Gavop's guide to buying homeowners insurance in Fulton, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fulton, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| N Twelfth St, Westlake Dr, 12th St, Starfish Dr, N Third St, Grapevine Dr, Salt Lake Rd, S Lake Dr, Copano Dr, Fourth St | $128,500 | $110,000 | $125,000-$150,000 | $86,000 | $70,000 | $75,000-$100,000 |
| Holly Dr, Captain's Bay, W Live Oak Ln, Dehausa St, Scott St, Fulton Ave, Main St, Timber Ln Lp, FM 2040, Sparks Rd | $205,500 | $190,000 | $175,000-$200,000 | $176,000 | $150,000 | $200,000-$250,000 |
| Lone Star Rd, Timothy St, Bahama St, Sweet Bay Dr, Magnolia St, Rockport Ln, Airport Rd, Speckled Trout Ln, Beach St, Palmetto St | $155,000 | $140,000 | $125,000-$150,000 | $80,000 | $70,000 | $75,000-$100,000 |
| Park Rd, Front St, Residence Rd, State Park Road 13, Mockingbird Ln, E Lake Dr, Shady Oak Ln, S Mesquite Tree Dr, W Rustic Oak Ln, Copano Ridge Rd | $171,000 | $150,000 | $150,000-$175,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Pin Oak Ln, W Prairie Rd, S Sierra Woods Dr, Mesquite Tree Loop, Marina Ln, Sailfish Dr, San Antonio St, Hillcrest Dr, Smithe Dr, Sandra Dr | $101,000 | $90,000 | $100,000-$125,000 | $113,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$158 | $828 |
| Superior Protection Discount | -$89 | $897 |
| Fire & Security Discount | -$79 | $906 |
| Hail Resistant Roof Discount | -$30 | $956 |
| Newly Constructed Home Discount | -$207 | $778 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Aransas County | $700 | $975 | $1,675 | $709 | $1,409 | $267 |
| Fulton, TX | $2,500 | $973 | $3,473 | $707 | $3,207 | $266 |
| Bayside, TX | $300 | $1,427 | $1,727 | $1,037 | $1,337 | $390 |
| Refugio County, TX | $300 | $1,001 | $1,301 | $727 | $1,027 | $274 |
| Portland-Gregory, TX | $2,500 | $1,688 | $4,188 | $1,226 | $3,726 | $461 |
| Refugio, TX | $100 | $1,394 | $1,494 | $1,013 | $1,113 | $381 |
| Taft Southwest, TX | $700 | $1,150 | $1,850 | $836 | $1,536 | $314 |
| Calhoun County, TX | $400 | $979 | $1,379 | $711 | $1,111 | $268 |
| Kamey-Sixmile, TX | $700 | $1,791 | $2,491 | $1,302 | $2,002 | $490 |
| Robstown, TX | $2,500 | $882 | $3,382 | $641 | $3,141 | $241 |
| Home Insurance Company Fulton, TX | Homeowners Insurance Agency Fulton, TX | Address | Popularity Score | Distance from Fulton (miles) |
|---|---|---|---|---|
| State Farm | Paul Summers Jr | 1903 N Laurent St, Victoria, TX, 77901-5413 | 48.7 | |
| Allstate | Atzenhoffer Ins Grp | 3211 N Navarro St, Victoria, TX, 77901 | 49.6 | |
| State Farm | Arthur Cantu | 1909 Highway 35 N, Rockport, TX, 78382-3344 | 5.8 | |
| Travelers | Easley Insurance Agency | 1203 E Red River, Victoria, TX, 77901 | 48.9 | |
| Farmers | Hector Gutierrez | 1809 N Navarro St, Victoria, TX, 77901 | 48.7 | |
| State Farm | Bruce Woods | 1904 N Navarro St, Victoria, TX, 77901-5235 | 48.8 | |
| Allstate | Joshua Crow | 2857 Highway 35 N, Rockport, TX, 78382 | 5.1 | |
| State Farm | Annette Alonzo | 602 N Virginia St, Port Lavaca, TX, 77979-3022 | 41.3 | |
| Allstate | Melissa Gil | 6313 Wooldridge Rd Ste 5, Corpus Christi, TX, 78414 | 37.4 | |
| State Farm | Gary Breech | 903 Sam Houston Dr, Victoria, TX, 77901-4550 | 49.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Aransas County, TX | $158,900 | $987 | $650 | $1,520 | $870 |
| Fulton, TX | $188,800 | $985 | $650 | $1,520 | $870 |
| Bayside, TX | $84,400 | $1,444 | $950 | $2,220 | $1,270 |
| Refugio County, TX | $80,800 | $1,013 | $670 | $1,560 | $890 |
| Portland-Gregory, TX | $151,200 | $1,708 | $1,130 | $2,630 | $1,500 |
| Refugio, TX | $78,300 | $1,411 | $930 | $2,170 | $1,240 |
| Taft Southwest, TX | $39,600 | $1,164 | $770 | $1,790 | $1,020 |
| Calhoun County, TX | $114,900 | $991 | $650 | $1,530 | $880 |
| Kamey-Sixmile, TX | $191,100 | $1,813 | $1,200 | $2,790 | $1,590 |
| Robstown, TX | $52,700 | $893 | $590 | $1,380 | $790 |