Gavop's guide to buying homeowners insurance in Lincoln, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Lincoln, MA - Neighbourhoods, Census Blocks & Streets | 4 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Baker Farm Rd, Boyce Farm Rd, Acorn Ln, Ridge Ln, Codman Rd, Greenridge Ln, Huckleberry Hill Rd, Peirce Hill Rd, Pope Ter, Old Cambridge Tpke | $1,179,000 | $1,050,000 | More than 10,000,000 | $559,500 | $460,000 | $500,000-$600,000 |
| Giles Rd, Wells Rd, Old Conant Rd, Woodcock Ln, Grenier St, Constitution Dr, Sweet Bay Ln, Upland Field Rd, Ent Rd, Brooks Hill Rd | $1,261,000 | $1,100,000 | More than 10,000,000 | $972,000 | $830,000 | $800,000-$900,000 |
| Chestnut Dr, Liberty Ln, Old Co Rd Extn, Patterson Rd, Canaan Dr, Twin Pond Ln, Kettlehole Dr, Fridolin Hill, Storey Dr, Hill Ter | $1,261,500 | $1,060,000 | More than 10,000,000 | $709,500 | $650,000 | $800,000-$900,000 |
| Davison Dr, Moccasin Hill, Nellis Ter, Warbler Springs Rd, Concord Turnpike Cutoff, Vandenberg Dr, Hilliard Rd, Smith Hill Rd, Old Winter St, Mackintosh Ln | $1,299,500 | $1,110,000 | More than 10,000,000 | $666,000 | $610,000 | $500,000-$600,000 |
| Deerhaven Rd, Morningside Ln, S Brook Rd, Hawk Hill Rd, Oak Knoll, Lexington Rd S, Hemlock Cir, Clark Cir, Green Ridge Ln, Goose Pond Rd | $866,500 | $700,000 | $800,000-$900,000 | $853,500 | $760,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$84 | $961 |
| Home and Two Car | -$178 | $867 |
| Home and Three Car | -$261 | $783 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,276 |
| Physical Damage | $2,295 |
| Hail Damage | $4,759 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,553 |
| Home Insurance Company Lincoln, MA | Homeowners Insurance Agency Lincoln, MA | Address | Popularity Score | Distance from Lincoln (miles) |
|---|---|---|---|---|
| Travelers | Corcoran & Havlin Insurance | 287 Linden St, Wellesley, MA, 2482 | 8.6 | |
| Travelers | Michals Insurance Agency Inc | 85 Main St Ste 101, Watertown, MA, 2472 | 7.6 | |
| Allstate | Linda Brady | 413 Mount Auburn St, Watertown, MA, 2472 | 8.3 | |
| Travelers | Gallant Insurance Agency | 199 Great Rd , Acton, MA, 1720 | 6.9 | |
| Travelers | Carroll K Steele Ins Agency Inc | 31 Broadway, Rockport, MA, 1966 | 38.8 | |
| Travelers | Northbridge Insurance Agency Inc | 1150 Main Street 1150 Main Street, Concord, MA, 1742 | 4.6 | |
| Liberty Mutual Independent | Norwood Insurance Agency Inc. | 293 Main St, Groveland, MA, 1834 | 27.3 | |
| Liberty Mutual Independent | Eastern States Ins Agency Inc | 50 Prospect St, Waltham, MA, 2453 | 4.8 | |
| Travelers | Tonry Northwest Ins Agency Inc | 238 Bedford St, Lexington, MA, 2420 | 4.4 | |
| Liberty Mutual Independent | Salem Five Ins Services Llc | 445 Main St, Woburn, MA, 1801 | 9.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,030 | $2,000 | $970 |
| Middlesex County, MA | $453,300 | $1,311 | $940 | $1,870 | $930 |
| Lincoln, MA | $837,200 | $1,045 | $700 | $1,490 | $790 |
| Ashland, MA | $379,000 | $1,061 | $730 | $1,480 | $750 |
| Chelsea, MA | $308,300 | $1,158 | $830 | $1,610 | $780 |
| Millville, MA | $298,000 | $1,211 | $880 | $1,720 | $840 |
| Whitman, MA | $289,800 | $843 | $580 | $1,170 | $590 |
| Essex, MA | $585,700 | $2,409 | $1,640 | $3,350 | $1,710 |
| North Attleborough, MA | $333,100 | $948 | $630 | $1,360 | $730 |