Gavop tells you how to get the best homeowners insurance in Kapolei, HI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $134,000 | $120,000 | $125,000-$150,000 |
| 2 Bedroom | $361,000 | $290,000 | $350,000-$400,000 |
| 3 Bedroom | $312,000 | $270,000 | $300,000-$350,000 |
| 4 Bedroom | $513,500 | $460,000 | $400,000-$500,000 |
| 5 Bedroom | $805,000 | $690,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$157 | $891 |
| Superior Protection Discount | -$94 | $954 |
| Fire & Security Discount | -$94 | $954 |
| Hail Resistant Roof Discount | -$31 | $1,017 |
| Newly Constructed Home Discount | -$273 | $776 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,975 |
| Physical Damage | $2,440 |
| Hail Damage | $4,476 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,553 |
| Home Insurance Company Kapolei, HI | Homeowners Insurance Agency Kapolei, HI | Address | Popularity Score | Distance from Kapolei (miles) |
|---|---|---|---|---|
| State Farm | Frelynn Kahalehili | 91-902 Fort Weaver Rd Ste 103, Ewa Beach, HI, 96706-2261 | 3.8 | |
| State Farm | Dustin Kwok | 615 Piikoi St Ste 1411, Honolulu, HI, 96814-3141 | 14.6 | |
| State Farm | Anita Diniega | 1088 Bishop St Apt 2210, Honolulu, HI, 96813-3123 | 13.4 | |
| State Farm | Derek Sayegusa | 2851 East Manoa Rd Ste 1-200, Honolulu, HI, 96822-1858 | 16.6 | |
| State Farm | Jef Saragena | 677 Ala Moana Blvd Ste 310, Honolulu, HI, 96813-5415 | 13.5 | |
| State Farm | Susan Yanabu Ihle | 95-390 Kuahelani Ave Ste 3f, Mililani, HI, 96789-1190 | 8.8 | |
| Allstate | Bradley Maruyama | 800 S Beretania St Ste 260, Honolulu, HI, 96813 | 14.1 | |
| State Farm | Caleb Yamanaka | 99-080 Kauhale St Ste B5, Aiea, HI, 96701-4116 | 9.1 | |
| State Farm | Larry Welsch | 1575 S Beretania Street, Honolulu, HI, 96826-1141 | 15.1 | |
| Travelers | Insurance Solutions Llc | 615 Piikoi St Ste 1711, Honolulu, HI, 96814 | 14.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Hawaii | $563,900 | $1,619 | $1,200 | $2,360 | $1,160 |
| Honolulu County, HI | $626,400 | $1,418 | $1,050 | $2,070 | $1,020 |
| Kapolei, HI | $490,600 | $1,049 | $780 | $1,530 | $750 |
| West Loch Estate, HI | $545,700 | $1,579 | $1,170 | $2,310 | $1,140 |
| Royal Kunia, HI | $596,100 | $962 | $710 | $1,400 | $690 |
| Nanakuli, HI | $310,300 | $770 | $570 | $1,120 | $550 |
| Maili, HI | $436,200 | $892 | $660 | $1,300 | $640 |
| Kahaluu, HI | $842,200 | $2,143 | $1,590 | $3,130 | $1,540 |
| Waikane, HI | $750,000 | $1,986 | $1,470 | $2,900 | $1,430 |
| Heeia, HI | $843,500 | $2,145 | $1,590 | $3,130 | $1,540 |
| Hauula, HI | $596,500 | $1,688 | $1,250 | $2,460 | $1,210 |
| East Honolulu, HI | $888,400 | $1,551 | $1,150 | $2,260 | $1,110 |