Gavop's guide to buying homeowners insurance in Jones County, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Jones County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| W Lake Rd, Co Rd 99, State Hwy 92, Poverty Point Cir, NW 3rd St, Co Rd 261, Co Rd 462, FM 2834, FM 605, Co Rd 449 | $135,000 | $130,000 | $125,000-$150,000 | $103,000 | $90,000 | $75,000-$100,000 |
| NE Ave M, Co Rd 602, Anson Ave, Co Rd 435, SE 6th St, Rain Dance Cir, SW 14th St, N Orient St, Co Rd 403, E Lake Rd | $74,000 | $60,000 | $50,000-$75,000 | $51,000 | $40,000 | $50,000-$75,000 |
| Co Rd 87, Country Club Rd, Pvt Rd 427, Pvt Rd 391, Co Rd 407, Co Rd 367, SW Ave C, Oklahoma St, E Main St, Co Rd 231 | $124,000 | $100,000 | $125,000-$150,000 | $102,500 | $100,000 | $100,000-$125,000 |
| Ave G, Main St, S Porter St, Co Rd 428, 13th St, E Harwell St, Parish Rd 414, Co Rd 417, Co Rd 264, New Hope Rd | $137,500 | $110,000 | $125,000-$150,000 | $70,000 | $60,000 | $75,000-$100,000 |
| Co Rd 600, Co Rd 91, SW 4th St, Co Rd 447, N Reynold St, Co Rd 196, FM 1636 W, Co Rd 604, Co Rd 203, Crows Nest Rd | $92,000 | $80,000 | $75,000-$100,000 | $54,500 | $40,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $835 |
| Superior Protection Discount | -$88 | $894 |
| Fire & Security Discount | -$69 | $914 |
| Hail Resistant Roof Discount | -$20 | $963 |
| Newly Constructed Home Discount | -$255 | $727 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jones County | $700 | $971 | $1,671 | $705 | $1,405 | $265 |
| Jones County, TX | $1,500 | $971 | $2,471 | $705 | $2,205 | $265 |
| Hawley, TX | $200 | $1,393 | $1,593 | $1,012 | $1,212 | $381 |
| Lueders, TX | $1,500 | $1,141 | $2,641 | $829 | $2,329 | $312 |
| McCaulley, TX | $500 | $1,170 | $1,670 | $850 | $1,350 | $320 |
| Shackelford County, TX | $2,000 | $993 | $2,993 | $722 | $2,722 | $271 |
| Fisher County, TX | $500 | $918 | $1,418 | $667 | $1,167 | $251 |
| Haskell County, TX | $700 | $866 | $1,566 | $629 | $1,329 | $237 |
| Aspermont South, TX | $200 | $1,211 | $1,411 | $880 | $1,080 | $331 |
| Aspermont, TX | $2,000 | $1,122 | $3,122 | $816 | $2,816 | $307 |
| Stonewall County, TX | $200 | $887 | $1,087 | $645 | $845 | $242 |
| Throckmorton County, TX | $1,500 | $953 | $2,453 | $692 | $2,192 | $260 |
| Home Insurance Company Jones County, TX | Homeowners Insurance Agency Jones County, TX | Address | Popularity Score | Distance from Jones County (miles) |
|---|---|---|---|---|
| Farmers | Jim Raughton | 109 E Mcharg St, Stamford, TX, 79553 | 14.5 | |
| State Farm | Donna Dougherty | 4015 Buffalo Gap Road, Abilene, TX, 79605-7151 | 24.4 | |
| Travelers | Perry-Hunter-Hall Inc | 1548 N 1st St, Abilene, TX, 79604 | 21.7 | |
| Allstate | Tom Massey Agency | 3262 Chimney Rock Rd Ste C, Abilene, TX, 79606 | 25.4 | |
| Liberty Mutual Independent | Perkins Insurance Agency | 3402 N 1st St Ste 103, Abilene, TX, 79603 | 21.1 | |
| Travelers | Haskell County Insurance Agency | 103 N. Ave E, Haskell, TX, 79521 | 29.7 | |
| State Farm | Travis Scherwitz | 4150 Southwest Dr Ste 130, Abilene, TX, 79606-2286 | 23.6 | |
| State Farm | Glynn Walker | 6350 Buffalo Gap Road, Abilene, TX, 79606-5937 | 26.3 | |
| State Farm | Risha Sanders | 3228 North 10th, Abilene, TX, 79603-4738 | 20.6 | |
| Allstate | Clyde Insurance Agency | 117 Oak St # 1657, Clyde, TX, 79510 | 32.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Jones County, TX | $73,100 | $983 | $650 | $1,510 | $860 |
| Jones County, TX | $73,100 | $983 | $650 | $1,510 | $860 |
| Hawley, TX | $78,000 | $1,410 | $930 | $2,170 | $1,240 |
| Lueders, TX | $38,400 | $1,155 | $760 | $1,780 | $1,020 |
| McCaulley, TX | $42,300 | $1,184 | $780 | $1,820 | $1,040 |
| Shackelford County, TX | $78,900 | $1,005 | $660 | $1,550 | $890 |
| Fisher County, TX | $60,500 | $929 | $610 | $1,430 | $820 |
| Haskell County, TX | $49,200 | $877 | $580 | $1,350 | $770 |
| Aspermont South, TX | $48,300 | $1,226 | $810 | $1,890 | $1,080 |
| Aspermont, TX | $35,900 | $1,136 | $750 | $1,750 | $1,000 |
| Stonewall County, TX | $53,700 | $898 | $590 | $1,380 | $790 |
| Throckmorton County, TX | $68,600 | $964 | $640 | $1,480 | $840 |