, PA | $84,200 | $553 | $400 | $780 | $380 |
| Farrell, PA | $59,400 | $726 | $520 | $1,040 | $520 |