How Can I Make My Franklin County, TX Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Franklin County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Franklin County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $39,500 $40,000 $25,000-$50,000
2 Bedroom $74,500 $60,000 $75,000-$100,000
3 Bedroom $104,500 $90,000 $75,000-$100,000
4 Bedroom $234,000 $200,000 $175,000-$200,000
5 Bedroom $198,500 $170,000 $200,000-$250,000

Choose the Best Franklin County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 750-799 Credit Score $50 to $75,000 No Pets, Smoker $1,850
Part Time Job 600-649 Credit Score <$25,000 More than 3 Pets at home, Non-Smoker $710
Retired 650-699 Credit Score $25 to 50,000 3 Pets, Smoker $130

Choose the Right Deductible for your Franklin County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $520 $620 $440 $540 $80
Franklin County, TX $1,000 $460 $960 $380 $1,380 $-420
Franklin County, TX $700 $400 $900 $320 $1,020 $-120
Mount Vernon, TX $400 $350 $750 $280 $680 $70
Mount Pleasant, TX $2,000 $350 $850 $280 $2,280 $-1,430
Cookville, TX $300 $510 $810 $420 $720 $90
Morris County, TX $2,000 $340 $840 $300 $2,300 $-1,460
Hawkins, TX $500 $520 $1,020 $430 $930 $90
Howland, TX $2,000 $380 $880 $320 $2,320 $-1,440
Blossom, TX $300 $440 $740 $360 $660 $80
Manchester, TX $1,500 $450 $950 $390 $1,890 $-940
Winona, TX $400 $410 $810 $360 $760 $50
Lake O' the Pines, TX $1,500 $230 $730 $190 $1,690 $-960

Identify Top Home Insurance Agents near Franklin County, TX | Back to Top

Home Insurance Company Franklin County, TX Homeowners Insurance Agency Franklin County, TX Address Popularity Score Distance from Franklin County (miles)
Travelers Williams Insurance Agency 300 W Tyler St, Gilmer, TX, 75644
34.6
Farmers Penny Bynum 1313 S Jefferson Ave, Mount Pleasant, TX, 75455
14.7
Allstate Simons & Company 406 North Main, Winnsboro, TX, 75494
15.5
State Farm Dixie Turman 1500 Live Oak St, Commerce, TX, 75428-2548
39.9
Travelers The Duncan Insurance Agency 1119 Main St, Commerce, TX, 75428
39.7
State Farm Johnny Thompson 202 W Frank St, Grand Saline, TX, 75140-1758
44.9
State Farm Shane Pennington 1414 Linda Dr, Daingerfield, TX, 75638-2132
31.0
Allstate Keith Koonce 424 S White Oak Rd, White Oak, TX, 75693
49.4
Farmers Dillon Lee 2605 W Ferguson Rd Ste B, Mount Pleasant, TX, 75455
12.6
Farmers James Head 821 S Main St Ste 300, Winnsboro, TX, 75494
16.4

Compare Rates for Franklin County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $560 $370 $860 $490
Franklin County, TX $89,400 $450 $300 $690 $390
Franklin County, TX $89,400 $360 $240 $550 $310
Mount Vernon, TX $87,200 $440 $290 $680 $390
Mount Pleasant, TX $90,000 $390 $260 $600 $340
Cookville, TX $98,200 $530 $350 $820 $470
Morris County, TX $70,600 $370 $240 $570 $330
Hawkins, TX $124,100 $500 $330 $770 $440
Howland, TX $75,300 $340 $220 $520 $300
Blossom, TX $85,400 $500 $330 $770 $440
Manchester, TX $91,900 $520 $340 $800 $460
Winona, TX $86,300 $360 $240 $550 $310
Lake O' the Pines, TX $60,700 $260 $170 $400 $230