Gavop's guide to buying homeowners insurance in Walden, NY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $96,000 | $90,000 | $75,000-$100,000 |
| 2 Bedroom | $146,000 | $130,000 | $150,000-$175,000 |
| 3 Bedroom | $219,000 | $190,000 | $175,000-$200,000 |
| 4 Bedroom | $377,000 | $300,000 | $400,000-$500,000 |
| 5 Bedroom | $579,000 | $530,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $570 |
| Superior Protection Discount | -$70 | $634 |
| Fire & Security Discount | -$49 | $655 |
| Hail Resistant Roof Discount | -$21 | $683 |
| Newly Constructed Home Discount | -$183 | $521 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,513 |
| Hail Damage | $4,948 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $15,884 |
| Home Insurance Company Walden, NY | Homeowners Insurance Agency Walden, NY | Address | Popularity Score | Distance from Walden (miles) |
|---|---|---|---|---|
| Travelers | Albert Palancia Agency Inc | 116 Ave , Mamaroneck, NY, 10543 | 48.4 | |
| Farmers | Rob Bowen | 78 Brookside Ave Ste 132b, Chester, NY, 10918 | 14.7 | |
| Travelers | Bryan Insurance Agency Llc | 287 Windsor Hwy Ste 350, New Windsor, NY, 12553 | 9.7 | |
| Travelers | Miscedra & Associates Inc | 84 Patrick Lane Ste 107, Poughkeepsie, NY, 12603 | 18.8 | |
| Allstate | Roger Dwyer | 357 Windsor Hwy, New Windsor, NY, 12553 | 9.8 | |
| Allstate | Frank Perri | 131 N Middletown Rd, Pearl River, NY, 10965 | 35.4 | |
| Allstate | Ralph Borsella | 21 Elm Pl, Rye, NY, 10580 | 47.6 | |
| Allstate | A. J. Fava Agency Inc. | 600 Mamaroneck Ave, Mamaroneck, NY, 10543 | 47.9 | |
| Travelers | The Niles Agency | 41 Katonah Ave, Katonah, NY, 10536 | 33.4 | |
| Allstate | Fingar Insurance | 464 Main St, Catskill, NY, 12414 | 48.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,650 | $810 |
| Orange County, NY | $260,300 | $964 | $660 | $1,370 | $710 |
| Walden, NY | $196,200 | $704 | $510 | $970 | $460 |
| Hyde Park, NY | $219,800 | $703 | $510 | $1,010 | $500 |
| Putnam County, NY | $357,700 | $1,384 | $960 | $1,970 | $1,010 |
| Ulster, NY | $185,400 | $674 | $490 | $960 | $470 |
| Fawn Lake Forest, PA | $169,500 | $743 | $540 | $1,050 | $510 |
| New Preston, CT | $387,200 | $1,590 | $1,080 | $2,190 | $1,110 |
| Cos Cob, CT | $1,038,100 | $919 | $630 | $1,310 | $680 |
| Halcott, NY | $182,100 | $716 | $510 | $1,020 | $510 |
| Wood-Ridge, NJ | $384,700 | $1,242 | $880 | $1,730 | $850 |
| Caldwell, NJ | $431,100 | $1,002 | $720 | $1,370 | $650 |