Gavop tells you how to get the best homeowners insurance in Lancaster County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Lancaster County, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cottage Cove Dr, State Rte T-1023, Meadowlane Pt, Anchor Rd, Lewis Rd, Kathy Dr, Hale Dr, State Rte 618, Co Rd T-1001, State Rte T-1027 | $233,000 | $200,000 | $250,000-$300,000 | $174,500 | $160,000 | $150,000-$175,000 |
| Holly Cove Rd, Wild Flower Ln, Sandlin Dr, Catch Penny Ln, State Rte 706, Pinewood Ct, Edgewater Ln, Apple Grove Blvd, River Ct, Levelgreen Rd | $179,500 | $160,000 | $200,000-$250,000 | $242,500 | $210,000 | $200,000-$250,000 |
| Coppedge Farm Rd, State Rte 720, 2nd St, Mount Jean S, Level Green Rd, Windfall Ln, Forest Ln, Moran Creek Rd, Field Trial Rd, Willow Hill Rd | $190,000 | $170,000 | $150,000-$175,000 | $128,500 | $120,000 | $125,000-$150,000 |
| Oak Ln, Mt Vernon Ln, Deep Harbor Rd, Carlton Ln, Carter Ln, State Rte 725, Marine Dr, Johns Neck Rd, Persimmon Ln, Avis Trl | $173,000 | $140,000 | $200,000-$250,000 | $133,000 | $110,000 | $150,000-$175,000 |
| Waters Bluff Cir, Berrywood Ln, School St, Carlson Rd, Mount Jean N, Factory Rd, Churchview Ln, Whitetail Ln, Brightwater Dr, State Rte T-715 | $152,000 | $130,000 | $125,000-$150,000 | $146,000 | $130,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $622 |
| Superior Protection Discount | -$69 | $699 |
| Fire & Security Discount | -$61 | $706 |
| Hail Resistant Roof Discount | -$23 | $745 |
| Newly Constructed Home Discount | -$215 | $553 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lancaster County | $1,500 | $759 | $2,259 | $551 | $2,051 | $207 |
| Lancaster County, VA | $2,000 | $759 | $2,759 | $551 | $2,551 | $207 |
| Gloucester County, VA | $300 | $863 | $1,163 | $627 | $927 | $236 |
| Smith Island, MD | $2,500 | $655 | $3,155 | $476 | $2,976 | $179 |
| Westmoreland County, VA | $100 | $727 | $827 | $528 | $628 | $199 |
| Roberts, VA | $2,000 | $906 | $2,906 | $659 | $2,659 | $248 |
| Lexington Park, MD | $500 | $666 | $1,166 | $484 | $984 | $182 |
| Quinby, VA | $700 | $688 | $1,388 | $500 | $1,200 | $188 |
| Greenbush, VA | $300 | $902 | $1,202 | $656 | $956 | $247 |
| Saxis, VA | $2,500 | $522 | $3,022 | $379 | $2,879 | $143 |
| Fishing Creek, MD | $500 | $1,052 | $1,552 | $765 | $1,265 | $288 |
| Cold Harbor, VA | $2,000 | $788 | $2,788 | $572 | $2,572 | $215 |
| Home Insurance Company Lancaster County, VA | Homeowners Insurance Agency Lancaster County, VA | Address | Popularity Score | Distance from Lancaster County (miles) |
|---|---|---|---|---|
| Allstate | Marsha Weatherwax | 6941 Geo Wash Mem Hwy, Gloucester, VA, 23061 | 21.2 | |
| Allstate | Janney Insurance Agency Llc | 101 Production Dr Ste 102 Ste 102, Yorktown, VA, 23693 | 41.0 | |
| Nationwide | Denbigh Insurance Agency Inc | 566-A Denbigh Blvd, Newport News, VA, 23608-3758 | 39.5 | |
| State Farm | Jeremy Dixon | 200 Nat Turner Blvd S Ste 2, Newport News, VA, 23606-2998 | 42.9 | |
| Travelers | Langley Financial Insurance Agency | 11742 Jefferson Ave Ste 100, Newport News, VA, 23606 | 43.0 | |
| State Farm | Taylor Ethridge | 1326 E Pembroke Ave, Hampton, VA, 23669-2445 | 46.5 | |
| Liberty Mutual Independent | Morgan-Marrow Company | 21 Manhattan Sq, Hampton, VA, 23666 | 44.1 | |
| State Farm | Scott Miller | 13193 Warwick Blvd Ste 102, Newport News, VA, 23602-8320 | 41.2 | |
| State Farm | Anne Sparkman | 14203 Old Courths Way, Newport News, VA, 23602-3749 | 40.8 | |
| Farmers | Rahn Burleson | 393 Denbigh Blvd Ste F, Newport News, VA, 23608 | 40.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,360 | $700 |
| Lancaster County, VA | $226,900 | $768 | $510 | $1,070 | $560 |
| Lancaster County, VA | $226,900 | $768 | $560 | $1,060 | $500 |
| Gloucester County, VA | $224,100 | $874 | $640 | $1,240 | $600 |
| Smith Island, MD | $115,800 | $663 | $520 | $840 | $320 |
| Westmoreland County, VA | $203,100 | $736 | $530 | $1,010 | $480 |
| Roberts, VA | $358,400 | $917 | $660 | $1,290 | $630 |
| Lexington Park, MD | $195,200 | $674 | $530 | $850 | $320 |
| Quinby, VA | $133,900 | $696 | $470 | $990 | $520 |
| Greenbush, VA | $226,200 | $913 | $620 | $1,310 | $690 |
| Saxis, VA | $95,000 | $528 | $350 | $760 | $410 |
| Fishing Creek, MD | $318,800 | $1,065 | $840 | $1,340 | $500 |
| Cold Harbor, VA | $253,500 | $797 | $570 | $1,140 | $570 |