Gavop's guide to buying homeowners insurance in Monroe charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $41,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $101,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $150,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $170,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $157,000 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $518 |
| Superior Protection Discount | -$64 | $575 |
| Fire & Security Discount | -$45 | $594 |
| Hail Resistant Roof Discount | -$19 | $620 |
| Newly Constructed Home Discount | -$185 | $454 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monroe County | $1,500 | $760 | $2,260 | $552 | $2,052 | $208 |
| Monroe charter, MI | $2,500 | $632 | $3,132 | $459 | $2,959 | $173 |
| Woodland Beach, MI | $500 | $725 | $1,225 | $527 | $1,027 | $198 |
| Westland, MI | $1,500 | $700 | $2,200 | $508 | $2,008 | $191 |
| Franklin, MI | $200 | $833 | $1,033 | $605 | $805 | $228 |
| Royalton, OH | $2,500 | $746 | $3,246 | $542 | $3,042 | $204 |
| Gibsonburg, OH | $100 | $592 | $692 | $430 | $530 | $162 |
| Bradner, OH | $2,000 | $575 | $2,575 | $418 | $2,418 | $157 |
| Bingham Farms, MI | $100 | $1,330 | $1,430 | $966 | $1,066 | $363 |
| Ballville, OH | $1,000 | $689 | $1,689 | $501 | $1,501 | $188 |
| Center Line, MI | $300 | $601 | $901 | $437 | $737 | $164 |
| Green Creek, OH | $1,500 | $650 | $2,150 | $472 | $1,972 | $178 |
| Home Insurance Company Monroe charter, MI | Homeowners Insurance Agency Monroe charter, MI | Address | Popularity Score | Distance from Monroe charter (miles) |
|---|---|---|---|---|
| Nationwide | Sheila Hughes Agency Inc | 32740 Grand River, Farmington, MI, 48336 | 39.4 | |
| State Farm | Mimmo Vitale | 909 E Eleven Mile Rd, Royal Oak, MI, 48067 | 43.8 | |
| State Farm | Betty Turner | 26491 Hoover, Warren, MI, 48089-1163 | 46.4 | |
| Farmers | Dena Weyand | 2962 N Dixie Hwy, Monroe, MI, 48162 | 6.2 | |
| Allstate | Willard R. Odell Jr | 1469 Fort St, Wyandotte, MI, 48192 | 25.7 | |
| Travelers | Al Bourdeau Insurance Agency | 30777 Northwestern Ste 201, Farmington Hills, MI, 48333 | 43.0 | |
| Allstate | Michael Jaboro | 43207 Woodward Ave, Bloomfield Hills, MI, 48302 | 49.8 | |
| Allstate | Ali Abdallah | 4211 W 13 Mile Rd, Royal Oak, MI, 48073 | 44.6 | |
| State Farm | Larry Brandon | 1350 E West Maple Rd, Walled Lake, MI, 48390-3727 | 44.6 | |
| State Farm | Scott Schumaker | 217 E Maple Rd, Troy, MI, 48083-2717 | 47.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,110 | $540 |
| Monroe County, MI | $149,500 | $769 | $530 | $1,070 | $540 |
| Monroe charter, MI | $125,900 | $639 | $450 | $880 | $430 |
| Woodland Beach, MI | $108,000 | $734 | $530 | $1,050 | $520 |
| Westland, MI | $105,400 | $708 | $470 | $980 | $510 |
| Franklin, MI | $187,700 | $843 | $560 | $1,160 | $600 |
| Royalton, OH | $156,000 | $755 | $540 | $1,050 | $510 |
| Gibsonburg, OH | $91,400 | $599 | $440 | $830 | $390 |
| Bradner, OH | $85,800 | $582 | $400 | $820 | $420 |
| Bingham Farms, MI | $390,200 | $1,346 | $970 | $1,910 | $940 |
| Ballville, OH | $153,500 | $698 | $500 | $980 | $480 |
| Center Line, MI | $63,700 | $608 | $420 | $850 | $430 |
| Green Creek, OH | $112,600 | $658 | $470 | $900 | $430 |