Gavop shows you how to buy homeowners insurance in Fairfield, IN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $43,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $125,500 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $86,500 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $243,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $268,500 | $250,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $646 |
| Home and Two Car | -$112 | $590 |
| Home and Three Car | -$176 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Tippecanoe County | $2,500 | $849 | $3,349 | $617 | $3,117 | $232 |
| Fairfield, IN | $2,500 | $694 | $3,194 | $504 | $3,004 | $190 |
| Delphi, IN | $300 | $666 | $966 | $484 | $784 | $182 |
| Round Grove, IN | $2,500 | $882 | $3,382 | $641 | $3,141 | $241 |
| Colfax, IN | $200 | $630 | $830 | $458 | $658 | $172 |
| Veedersburg, IN | $1,500 | $628 | $2,128 | $457 | $1,957 | $172 |
| Francesville, IN | $200 | $724 | $924 | $526 | $726 | $198 |
| Bismarck, IL | $1,500 | $633 | $2,133 | $460 | $1,960 | $173 |
| Hoopeston, IL | $400 | $825 | $1,225 | $600 | $1,000 | $226 |
| Medaryville, IN | $100 | $581 | $681 | $422 | $522 | $159 |
| Peru, IN | $2,000 | $815 | $2,815 | $593 | $2,593 | $223 |
| Home Insurance Company Fairfield, IN | Homeowners Insurance Agency Fairfield, IN | Address | Popularity Score | Distance from Fairfield (miles) |
|---|---|---|---|---|
| Erie | Deiwert Insurance | 2101 Kossuth Street, Lafayette, IN, 47905 | 1.7 | |
| Allstate | R J Puthran | 815 W Carmel Dr, Carmel, IN, 46032 | 49.0 | |
| Liberty Mutual Independent | Shepherd Insurance | 111 Congressional Blvd Ste 100, Carmel, IN, 46032 | 49.2 | |
| State Farm | Kelly Warden | 2004 W Sycamore St, Kokomo, IN, 46901-4112 | 36.9 | |
| Liberty Mutual Independent | Mbah Insurance | 2663 Duncan Rd, Lafayette, IN, 47904 | 2.0 | |
| State Farm | Barry Turvy | 1031 E 169th St, Westfield, IN, 46074-7738 | 46.6 | |
| State Farm | Angie Sutton | 5540 Pebble Village Ln Ste 400, Noblesville, IN, 46062-7411 | 48.9 | |
| State Farm | Craig Whitlock | 750 Park East Blvd Ste 2, Lafayette, IN, 47905-0788 | 1.8 | |
| Erie | Gallina Insurance Agency | 102 S Van Rensselaer Street, Rensselaer, IN, 47978 | 38.4 | |
| Liberty Mutual Independent | Lowder Insurance Agency | 50 South Main Street, Zionsville, IN, 46077 | 45.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,180 | $600 |
| Tippecanoe County, IN | $144,300 | $859 | $580 | $1,190 | $610 |
| Fairfield, IN | $101,500 | $702 | $480 | $1,000 | $520 |
| Delphi, IN | $80,300 | $674 | $450 | $950 | $500 |
| Round Grove, IN | $147,200 | $893 | $610 | $1,280 | $670 |
| Colfax, IN | $71,900 | $638 | $430 | $870 | $440 |
| Veedersburg, IN | $71,400 | $636 | $460 | $910 | $450 |
| Francesville, IN | $95,500 | $733 | $540 | $1,040 | $500 |
| Bismarck, IL | $97,300 | $641 | $430 | $890 | $460 |
| Hoopeston, IL | $64,100 | $835 | $590 | $1,140 | $550 |
| Medaryville, IN | $60,800 | $588 | $390 | $810 | $420 |
| Peru, IN | $60,400 | $825 | $560 | $1,150 | $590 |