Gavop's guide to buying homeowners insurance in Cass County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$275 | $782 |
| 30 year old | +$16 | $1,072 |
| 40 year old | +$27 | $1,084 |
| 50 year old | +$40 | $1,097 |
| Above 50 year old | +$51 | $1,107 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$190 | $866 |
| Superior Protection Discount | -$106 | $951 |
| Fire & Security Discount | -$116 | $940 |
| Hail Resistant Roof Discount | -$32 | $1,025 |
| Newly Constructed Home Discount | -$306 | $750 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cass County | $2,500 | $1,044 | $3,544 | $759 | $3,259 | $285 |
| Cass County, MO | $700 | $1,044 | $1,744 | $759 | $1,459 | $285 |
| Dolan, MO | $200 | $1,098 | $1,298 | $798 | $998 | $300 |
| Mount Pleasant, MO | $2,000 | $857 | $2,857 | $623 | $2,623 | $234 |
| West Boone, MO | $400 | $1,086 | $1,486 | $789 | $1,189 | $297 |
| Bogard, MO | $700 | $942 | $1,642 | $684 | $1,384 | $257 |
| Oak Grove, MO | $400 | $842 | $1,242 | $612 | $1,012 | $230 |
| Lake Lafayette, MO | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| Independence, MO | $400 | $907 | $1,307 | $659 | $1,059 | $248 |
| Sugar Creek, MO | $700 | $871 | $1,571 | $633 | $1,333 | $238 |
| Calhoun, MO | $300 | $726 | $1,026 | $528 | $828 | $198 |
| Stranger, KS | $1,500 | $1,602 | $3,102 | $1,164 | $2,664 | $438 |
| Home Insurance Company Cass County, MO | Homeowners Insurance Agency Cass County, MO | Address | Popularity Score | Distance from Cass County (miles) |
|---|---|---|---|---|
| State Farm | Irvin Pete | 4450 Belleview Ave, Kansas City, MO, 64111-3517 | 30.6 | |
| Travelers | Moyer & Moyer Insurance Agency Inc | 600 Sw Jefferson Ste 102, Lees Summit, MO, 64063 | 17.9 | |
| Liberty Mutual Independent | Summit Insurance Group | 300 Se Wilson St, Lees Summit, MO, 64063 | 18.6 | |
| State Farm | Bret Ohlhausen | 8549 Church Rd Ste A, Kansas City, MO, 64157-1208 | 41.7 | |
| State Farm | Tim Dugan | 6453 N Cosby Ave, Kansas City, MO, 64151-2378 | 42.0 | |
| State Farm | Steve Croy | 1606 N Commercial St, Harrisonville, MO, 64701-1257 | 1.2 | |
| Travelers | Advanced Risk Management Llc | 912 Ne Douglas St, Lees Summit, MO, 64086 | 19.5 | |
| State Farm | Stacey Schell Newland | 16207 E 23rd St S, Independence, MO, 64055-1916 | 29.8 | |
| State Farm | Berry Jennings | 520 Se 291 Hwy, Lees Summit, MO, 64063-4302 | 18.0 | |
| State Farm | Jerry Owens | 700 Nw Commerce Dr, Lee's Summit, MO, 64086-5710 | 19.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,490 | $750 |
| Cass County, MO | $165,800 | $1,056 | $720 | $1,470 | $750 |
| Cass County, MO | $165,800 | $1,056 | $770 | $1,460 | $690 |
| Dolan, MO | $155,600 | $1,111 | $800 | $1,570 | $770 |
| Mount Pleasant, MO | $127,100 | $868 | $590 | $1,230 | $640 |
| West Boone, MO | $151,100 | $1,099 | $760 | $1,520 | $760 |
| Bogard, MO | $102,100 | $953 | $650 | $1,320 | $670 |
| Oak Grove, MO | $120,800 | $852 | $610 | $1,220 | $610 |
| Lake Lafayette, MO | $48,600 | $734 | $520 | $1,030 | $510 |
| Independence, MO | $102,800 | $918 | $630 | $1,290 | $660 |
| Sugar Creek, MO | $82,700 | $882 | $590 | $1,220 | $630 |
| Calhoun, MO | $48,900 | $735 | $500 | $1,020 | $520 |
| Stranger, KS | $211,500 | $1,621 | $1,260 | $2,190 | $930 |