Gavop tells you how to get the best homeowners insurance in Smithville, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $51,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $149,500 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $165,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $231,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $412,000 | $390,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$154 | $806 |
| Superior Protection Discount | -$96 | $864 |
| Fire & Security Discount | -$77 | $883 |
| Hail Resistant Roof Discount | -$19 | $941 |
| Newly Constructed Home Discount | -$192 | $768 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Bastrop County | $1,000 | $1,365 | $2,365 | $992 | $1,992 | $373 |
| Smithville, TX | $2,000 | $948 | $2,948 | $689 | $2,689 | $259 |
| Fayette County, TX | $300 | $975 | $1,275 | $708 | $1,008 | $266 |
| Garfield, TX | $1,000 | $1,552 | $2,552 | $1,128 | $2,128 | $424 |
| Caldwell County, TX | $500 | $1,440 | $1,940 | $1,046 | $1,546 | $393 |
| Uhland, TX | $2,500 | $1,577 | $4,077 | $1,146 | $3,646 | $431 |
| Carmine, TX | $100 | $1,627 | $1,727 | $1,183 | $1,283 | $445 |
| Buda, TX | $1,500 | $1,010 | $2,510 | $734 | $2,234 | $276 |
| Gonzales County, TX | $200 | $1,044 | $1,244 | $759 | $959 | $285 |
| Kyle, TX | $2,000 | $942 | $2,942 | $685 | $2,685 | $258 |
| Rollingwood, TX | $200 | $1,044 | $1,244 | $759 | $959 | $285 |
| Burton, TX | $1,000 | $1,598 | $2,598 | $1,161 | $2,161 | $437 |
| Home Insurance Company Smithville, TX | Homeowners Insurance Agency Smithville, TX | Address | Popularity Score | Distance from Smithville (miles) |
|---|---|---|---|---|
| Allstate | Fleming & Conway Agency | 3435 Greystone Dr Ste 107, Austin, TX, 78731 | 40.8 | |
| State Farm | Joe Pena Jr | 520 E Oltorf St, Austin, TX, 78704-5639 | 36.1 | |
| Travelers | Affiance Insurance Agency Llc | 5555 N Lamar Blvd Ste L101, Austin, TX, 78751 | 38.4 | |
| State Farm | Beau Sharpe | 1111 N Interstate 35 Ste 240, Round Rock, TX, 78664-4244 | 46.5 | |
| Farmers | Ryan Johnston | 5901 Old Fredericksburg Rd Ste C101, Austin, TX, 78749 | 41.1 | |
| Travelers | Whorton Insurance | 11200 Jollyville Rd, Austin, TX, 78759 | 43.2 | |
| State Farm | Brandy Whiteside | 3601 W Wm Cannon Dr Ste 100, Austin, TX, 78749-1545 | 39.8 | |
| State Farm | Jimmie Fucik | 661 Ellinger Road, La Grange, TX, 78945 | 22.7 | |
| Travelers | Blanket Ins Group Ltd | 13284 Pond Springs Rd Ste 303, Austin, TX, 78729 | 46.4 | |
| State Farm | Denny Etzler | 6118a W Highway 290, Austin, TX, 78735-8626 | 41.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Bastrop County, TX | $150,300 | $1,382 | $910 | $2,130 | $1,220 |
| Smithville, TX | $142,800 | $960 | $630 | $1,480 | $850 |
| Fayette County, TX | $158,700 | $987 | $650 | $1,520 | $870 |
| Garfield, TX | $111,900 | $1,571 | $1,040 | $2,420 | $1,380 |
| Caldwell County, TX | $124,300 | $1,457 | $960 | $2,240 | $1,280 |
| Uhland, TX | $118,200 | $1,596 | $1,050 | $2,460 | $1,410 |
| Carmine, TX | $132,100 | $1,647 | $1,090 | $2,540 | $1,450 |
| Buda, TX | $218,500 | $1,022 | $670 | $1,570 | $900 |
| Gonzales County, TX | $92,900 | $1,057 | $700 | $1,630 | $930 |
| Kyle, TX | $165,800 | $954 | $630 | $1,470 | $840 |
| Rollingwood, TX | $937,100 | $1,057 | $700 | $1,630 | $930 |
| Burton, TX | $123,800 | $1,617 | $1,070 | $2,490 | $1,420 |