Gavop's guide to buying homeowners insurance in Greenville County, SC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $66,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $109,000 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $177,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $258,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $375,000 | $350,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$150 | $851 |
| Superior Protection Discount | -$100 | $901 |
| Fire & Security Discount | -$100 | $901 |
| Hail Resistant Roof Discount | -$30 | $972 |
| Newly Constructed Home Discount | -$250 | $751 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Greenville County | $1,000 | $990 | $1,990 | $719 | $1,719 | $270 |
| Greenville County, SC | $1,500 | $990 | $2,490 | $719 | $2,219 | $270 |
| Golden Grove, SC | $200 | $700 | $900 | $508 | $708 | $191 |
| Simpsonville, SC | $1,500 | $1,072 | $2,572 | $779 | $2,279 | $293 |
| Pickens, SC | $200 | $642 | $842 | $466 | $666 | $175 |
| Blue Ridge, NC | $2,000 | $710 | $2,710 | $516 | $2,516 | $194 |
| Jonesville, SC | $200 | $522 | $722 | $379 | $579 | $143 |
| Mountain Rest, SC | $700 | $1,017 | $1,717 | $739 | $1,439 | $278 |
| Ware Shoals-Hodges, SC | $100 | $654 | $754 | $475 | $575 | $179 |
| Westminster, SC | $400 | $667 | $1,067 | $485 | $885 | $182 |
| Home Insurance Company Greenville County, SC | Homeowners Insurance Agency Greenville County, SC | Address | Popularity Score | Distance from Greenville County (miles) |
|---|---|---|---|---|
| Allstate | Drew Scott | 5150 Wade Hampton Blvd Ste B, Taylors, SC, 29687 | 5.6 | |
| Allstate | Brad A. Hughes | 528 Howell Rd Ste 12, Greenville, SC, 29615 | 2.7 | |
| State Farm | Mahler Nunez | 1905 Laurens Rd, Greenville, SC, 29607-2912 | 3.8 | |
| State Farm | Steve Borklund | 6719 State Park Road, Travelers Rest, SC, 29690-1831 | 6.3 | |
| Liberty Mutual Independent | Compass Insurance Group Llc | 118 Southport Rd, Spartanburg, SC, 29306 | 22.9 | |
| State Farm | Brian Tolbert | 708 S Duncan Byp Ste I, Union, SC, 29379-7839 | 44.1 | |
| Liberty Mutual Independent | The Stover Company Inc | 1218 Laurens Rd, Greenville, SC, 29607 | 3.2 | |
| Travelers | The Bright Agency Inc | 2107 E Main St, Duncan, SC, 29334 | 17.1 | |
| State Farm | Ed Patterson | 3257 N Pleasantburg Dr, Greenville, SC, 29609-2900 | 1.7 | |
| Liberty Mutual Independent | The Furman Co Insurance Agency Llc | 703 E North St Ste A, Greenville, SC, 29601 | 3.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $700 | $1,350 | $650 |
| Greenville County, SC | $165,600 | $1,002 | $710 | $1,380 | $670 |
| Greenville County, SC | $165,600 | $1,002 | $690 | $1,410 | $720 |
| Golden Grove, SC | $102,500 | $708 | $490 | $1,010 | $520 |
| Simpsonville, SC | $184,500 | $1,085 | $780 | $1,490 | $710 |
| Pickens, SC | $112,300 | $649 | $440 | $900 | $460 |
| Blue Ridge, NC | $151,000 | $718 | $510 | $1,010 | $500 |
| Jonesville, SC | $77,700 | $528 | $350 | $730 | $380 |
| Mountain Rest, SC | $156,100 | $1,029 | $740 | $1,420 | $680 |
| Ware Shoals-Hodges, SC | $95,800 | $662 | $450 | $940 | $490 |
| Westminster, SC | $117,100 | $675 | $490 | $970 | $480 |