Gavop shows you how to buy homeowners insurance in Clanton, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $113,500 | $90,000 | $100,000-$125,000 |
| 3 Bedroom | $103,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $193,500 | $160,000 | $175,000-$200,000 |
| 5 Bedroom | $177,500 | $140,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$81 | $820 |
| Home and Two Car | -$144 | $757 |
| Home and Three Car | -$216 | $685 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chilton County | $2,500 | $930 | $3,430 | $675 | $3,175 | $254 |
| Clanton, AL | $700 | $891 | $1,591 | $647 | $1,347 | $243 |
| Millbrook, AL | $400 | $866 | $1,266 | $629 | $1,029 | $237 |
| Alabaster, AL | $2,500 | $1,182 | $3,682 | $859 | $3,359 | $323 |
| Alabaster-Helena, AL | $100 | $1,431 | $1,531 | $1,040 | $1,140 | $391 |
| Brent, AL | $700 | $975 | $1,675 | $709 | $1,409 | $266 |
| Lowndesboro, AL | $400 | $955 | $1,355 | $694 | $1,094 | $261 |
| Highland Lakes, AL | $2,000 | $2,159 | $4,159 | $1,569 | $3,569 | $590 |
| Alexander City, AL | $100 | $821 | $921 | $596 | $696 | $224 |
| Hackneyville, AL | $2,500 | $1,098 | $3,598 | $798 | $3,298 | $300 |
| Vestavia Hills, AL | $300 | $1,266 | $1,566 | $920 | $1,220 | $346 |
| Coaling-Vance, AL | $2,500 | $831 | $3,331 | $604 | $3,104 | $227 |
| Home Insurance Company Clanton, AL | Homeowners Insurance Agency Clanton, AL | Address | Popularity Score | Distance from Clanton (miles) |
|---|---|---|---|---|
| Farmers | Joseph Buff | 2236 Cahaba Valley Dr Ste 207, Birmingham, AL, 35242 | 39.1 | |
| State Farm | Mandy Pilgreen | 1960 Braddock Dr Ste 104, Hoover, AL, 35226-3605 | 39.8 | |
| State Farm | John Henley | 2118 Columbiana Rd, Vestavia, AL, 35216-2504 | 41.9 | |
| Allstate | John Saddler | 832 Green Springs Hwy # 103, Homewood, AL, 35209 | 43.6 | |
| State Farm | Keyesta Sherman | 125 Cambridge Ct, Wetumpka, AL, 36093-1260 | 36.6 | |
| Travelers | O. M. Hughes Insurance, Inc. | 300 Union Hill Dr Ste 300, Birmingham, AL, 35209 | 44.7 | |
| State Farm | Antonette Lipscomb | 453 Green Springs Hwy, Homewood, AL, 35209-4921 | 44.0 | |
| Farmers | Jerry Mcgaha | 198 Narrows Dr Ste 105, Birmingham, AL, 35242 | 35.9 | |
| State Farm | Chay Watkins | 2163 Clearbrook Rd, Hoover, AL, 35226-1566 | 41.3 | |
| Allstate | Karen Ross Miller | 5210 Highway 17, Helena, AL, 35080 | 32.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,610 | $760 |
| Chilton County, AL | $98,600 | $941 | $630 | $1,350 | $720 |
| Clanton, AL | $114,400 | $901 | $600 | $1,250 | $650 |
| Millbrook, AL | $145,700 | $877 | $600 | $1,200 | $600 |
| Alabaster, AL | $167,800 | $1,196 | $810 | $1,660 | $850 |
| Alabaster-Helena, AL | $199,800 | $1,448 | $980 | $2,070 | $1,090 |
| Brent, AL | $99,700 | $987 | $720 | $1,370 | $650 |
| Lowndesboro, AL | $96,500 | $967 | $650 | $1,370 | $720 |
| Highland Lakes, AL | $436,900 | $2,185 | $1,600 | $3,040 | $1,440 |
| Alexander City, AL | $100,000 | $831 | $560 | $1,140 | $580 |
| Hackneyville, AL | $121,300 | $1,111 | $810 | $1,520 | $710 |
| Vestavia Hills, AL | $360,800 | $1,281 | $870 | $1,760 | $890 |
| Coaling-Vance, AL | $135,100 | $841 | $600 | $1,160 | $560 |