Gavop's guide to buying homeowners insurance in Stanford, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Stanford, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Alvarado Row, Lomita Dr, Ln L, Cowell Ln, Birch St, Durand Way, Bowdoin Ln, S Tolman Ln, Dartmouth St, Abrams Ct | $755,000 | $690,000 | $600,000-$700,000 | $829,000 | $770,000 | $700,000-$800,000 |
| Galvez St, Pearce Mitchell Pl, Princeton St, Oregon Expy, Tolman Ln, Churchill Ave, Palo Alto Sq, Santa Ynez St, S California Ave, Williams St | $419,000 | $370,000 | $400,000-$500,000 | $613,500 | $540,000 | $500,000-$600,000 |
| Ln A, Urban Ln, Arguello Way, Valparaiso St, Varian Way, Charles Marx Way, Clark Way, Allardice Way, Frenchman's Rd, Governors Ave | $589,500 | $520,000 | $600,000-$700,000 | $1,018,500 | $950,000 | More than 10,000,000 |
| Escobita Ave, Cathcart Way, Pampas Ln, Park Blvd, Arboretum Rd, Ln B, Casanueva Pl, Lomita Ct, Gerona Rd, Sonoma Ter | $473,000 | $380,000 | $350,000-$400,000 | $728,000 | $640,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $804 |
| Superior Protection Discount | -$84 | $851 |
| Fire & Security Discount | -$65 | $870 |
| Hail Resistant Roof Discount | -$28 | $907 |
| Newly Constructed Home Discount | -$187 | $748 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Santa Clara County | $2,000 | $1,489 | $3,489 | $1,082 | $3,082 | $407 |
| Stanford, CA | $700 | $924 | $1,624 | $672 | $1,372 | $253 |
| Los Gatos, CA | $500 | $930 | $1,430 | $676 | $1,176 | $254 |
| Dublin, CA | $1,000 | $1,390 | $2,390 | $1,010 | $2,010 | $380 |
| Scotts Valley, CA | $100 | $1,078 | $1,178 | $783 | $883 | $295 |
| Orinda, CA | $2,000 | $945 | $2,945 | $687 | $2,687 | $258 |
| Shell Ridge, CA | $500 | $2,429 | $2,929 | $1,765 | $2,265 | $664 |
| Seacliff, CA | $2,000 | $1,821 | $3,821 | $1,323 | $3,323 | $498 |
| Alhambra Valley, CA | $100 | $2,408 | $2,508 | $1,750 | $1,850 | $658 |
| Richmond, CA | $2,500 | $939 | $3,439 | $682 | $3,182 | $257 |
| Watsonville, CA | $400 | $1,216 | $1,616 | $883 | $1,283 | $332 |
| Martinez, CA | $2,000 | $1,350 | $3,350 | $981 | $2,981 | $369 |
| Home Insurance Company Stanford, CA | Homeowners Insurance Agency Stanford, CA | Address | Popularity Score | Distance from Stanford (miles) |
|---|---|---|---|---|
| State Farm | Mike Klein | 150 W Iowa Ave Ste 102, Sunnyvale, CA, 94086-6179 | 8.3 | |
| State Farm | Aj Abdelkhalek | 775 E El Camino Real, Sunnyvale, CA, 94087-2976 | 9.4 | |
| State Farm | Kristen Termini | 1762 Miramonte Ave, Mountain View, CA, 94040-3763 | 5.8 | |
| Travelers | Paul R Nadler Insurance Services | 1560 Laurel St 200, San Carlos, CA, 94070 | 6.5 | |
| State Farm | Curtis Cahill | 988 El Monte Ave, Mountain View, CA, 94040-2355 | 4.6 | |
| State Farm | Charlotte Russell | 643 Bair Island Road Suite 101, Redwood City, CA, 94063-2755 | 5.8 | |
| Allstate | Michele Bolstad | 1485 El Camino Real Ste 101, Belmont, CA, 94002 | 8.4 | |
| Farmers | Robert Chang | 257 Castro St Ste 105, Mountain View, CA, 94041 | 5.4 | |
| State Farm | Gurmeet Gill | 151 Bernal Rd Ste 10, San Jose, CA, 95119-1306 | 25.5 | |
| Allstate | Raymond Barri | 1692 El Camino Real, San Carlos, CA, 94070 | 6.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Santa Clara County, CA | $829,600 | $1,507 | $1,110 | $2,050 | $940 |
| Stanford, CA | $1,591,300 | $935 | $690 | $1,270 | $580 |
| Los Gatos, CA | $1,476,700 | $942 | $700 | $1,280 | $580 |
| Dublin, CA | $756,800 | $1,407 | $1,040 | $1,910 | $870 |
| Scotts Valley, CA | $717,800 | $1,091 | $810 | $1,480 | $670 |
| Orinda, CA | $1,221,800 | $956 | $710 | $1,300 | $590 |
| Shell Ridge, CA | $949,200 | $2,458 | $1,820 | $3,340 | $1,520 |
| Seacliff, CA | $644,900 | $1,843 | $1,360 | $2,510 | $1,150 |
| Alhambra Valley, CA | $937,500 | $2,437 | $1,800 | $3,310 | $1,510 |
| Richmond, CA | $371,900 | $950 | $700 | $1,290 | $590 |
| Watsonville, CA | $457,200 | $1,230 | $910 | $1,670 | $760 |
| Martinez, CA | $505,400 | $1,366 | $1,010 | $1,860 | $850 |