Gavop shows you how to buy homeowners insurance in Burnett County, WI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $82,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $125,500 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $172,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $122,500 | $110,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $497 |
| Superior Protection Discount | -$55 | $552 |
| Fire & Security Discount | -$55 | $552 |
| Hail Resistant Roof Discount | -$18 | $588 |
| Newly Constructed Home Discount | -$121 | $485 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Burnett County | $1,000 | $599 | $1,599 | $435 | $1,435 | $164 |
| Burnett County, WI | $2,500 | $599 | $3,099 | $435 | $2,935 | $164 |
| Meenon, WI | $200 | $600 | $800 | $436 | $636 | $164 |
| Clover, MN | $1,000 | $577 | $1,577 | $419 | $1,419 | $158 |
| Lakeland, WI | $400 | $686 | $1,086 | $498 | $898 | $187 |
| Gull Lake, WI | $1,000 | $664 | $1,664 | $482 | $1,482 | $181 |
| Haugen, WI | $100 | $484 | $584 | $352 | $452 | $132 |
| Kerrick, MN | $2,000 | $1,106 | $3,106 | $803 | $2,803 | $302 |
| Kroschel, MN | $500 | $1,239 | $1,739 | $900 | $1,400 | $339 |
| Cedar Lake, WI | $1,000 | $700 | $1,700 | $509 | $1,509 | $191 |
| Maple Grove, WI | $300 | $660 | $960 | $480 | $780 | $180 |
| Bass Lake, WI | $2,000 | $664 | $2,664 | $482 | $2,482 | $181 |
| Home Insurance Company Burnett County, WI | Homeowners Insurance Agency Burnett County, WI | Address | Popularity Score | Distance from Burnett County (miles) |
|---|---|---|---|---|
| State Farm | Allysa Headley Asp | 108 W Knapp St, Rice Lake, WI, 54868-1682 | 39.6 | |
| Travelers | Armstrong Insurance Agency | 10045 N State Rd 27, Hayward, WI, 54843 | 43.4 | |
| Travelers | Drew Insurance Agency Inc | 505 W Main Street Suite B, Cameron, WI, 54822 | 44.1 | |
| Travelers | Armstrong Insurance Agency | 10045 N State Road 27 Suite 400, Hayward, WI, 54843 | 43.4 | |
| Farmers | Jennifer Johnson | 205 Wisconsin Ave S, Frederic, WI, 54837 | 15.1 | |
| State Farm | Michelle Miller | 108 Chieftain St, Osceola, WI, 54020 | 41.0 | |
| Erie | Jensen-Sundquist Insurance Agency | 24185 Unit # 2 Hwy 35/70, Siren, WI, 54872 | 5.3 | |
| State Farm | Tim Reedy | 718 N River Street, Spooner, WI, 54801-1310 | 23.8 | |
| Erie | Jensen-Sundquist Insurance Agency | 116 W Madison Avenue, Grantsburg, WI, 54840 | 16.0 | |
| Travelers | Citizens Insurance Agcy | 101 Prentice Streets, Clayton, WI, 54004 | 38.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $460 | $980 | $520 |
| Burnett County, WI | $150,800 | $606 | $440 | $860 | $420 |
| Burnett County, WI | $150,800 | $606 | $410 | $870 | $460 |
| Meenon, WI | $130,000 | $607 | $440 | $840 | $400 |
| Clover, MN | $67,600 | $584 | $390 | $800 | $410 |
| Lakeland, WI | $174,700 | $694 | $500 | $960 | $460 |
| Gull Lake, WI | $161,400 | $672 | $490 | $960 | $470 |
| Haugen, WI | $89,800 | $490 | $360 | $700 | $340 |
| Kerrick, MN | $177,500 | $1,119 | $750 | $1,530 | $780 |
| Kroschel, MN | $220,300 | $1,254 | $920 | $1,790 | $870 |
| Cedar Lake, WI | $184,700 | $709 | $480 | $1,010 | $530 |
| Maple Grove, WI | $159,300 | $668 | $470 | $920 | $450 |
| Bass Lake, WI | $161,300 | $672 | $460 | $930 | $470 |