Gavop tells you how to get the best homeowners insurance in Madison, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Madison, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| State Rte 638, State Rte 713, Waring Dr, Durham Dr, Wright Dr, Congress Cove, Zion Rd, Burr Dr, Country Rd, Camellia Dr | $176,000 | $160,000 | $150,000-$175,000 | $313,000 | $270,000 | $350,000-$400,000 |
| Rylands Rd, State Rte 604, Green Rd, Laverne Dr, Stafford Dr, Trivette Rd, State Rte 1421, Palace Green Rd, Groves Ct, Annapolis Dr | $219,500 | $190,000 | $200,000-$250,000 | $245,000 | $220,000 | $250,000-$300,000 |
| Beaver Cove, Cresthill Ct, Sycamore Hill Ln, Jefferson Cove, State Rte 700, Boxley Rd, Woodlyn Dr, Minute Man Dr, State Rte 679, Glen Cove Dr | $223,500 | $200,000 | $200,000-$250,000 | $335,500 | $290,000 | $350,000-$400,000 |
| Masonville Ln, State Rte 759, Clinton Dr, Mays Run Dr, State Rte 738, State Rte 604, Norfolk Dr, State Rte 1420, State Rte 756, Moncure Dr | $128,500 | $110,000 | $100,000-$125,000 | $238,500 | $200,000 | $250,000-$300,000 |
| Countryside Ln, Lincoln Cove, Lipscomb Rd, CCC Rd, Bonsell Cove, Tate Rd, Lexington Dr, Pine Tree Dr, Driver Ln, State Rte 638 | $179,000 | $150,000 | $150,000-$175,000 | $368,500 | $300,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $584 |
| Superior Protection Discount | -$64 | $648 |
| Fire & Security Discount | -$57 | $655 |
| Hail Resistant Roof Discount | -$21 | $691 |
| Newly Constructed Home Discount | -$142 | $570 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Caroline County | $700 | $711 | $1,411 | $517 | $1,217 | $194 |
| Madison, VA | $1,500 | $704 | $2,204 | $511 | $2,011 | $192 |
| Bowling Green, VA | $200 | $860 | $1,060 | $625 | $825 | $235 |
| Hartwood, VA | $1,500 | $801 | $2,301 | $582 | $2,082 | $219 |
| Dahlgren, VA | $500 | $827 | $1,327 | $601 | $1,101 | $226 |
| Triangle, VA | $2,000 | $915 | $2,915 | $665 | $2,665 | $250 |
| Westmoreland County, VA | $500 | $727 | $1,227 | $528 | $1,028 | $199 |
| Chesterfield County, VA | $1,500 | $863 | $2,363 | $627 | $2,127 | $236 |
| Charles County, MD | $300 | $950 | $1,250 | $691 | $991 | $260 |
| Matoaca, VA | $1,500 | $903 | $2,403 | $656 | $2,156 | $247 |
| Cunningham, VA | $200 | $768 | $968 | $558 | $758 | $210 |
| Home Insurance Company Madison, VA | Homeowners Insurance Agency Madison, VA | Address | Popularity Score | Distance from Madison (miles) |
|---|---|---|---|---|
| State Farm | April Pruitt | 245 N Washington Hwy Ste A, Ashland, VA, 23005-1623 | 17.1 | |
| State Farm | Rachael Jones | 6970 Forest Hill Ave, Richmond, VA, 23225-1606 | 31.9 | |
| Allstate | Bill Wyant | 9919 Southpoint Pkwy, Fredericksburg, VA, 22407 | 16.4 | |
| Erie | Mcardle & Associates Insurance Agency Inc. | 101 England Street, Ashland, VA, 23005 | 17.1 | |
| Erie | Bacon Insurance Group | 3711 Westerre Parkway Suite D, Richmond, VA, 23233 | 24.6 | |
| Allstate | Linwood Heath | 15 N Thompson St, Richmond, VA, 23221 | 30.8 | |
| State Farm | Ted Antol | 13137 Rivers Bend Blvd, Chester, VA, 23836-2699 | 46.1 | |
| Allstate | American Standard | 17180 Dahlgren Rd, King George, VA, 22485 | 36.0 | |
| Travelers | Winters Oliver Insurance Agency, Inc. | 8022 Mechanicsville Pike, Mechanicsville, VA, 23111 | 29.1 | |
| State Farm | Matt Brandt | 17431 Jefferson Davis Hwy, Ruther Glen, VA, 22546-2864 | 2.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $660 | $1,360 | $700 |
| Caroline County, VA | $193,200 | $720 | $530 | $1,020 | $490 |
| Madison, VA | $188,600 | $712 | $480 | $1,000 | $520 |
| Bowling Green, VA | $199,800 | $870 | $630 | $1,240 | $610 |
| Hartwood, VA | $380,600 | $811 | $550 | $1,150 | $600 |
| Dahlgren, VA | $294,000 | $837 | $590 | $1,180 | $590 |
| Triangle, VA | $431,000 | $926 | $630 | $1,310 | $680 |
| Westmoreland County, VA | $203,100 | $736 | $540 | $1,020 | $480 |
| Chesterfield County, VA | $224,200 | $874 | $620 | $1,210 | $590 |
| Charles County, MD | $294,000 | $962 | $760 | $1,210 | $450 |
| Matoaca, VA | $256,300 | $914 | $630 | $1,310 | $680 |
| Cunningham, VA | $234,800 | $777 | $530 | $1,110 | $580 |