Gavop's guide to buying homeowners insurance in Lake Dallas, TX covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $127,500 | $120,000 | $100,000-$125,000 |
| 3 Bedroom | $172,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $133,000 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $171,500 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $813 |
| Superior Protection Discount | -$87 | $881 |
| Fire & Security Discount | -$106 | $861 |
| Hail Resistant Roof Discount | -$19 | $948 |
| Newly Constructed Home Discount | -$194 | $774 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,344 |
| Hail Damage | $4,618 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,222 |
| Home Insurance Company Lake Dallas, TX | Homeowners Insurance Agency Lake Dallas, TX | Address | Popularity Score | Distance from Lake Dallas (miles) |
|---|---|---|---|---|
| Allstate | Mark Tucker | 3572 Fm 2181, Hickory Creek, TX, 75065 | 1.7 | |
| State Farm | Kevin Davis | 4801 Frankford Rd Ste 100, Dallas, TX, 75287-5329 | 14.5 | |
| Travelers | Anthony Blackmon Agency Inc | 9191 Kyser Way Ste 200, Frisco, TX, 75033 | 9.7 | |
| Liberty Mutual Independent | Greenhill Insurance | 11494 Luna Rd Ste 275, Dallas, TX, 75234 | 16.9 | |
| State Farm | Chadwick Wright | 15110 Dallas Parkway Suite 370, Dallas, TX, 75248-4629 | 16.7 | |
| Farmers | Jan Zwerver | 3419 Cross Timbers Rd Ste 102, Flower Mound, TX, 75028 | 6.9 | |
| State Farm | Kameren De Sean Nelson | 1503 N Story Road Ste 125, Irving, TX, 75061-1900 | 20.8 | |
| State Farm | Ramona Suggs-Winrow | 100 N Central Expwy Ste 320, Richardson, TX, 75080-5310 | 20.7 | |
| Farmers | Rachel Walter | 215 Swisher Rd, Lake Dallas, TX, 75065 | 0.7 | |
| Travelers | Insurance Connection | 2925 Country Club Rd Suite 105, Denton, TX, 76210 | 7.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Denton County, TX | $232,000 | $1,286 | $850 | $1,980 | $1,130 |
| Lake Dallas, TX | $147,500 | $968 | $640 | $1,490 | $850 |
| Paloma Creek South, TX | $215,700 | $1,869 | $1,230 | $2,880 | $1,650 |
| Denton, TX | $179,000 | $1,365 | $900 | $2,100 | $1,200 |
| Addison, TX | $317,500 | $1,097 | $720 | $1,690 | $970 |
| Celina, TX | $354,300 | $1,176 | $780 | $1,810 | $1,030 |
| Cockrell Hill, TX | $84,900 | $1,446 | $950 | $2,230 | $1,280 |
| DeSoto, TX | $155,100 | $1,393 | $920 | $2,150 | $1,230 |
| Springtown-Reno, TX | $148,800 | $1,361 | $900 | $2,100 | $1,200 |
| McLendon-Chisholm, TX | $388,600 | $2,487 | $1,640 | $3,830 | $2,190 |
| Wilmer, TX | $57,200 | $1,286 | $850 | $1,980 | $1,130 |