Gavop's guide to buying homeowners insurance in Icard, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Icard, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tyler Trl, State Rd 1845, Hubert Park Ave, Bailey Rd, S Fork Ave, Decker Rd, Leger Rd, 30th Street Pl NW, State Rd 1795, Pine Meadows Cir | $74,500 | $70,000 | $75,000-$100,000 | $73,000 | $70,000 | $50,000-$75,000 |
| 11th St N E, State Rd 1659, Christopher Ct, US Hwy 70A E, Dickerson Ct, Hilferty Rd, State Rd 1785, Crystal Ct, Robinson St, State Rd 1633 | $123,500 | $110,000 | $125,000-$150,000 | $99,500 | $90,000 | $75,000-$100,000 |
| Berry Rd, Israel Chapel Rd, Mineral Springs Mountain Rd, Rockhaven Ave, State Rd 1618, State Rd 1692, Chrisco Rd, Curleys Fish Camp Rd, Fashion Ave, Fieldview Acres Dr | $112,000 | $100,000 | $75,000-$100,000 | $87,500 | $70,000 | $75,000-$100,000 |
| Ethel St, State Rd 1755, Knob Ave, Leigh Ann Dr, Rollins Ave, State Rd 1697, Forest Fields, Wilkies Grove Church Rd, Steakhouse Rd, Bridges Ave | $102,500 | $90,000 | $100,000-$125,000 | $76,500 | $60,000 | $50,000-$75,000 |
| Pleasant Ct, Tom Smith Ave, Clarence Towery Cir, State Rd 1002, Jeeter Shell Ave, Winkler Rd, State Rd 1910, Vanhorn Rd, State Rd 1788, Boonedock Rd | $119,500 | $100,000 | $125,000-$150,000 | $84,000 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$113 | $516 |
| Superior Protection Discount | -$63 | $567 |
| Fire & Security Discount | -$57 | $573 |
| Hail Resistant Roof Discount | -$13 | $617 |
| Newly Constructed Home Discount | -$164 | $466 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,295 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,386 |
| Home Insurance Company Icard, NC | Homeowners Insurance Agency Icard, NC | Address | Popularity Score | Distance from Icard (miles) |
|---|---|---|---|---|
| State Farm | Happy Mullen | 2201 South Blvd Suite 420, Charlotte, NC, 28203-4263 | 49.7 | |
| Travelers | Younce Insurance Agency Inc | 808 Harper Ave, Lenoir, NC, 28645 | 14.2 | |
| Nationwide | William Viviano | 101 S Old Statesville Rd Ste B, Huntersville, NC, 28078 | 41.9 | |
| Travelers | Deal Insurance Group | 810 N Moravian St, Wilkesboro, NC, 28697 | 34.9 | |
| Travelers | Parsons Insurance Group Inc | 2204 W Franklin Blvd, Gastonia, NC, 28052 | 34.7 | |
| Allstate | Randy Walker | 3801 S New Hope Rd, Gastonia, NC, 28056 | 40.4 | |
| Allstate | Sandy Russ | 243 Mclean Dr Sw, Lenoir, NC, 28645 | 12.6 | |
| State Farm | Mike Harris | 124 E Plaza Dr Ste B, Mooresville, NC, 28115-8102 | 37.7 | |
| State Farm | Adam Sterken | 524 Fairview Dr Sw, Lenoir, NC, 28645-4933 | 13.4 | |
| Liberty Mutual Independent | Marsh Inc | 100 N Tryon St Ste 3600, Charlotte, NC, 28202 | 49.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,240 | $640 |
| Burke County, NC | $115,400 | $680 | $470 | $970 | $500 |
| Icard, NC | $110,500 | $630 | $430 | $870 | $440 |
| Sawmills, NC | $99,100 | $879 | $640 | $1,250 | $610 |
| Upper Fork, NC | $88,100 | $559 | $400 | $770 | $370 |
| Linville, NC | $380,000 | $1,596 | $1,070 | $2,220 | $1,150 |
| Glenwood, NC | $112,100 | $685 | $470 | $950 | $480 |
| Moravian Falls, NC | $145,600 | $834 | $570 | $1,160 | $590 |
| Statesville, NC | $119,500 | $670 | $460 | $930 | $470 |
| Riverbend, NC | $145,500 | $700 | $480 | $960 | $480 |
| Minneapolis, NC | $101,400 | $631 | $430 | $880 | $450 |
| Cramerton, NC | $216,700 | $1,079 | $790 | $1,520 | $730 |