Gavop's guide to buying homeowners insurance in Palmetto, GA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Palmetto, GA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Carlton Ln, Short St, Terry Rd, Cedar Grove Rd, Creel Rd, Griffith Dr, Walnut Way, Garretts Ferry Rd, Sabal Dr, Selborne Way | $188,500 | $180,000 | $150,000-$175,000 | $365,000 | $340,000 | $300,000-$350,000 |
| Cochran Mill Rd, Terry Porter Rd, Rico Rd, Upper Wooten Rd, Northcutt Rd, Carlton Pointe Ter, Old Rico Rd, Scott Cir, Toombs St, Jenkins Rd | $121,500 | $100,000 | $125,000-$150,000 | $175,500 | $150,000 | $150,000-$175,000 |
| Water Works Rd, Pleasant St, Barnes Rd, Runnell Ct, Carlton Cir, Piney Wood Church Rd, Past St, School St, Forrest Way, Porter Terry Rd | $131,500 | $110,000 | $150,000-$175,000 | $190,000 | $160,000 | $150,000-$175,000 |
| Joshua St, Princeton Cir, Watkins Rd, Bohannon Rd, Tori Ct, Old Phillips Rd, East Ave, Nix Rd, Rivertown Rd, Turner Ave | $115,000 | $110,000 | $100,000-$125,000 | $244,000 | $200,000 | $200,000-$250,000 |
| Hamilton Rd, Atlanta Newman Rd, Highland Ave, Jules Trce, Laurel Dr, Thornton Ave, Cranford St, Harper St, West St, Kite Rd | $131,000 | $100,000 | $150,000-$175,000 | $202,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $598 |
| Superior Protection Discount | -$65 | $656 |
| Fire & Security Discount | -$50 | $670 |
| Hail Resistant Roof Discount | -$14 | $706 |
| Newly Constructed Home Discount | -$144 | $577 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,440 |
| Hail Damage | $4,853 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $46,910 |
| Smoke | $16,051 |
| Home Insurance Company Palmetto, GA | Homeowners Insurance Agency Palmetto, GA | Address | Popularity Score | Distance from Palmetto (miles) |
|---|---|---|---|---|
| Travelers | Alliance Insurance | 160 Us Highway 27, Bremen, GA, 30110 | 26.4 | |
| Farmers | Leon Fulton | 6015 Lynmark Way Ste 140, Fairburn, GA, 30213 | 5.7 | |
| State Farm | Stefon Mason | 1534 Dunwoody Vlg Pkwy Ste 204, Atlanta, GA, 30338-4137 | 35.4 | |
| Farmers | Darrell Abernathy | 4040 Chapel Hill Rd Ste Q, Douglasville, GA, 30135 | 9.8 | |
| State Farm | Luka Cline | 419 E Crossville Rd Ste 205, Roswell, GA, 30075-3080 | 39.8 | |
| Travelers | Modern Family Insurance Agency Inc | 1001 Weatherstone Parkway Suite 440, Woodstock, GA, 30188 | 39.5 | |
| State Farm | Yara Parada | 3005 Old Ala Rd Ste 30, Alpharetta, GA, 30022-1924 | 41.4 | |
| Allstate | Carland Insurance Services Llc | 11085 Alpharetta Hwy, Roswell, GA, 30076 | 40.9 | |
| Allstate | Trey Dettmering | 1971 Thornton Rd, Lithia Springs, GA, 30122 | 17.2 | |
| State Farm | Rick Mottern | 1610 Ridnr Pkwy Nw Ste 104, Kennesaw, GA, 30152-4486 | 31.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Georgia | $158,400 | $1,012 | $690 | $1,440 | $750 |
| Fulton County, GA | $268,900 | $1,204 | $810 | $1,720 | $910 |
| Palmetto, GA | $121,400 | $721 | $530 | $990 | $460 |
| Fayette County, GA | $255,300 | $1,177 | $850 | $1,680 | $830 |
| Hapeville, GA | $106,500 | $657 | $450 | $930 | $480 |
| Lake City, GA | $81,600 | $634 | $440 | $870 | $430 |
| Gresham Park, GA | $102,800 | $640 | $440 | $920 | $480 |
| Dunwoody, GA | $398,400 | $1,521 | $1,110 | $2,110 | $1,000 |
| Troup County, GA | $125,000 | $849 | $610 | $1,200 | $590 |
| Conyers, GA | $150,100 | $942 | $690 | $1,330 | $640 |
| Johns Creek, GA | $366,200 | $1,400 | $940 | $1,990 | $1,050 |
| Worthville, GA | $152,400 | $832 | $570 | $1,190 | $620 |
| Grayson, GA | $273,100 | $1,304 | $870 | $1,840 | $970 |