Gavop shows you how to buy homeowners insurance in St. Simons, GA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| St. Simons, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Thomas Ln, S Harrington Rd, Hermitage Way, Sand Dollar Trce, McIntosh Ave, Petty Ln, 5th St, Brockinton S, Courtyard Villas Ln, Alabama St | $402,000 | $340,000 | $400,000-$500,000 | $164,500 | $140,000 | $125,000-$150,000 |
| Clapper Rail Ln, Aaron Burr St, Palm Dr, Enclave Way, Olive Way, Simmons Ave, Tay Ln, Pinetree, E 11th St, Colley Ln | $283,500 | $250,000 | $200,000-$250,000 | $176,500 | $160,000 | $175,000-$200,000 |
| Hamilton Landing Dr, Frederica Rd, Leake St, Settlers Hammock Cir, 5th Ave, Country Club Ct, 12th St, Bruce Cir, Jones Creek Dr, Wesley Oak Cir | $372,500 | $350,000 | $300,000-$350,000 | $239,500 | $200,000 | $250,000-$300,000 |
| Coke St, Dunkeld Ln, Broadway St, Shore Rush Dr, Stewart St, George T Morris Cir, Wheelwright Cir, Marigold Ct, E 13th St, Proctor Ln | $254,500 | $220,000 | $200,000-$250,000 | $160,500 | $130,000 | $150,000-$175,000 |
| Frederica Sq, Beach View Dr, Walmar Grove, Biltmore, E Beach Cswy, Seabrook Way, Villager Ct, Spyglass, Raymonds Grant Trce, Shore Rush Trl | $344,000 | $280,000 | $400,000-$500,000 | $234,000 | $210,000 | $250,000-$300,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $894 |
| Home and Two Car | -$155 | $816 |
| Home and Three Car | -$233 | $738 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Glynn County | $1,500 | $969 | $2,469 | $704 | $2,204 | $265 |
| St. Simons, GA | $2,500 | $960 | $3,460 | $698 | $3,198 | $262 |
| Brunswick, GA | $400 | $712 | $1,112 | $517 | $917 | $195 |
| Dock Junction, GA | $700 | $616 | $1,316 | $447 | $1,147 | $168 |
| Darien, GA | $100 | $696 | $796 | $506 | $606 | $190 |
| St. Marys, GA | $2,500 | $865 | $3,365 | $628 | $3,128 | $236 |
| Camden County, GA | $400 | $947 | $1,347 | $688 | $1,088 | $259 |
| Kingsland, GA | $2,500 | $793 | $3,293 | $576 | $3,076 | $217 |
| Nahunta, GA | $100 | $818 | $918 | $594 | $694 | $223 |
| Brantley County, GA | $2,500 | $810 | $3,310 | $589 | $3,089 | $221 |
| Home Insurance Company St. Simons, GA | Homeowners Insurance Agency St. Simons, GA | Address | Popularity Score | Distance from St. Simons (miles) |
|---|---|---|---|---|
| State Farm | Joseph Grant | 101 E Oglethorpe Hwy, Hinesville, GA, 31313-3603 | 46.7 | |
| Allstate | Niklaus Schuepbach | 113 Shoppers Way, Brunswick, GA, 31525 | 10.2 | |
| State Farm | Douglas Phelps | 104 Trade St Ste E, Brunswick, GA, 31525-0575 | 10.4 | |
| Allstate | Robert N. Dunagan Jr. | 41 Professional Dr, Brunswick, GA, 31520 | 9.5 | |
| Farmers | David Crew | 801 E King Ave Ste C, Kingsland, GA, 31548 | 35.7 | |
| State Farm | Don Mason | 4607 New Jesup Hwy, Brunswick, GA, 31520-1204 | 11.7 | |
| State Farm | Butch Paxton | 3136 Cypress Mill Rd, Brunswick, GA, 31525-2434 | 9.3 | |
| Travelers | Martin Insurance Agency | 206 N Main St, Hinesville, GA, 31313 | 46.9 | |
| Travelers | Phillips-Galis Insurance Inc | 1401 Union St, Brunswick, GA, 31520 | 11.4 | |
| State Farm | Bill Hardison | 1608 Gloucester St, Brunswick, GA, 31520-7145 | 11.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $740 | $1,440 | $700 |
| Glynn County, GA | $161,200 | $981 | $680 | $1,400 | $720 |
| St. Simons, GA | $365,200 | $972 | $670 | $1,350 | $680 |
| Brunswick, GA | $99,500 | $721 | $530 | $990 | $460 |
| Dock Junction, GA | $87,300 | $623 | $430 | $870 | $440 |
| Darien, GA | $102,100 | $705 | $510 | $1,000 | $490 |
| St. Marys, GA | $167,300 | $875 | $600 | $1,200 | $600 |
| Camden County, GA | $154,500 | $958 | $700 | $1,350 | $650 |
| Kingsland, GA | $143,300 | $802 | $580 | $1,150 | $570 |
| Nahunta, GA | $73,400 | $827 | $600 | $1,180 | $580 |
| Brantley County, GA | $68,200 | $820 | $560 | $1,160 | $600 |