How Can I Make My Smithville, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Smithville, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Smithville, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $51,000 $50,000 $50,000-$75,000
2 Bedroom $149,500 $130,000 $100,000-$125,000
3 Bedroom $165,500 $140,000 $150,000-$175,000
4 Bedroom $231,500 $200,000 $250,000-$300,000
5 Bedroom $412,000 $390,000 $350,000-$400,000

Choose the Best Smithville, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer 600-649 Credit Score $100 to $150,000 More than 3 Pets at home, Smoker $360
Unemployed 700-749 Credit Score No Income No Pets, Non-Smoker $630
Retired 500-549 Credit Score $25 to 50,000 1 Pet, Smoker $410

Choose the Right Deductible for your Smithville, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $600 $900 $490 $790 $110
Bastrop County, TX $1,000 $500 $1,000 $410 $1,410 $-410
Smithville, TX $2,000 $430 $930 $350 $2,350 $-1,420
Fayette County, TX $300 $630 $930 $530 $830 $100
Garfield, TX $1,000 $370 $870 $300 $1,300 $-430
Caldwell County, TX $500 $440 $940 $360 $860 $80
Uhland, TX $2,500 $290 $790 $240 $2,740 $-1,950
Carmine, TX $100 $320 $420 $270 $370 $50
Buda, TX $1,500 $860 $1,360 $750 $2,250 $-890
Gonzales County, TX $200 $400 $600 $340 $540 $60
Kyle, TX $2,000 $620 $1,120 $540 $2,540 $-1,420
Rollingwood, TX $200 $1,490 $1,690 $1,240 $1,440 $250
Burton, TX $1,000 $500 $1,000 $430 $1,430 $-430

Identify Top Home Insurance Agents near Smithville, TX | Back to Top

Home Insurance Company Smithville, TX Homeowners Insurance Agency Smithville, TX Address Popularity Score Distance from Smithville (miles)
Allstate Fleming & Conway Agency 3435 Greystone Dr Ste 107, Austin, TX, 78731
40.8
State Farm Joe Pena Jr 520 E Oltorf St, Austin, TX, 78704-5639
36.1
Travelers Affiance Insurance Agency Llc 5555 N Lamar Blvd Ste L101, Austin, TX, 78751
38.4
State Farm Beau Sharpe 1111 N Interstate 35 Ste 240, Round Rock, TX, 78664-4244
46.5
Farmers Ryan Johnston 5901 Old Fredericksburg Rd Ste C101, Austin, TX, 78749
41.1
Travelers Whorton Insurance 11200 Jollyville Rd, Austin, TX, 78759
43.2
State Farm Brandy Whiteside 3601 W Wm Cannon Dr Ste 100, Austin, TX, 78749-1545
39.8
State Farm Jimmie Fucik 661 Ellinger Road, La Grange, TX, 78945
22.7
Travelers Blanket Ins Group Ltd 13284 Pond Springs Rd Ste 303, Austin, TX, 78729
46.4
State Farm Denny Etzler 6118a W Highway 290, Austin, TX, 78735-8626
41.6

Compare Rates for Smithville, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $740 $490 $1,140 $650
Bastrop County, TX $121,200 $610 $400 $940 $540
Smithville, TX $107,800 $600 $400 $920 $520
Fayette County, TX $131,000 $560 $370 $860 $490
Garfield, TX $81,400 $370 $240 $570 $330
Caldwell County, TX $105,600 $590 $390 $910 $520
Uhland, TX $74,600 $310 $200 $480 $280
Carmine, TX $86,000 $340 $220 $520 $300
Buda, TX $187,000 $950 $630 $1,460 $830
Gonzales County, TX $78,400 $380 $250 $590 $340
Kyle, TX $145,400 $650 $430 $1,000 $570
Rollingwood, TX $662,900 $1,790 $1,180 $2,760 $1,580
Burton, TX $119,800 $490 $320 $750 $430