Gavop tells you how to get the best homeowners insurance in Owen County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $90,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $158,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $225,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $167,500 | $140,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $598 |
| Home and Two Car | -$105 | $552 |
| Home and Three Car | -$164 | $493 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Owen County | $700 | $649 | $1,349 | $472 | $1,172 | $177 |
| Owen County, KY | $2,500 | $649 | $3,149 | $472 | $2,972 | $177 |
| Moorland, KY | $100 | $902 | $1,002 | $656 | $756 | $247 |
| Hurstbourne, KY | $1,000 | $1,541 | $2,541 | $1,120 | $2,120 | $421 |
| Jessamine County, KY | $100 | $948 | $1,048 | $689 | $789 | $259 |
| Manchester, IN | $1,500 | $912 | $2,412 | $663 | $2,163 | $249 |
| St. Matthews, KY | $1,000 | $788 | $1,788 | $573 | $1,573 | $215 |
| Maryhill Estates, KY | $100 | $2,103 | $2,203 | $1,529 | $1,629 | $575 |
| Monfort Heights, OH | $1,500 | $635 | $2,135 | $461 | $1,961 | $174 |
| Dent, OH | $100 | $666 | $766 | $484 | $584 | $182 |
| Spring Mill, KY | $1,000 | $1,067 | $2,067 | $775 | $1,775 | $292 |
| Home Insurance Company Owen County, KY | Homeowners Insurance Agency Owen County, KY | Address | Popularity Score | Distance from Owen County (miles) |
|---|---|---|---|---|
| Travelers | Downey Insurance Group Inc | 35 S Main St, New Castle, KY, 40050 | 18.4 | |
| State Farm | Lance Kirtley | 10515 Meeting St Unit 102, Prospect, KY, 40059-6524 | 41.1 | |
| Allstate | Terrill Williams | 2465 Nicholasville Rd Ste A, Lexington, KY, 40503 | 38.5 | |
| Liberty Mutual Independent | The Underwriters Group | 1700 Eastpoint Pkwy, Louisville, KY, 40223 | 39.2 | |
| Allstate | Rand Insurance Agency | 120 Park Ln, Carrollton, KY, 41008 | 19.6 | |
| State Farm | Bill Gardner | 3832 Taylorsville Rd Ste 11, Louisville, KY, 40220-1369 | 47.1 | |
| State Farm | Tim Kleier | 4020 Bardstown Rd, Louisville, KY, 40218-2631 | 48.7 | |
| Travelers | Insurance Associates | 41 N Main, New Castle, KY, 40050 | 18.4 | |
| State Farm | Scott Dibble | 10511 Watterson Trl, Jeffersontown, KY, 40299-3740 | 44.6 | |
| State Farm | Dale Viniard | 6507 W Highway 22, Crestwood, KY, 40014-9323 | 36.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,260 | $660 |
| Owen County, KY | $99,100 | $657 | $440 | $940 | $500 |
| Owen County, KY | $99,100 | $657 | $440 | $930 | $490 |
| Moorland, KY | $135,100 | $913 | $660 | $1,310 | $650 |
| Hurstbourne, KY | $373,600 | $1,560 | $1,080 | $2,200 | $1,120 |
| Jessamine County, KY | $164,300 | $959 | $650 | $1,350 | $700 |
| Manchester, IN | $159,300 | $923 | $660 | $1,320 | $660 |
| St. Matthews, KY | $215,600 | $798 | $550 | $1,100 | $550 |
| Maryhill Estates, KY | $468,800 | $2,129 | $1,430 | $2,940 | $1,510 |
| Monfort Heights, OH | $160,900 | $643 | $440 | $880 | $440 |
| Dent, OH | $181,500 | $674 | $490 | $960 | $470 |
| Spring Mill, KY | $197,300 | $1,080 | $730 | $1,480 | $750 |