Gavop tells you how to get the best homeowners insurance in Roseau County, MN by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$206 | $530 |
| 30 year old | +$11 | $748 |
| 40 year old | +$19 | $756 |
| 50 year old | +$28 | $765 |
| Above 50 year old | +$35 | $772 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $670 |
| Home and Two Car | -$125 | $611 |
| Home and Three Car | -$184 | $553 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Roseau County | $2,500 | $728 | $3,228 | $529 | $3,029 | $199 |
| Roseau County, MN | $2,000 | $728 | $2,728 | $529 | $2,529 | $199 |
| Deer, MN | $200 | $1,029 | $1,229 | $747 | $947 | $281 |
| Spruce Valley, MN | $1,000 | $891 | $1,891 | $648 | $1,648 | $244 |
| Arveson, MN | $500 | $944 | $1,444 | $686 | $1,186 | $258 |
| Lake Bronson, MN | $300 | $309 | $609 | $225 | $525 | $85 |
| Wright, MN | $2,500 | $1,123 | $3,623 | $816 | $3,316 | $307 |
| North, MN | $200 | $1,080 | $1,280 | $785 | $985 | $295 |
| Wabanica, MN | $1,000 | $1,071 | $2,071 | $778 | $1,778 | $293 |
| Highlanding, MN | $300 | $1,108 | $1,408 | $805 | $1,105 | $303 |
| Richardville, MN | $1,500 | $1,075 | $2,575 | $781 | $2,281 | $294 |
| Home Insurance Company Roseau County, MN | Homeowners Insurance Agency Roseau County, MN | Address | Popularity Score | Distance from Roseau County (miles) |
|---|---|---|---|---|
| State Farm | Bob Carlson | 115 Cleveland Avenue, Karlstad, MN, 56732 | 34.5 | |
| State Farm | Kelli Palmquist | 105 Main Ave N, Roseau, MN, 56751 | 6.5 | |
| Allstate | Jim Dagg Ins Agy | 207 Horace Ave N, Thief River Falls, MN, 56701 | 47.4 | |
| Travelers | Insurance Brokers Of Mn | 102 Pine Ave S, Thief River Falls, MN, 56701 | 47.2 | |
| Travelers | Kalstad Insurance Agency Inc | 201 S Main, Karlstad, MN, 56732 | 34.4 | |
| Allstate | Agassiz Ins Group | 409 Lake Street Ne, Warroad, MN, 56763 | 25.1 | |
| State Farm | Sally Wolff | 1845 Highway 59 S Ste 300, Thief Rvr Fls, MN, 56701-4335 | 47.5 | |
| State Farm | Kelli Palmquist | 309 Lake Street E., Warroad, MN, 56763 | 25.0 | |
| Allstate | Thune Insurance Network | 2017 Highway 59 S, Thief River Falls, MN, 56701 | 47.6 | |
| Allstate | Agassiz Ins Group | P O Box 819 , Warroad, MN, 56763 | 20.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $860 | $1,700 | $840 |
| Roseau County, MN | $118,500 | $737 | $530 | $1,040 | $510 |
| Roseau County, MN | $118,500 | $737 | $540 | $1,020 | $480 |
| Deer, MN | $156,300 | $1,041 | $740 | $1,450 | $710 |
| Spruce Valley, MN | $123,800 | $902 | $640 | $1,270 | $630 |
| Arveson, MN | $135,400 | $955 | $640 | $1,350 | $710 |
| Lake Bronson, MN | $31,600 | $313 | $230 | $430 | $200 |
| Wright, MN | $182,800 | $1,137 | $820 | $1,580 | $760 |
| North, MN | $170,200 | $1,093 | $780 | $1,500 | $720 |
| Wabanica, MN | $167,600 | $1,084 | $790 | $1,540 | $750 |
| Highlanding, MN | $178,100 | $1,121 | $820 | $1,580 | $760 |
| Richardville, MN | $168,800 | $1,088 | $790 | $1,500 | $710 |