Gavop tells you how to get the best homeowners insurance in Lancaster County, SC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $100,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $126,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $228,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $216,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$173 | $844 |
| Superior Protection Discount | -$92 | $926 |
| Fire & Security Discount | -$112 | $906 |
| Hail Resistant Roof Discount | -$20 | $997 |
| Newly Constructed Home Discount | -$224 | $794 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lancaster County | $1,500 | $1,005 | $2,505 | $731 | $2,231 | $275 |
| Lancaster County, SC | $700 | $1,005 | $1,705 | $731 | $1,431 | $275 |
| Buford, NC | $300 | $744 | $1,044 | $540 | $840 | $203 |
| Blythewood, SC | $1,500 | $870 | $2,370 | $632 | $2,132 | $238 |
| North Hartsville, SC | $100 | $593 | $693 | $431 | $531 | $162 |
| Camp Ground, SC | $2,500 | $878 | $3,378 | $638 | $3,138 | $240 |
| Red Cross, NC | $200 | $845 | $1,045 | $614 | $814 | $231 |
| Dentsville, SC | $1,000 | $695 | $1,695 | $505 | $1,505 | $190 |
| McAdenville, NC | $100 | $833 | $933 | $605 | $705 | $228 |
| Concord, NC | $2,000 | $910 | $2,910 | $661 | $2,661 | $249 |
| Gaston County, NC | $400 | $739 | $1,139 | $537 | $937 | $202 |
| Home Insurance Company Lancaster County, SC | Homeowners Insurance Agency Lancaster County, SC | Address | Popularity Score | Distance from Lancaster County (miles) |
|---|---|---|---|---|
| Allstate | Troy Moss | 1201 N Main St, Lancaster, SC, 29720 | 5.2 | |
| Allstate | Blake Crook | 1676 Celanese Rd, Rock Hill, SC, 29732 | 26.1 | |
| State Farm | Marilyn Wilson | 10201 Two Notch Rd, Columbia, SC, 29229-4387 | 40.3 | |
| State Farm | Jay Sylvan | 9789 Charlotte Hwy Ste 100, Fort Mill, SC, 29707-7180 | 23.5 | |
| Allstate | Tracy B Caldwell | 396 Lancaster Byp E, Lancaster, SC, 29720 | 4.5 | |
| Allstate | William Berry | 1373 E Main St, Rock Hill, SC, 29730 | 23.1 | |
| State Farm | Carlo Onessi | 1125 Anderson Rd N Ste 102, Rock Hill, SC, 29730-2870 | 25.4 | |
| Allstate | Sidney Lyles | 11134 Broad River Rd Ste 202, Irmo, SC, 29063 | 48.1 | |
| Travelers | Palmetto Insurance Professionals Inc | 418 Tom Hall St, Fort Mill, SC, 29715 | 25.7 | |
| State Farm | Eric Satterfield | 200 N Dobys Bridge Rd Ste 140, Fort Mill, SC, 29715-2084 | 25.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $710 | $1,410 | $700 |
| Lancaster County, SC | $169,000 | $1,017 | $720 | $1,440 | $720 |
| Lancaster County, SC | $169,000 | $1,017 | $690 | $1,390 | $700 |
| Buford, NC | $161,600 | $753 | $550 | $1,050 | $500 |
| Blythewood, SC | $200,700 | $880 | $630 | $1,250 | $620 |
| North Hartsville, SC | $93,400 | $600 | $430 | $850 | $420 |
| Camp Ground, SC | $161,700 | $889 | $600 | $1,270 | $670 |
| Red Cross, NC | $150,900 | $855 | $620 | $1,210 | $590 |
| Dentsville, SC | $109,700 | $703 | $510 | $990 | $480 |
| McAdenville, NC | $147,800 | $843 | $580 | $1,200 | $620 |
| Concord, NC | $179,200 | $921 | $650 | $1,300 | $650 |
| Gaston County, NC | $130,700 | $748 | $550 | $1,070 | $520 |