How Can I Make My Lago Vista, TX Home Insurance Cheaper

Gavop's guide to buying homeowners insurance in Lago Vista, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.

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Select the Suitable Coverage Value for your Lago Vista, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $62,500 $50,000 $50,000-$75,000
2 Bedroom $121,000 $100,000 $100,000-$125,000
3 Bedroom $209,000 $190,000 $200,000-$250,000
4 Bedroom $366,500 $300,000 $300,000-$350,000
5 Bedroom $287,000 $270,000 $300,000-$350,000

Choose the Best Lago Vista, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 650-699 Credit Score <$25,000 1 Pet, Non-Smoker $1,070
Retired 550-599 Credit Score $25 to 50,000 No Pets, Smoker $500
Freelancer 700-749 Credit Score $100 to $150,000 3 Pets, Smoker $200

Choose the Right Deductible for your Lago Vista, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $100 $550 $650 $470 $570 $80
Travis County, TX $2,000 $1,050 $1,550 $870 $2,870 $-1,320
Lago Vista, TX $1,000 $870 $1,370 $720 $1,720 $-350
Hudson Bend, TX $500 $1,290 $1,790 $1,070 $1,570 $220
Liberty Hill, TX $700 $550 $1,050 $470 $1,170 $-120
Shady Hollow, TX $300 $1,220 $1,520 $1,050 $1,350 $170
San Leanna, TX $1,500 $1,270 $1,770 $1,040 $2,540 $-770
Hutto, TX $300 $640 $940 $520 $820 $120
Northeast Travis, TX $1,500 $650 $1,150 $540 $2,040 $-890
Briggs, TX $500 $560 $1,060 $490 $990 $70
Canyon Lake, TX $2,000 $900 $1,400 $770 $2,770 $-1,370
Holland, TX $100 $410 $510 $330 $430 $80

Identify Top Home Insurance Agents near Lago Vista, TX | Back to Top

Home Insurance Company Lago Vista, TX Homeowners Insurance Agency Lago Vista, TX Address Popularity Score Distance from Lago Vista (miles)
Allstate Fleming & Conway Agency 3435 Greystone Dr Ste 107, Austin, TX, 78731
15.9
Nationwide Anthony Hernandez Jr Agency 201 S Lakeline Blvd Ste 104, Cedar Park, TX, 78613
9.2
State Farm Marc Nascimento 1540 Cypress Creek Rd Ste 109, Cedar Park, TX, 78613-3980
9.6
State Farm Luke Smith 20500 Fm 1431 Ste 100, Lago Vista, TX, 78645-4127
1.7
State Farm Andrew Easley 7301 N Fm 620 Ste 135, Austin, TX, 78726-4547
8.9
State Farm Gary Shanahan 5145 Fm 620 N Ste B-170, Austin, TX, 78732-1815
6.4
Farmers Timothy Johnson 10713 Ranch Road 620 N # F-620, Austin, TX, 78726
8.9
Farmers Julie Nguyen 1006 E Yager Ln Ste 202b, Austin, TX, 78753
20.3
State Farm Nancy Callahan 3500 Jefferson St Ste 313, Austin, TX, 78731-6223
17.4
State Farm Hank Gerdes 610 Main St Ste 1, Buda, TX, 78610-9464
26.9

Compare Rates for Lago Vista, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $690 $460 $1,060 $600
Travis County, TX $215,900 $890 $590 $1,370 $780
Lago Vista, TX $208,100 $1,060 $700 $1,630 $930
Hudson Bend, TX $294,800 $1,270 $840 $1,960 $1,120
Liberty Hill, TX $130,600 $680 $450 $1,050 $600
Shady Hollow, TX $277,500 $1,250 $830 $1,930 $1,100
San Leanna, TX $241,000 $1,230 $810 $1,890 $1,080
Hutto, TX $140,500 $830 $550 $1,280 $730
Northeast Travis, TX $161,700 $700 $460 $1,080 $620
Briggs, TX $154,900 $870 $570 $1,340 $770
Canyon Lake, TX $232,600 $1,350 $890 $2,080 $1,190
Holland, TX $81,000 $410 $270 $630 $360