Gavop shows you how to buy homeowners insurance in Lowndes County, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $45,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $72,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $143,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $129,500 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $169,500 | $160,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $973 |
| Superior Protection Discount | -$104 | $1,054 |
| Fire & Security Discount | -$127 | $1,030 |
| Hail Resistant Roof Discount | -$23 | $1,135 |
| Newly Constructed Home Discount | -$278 | $880 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lowndes County | $2,000 | $1,144 | $3,144 | $831 | $2,831 | $313 |
| Lowndes County, MS | $1,000 | $1,144 | $2,144 | $831 | $1,831 | $313 |
| Artesia, MS | $200 | $862 | $1,062 | $626 | $826 | $235 |
| Mathiston, MS | $1,500 | $960 | $2,460 | $698 | $2,198 | $262 |
| Okolona, MS | $100 | $803 | $903 | $584 | $684 | $220 |
| Geiger, AL | $500 | $857 | $1,357 | $623 | $1,123 | $234 |
| Fayette County, AL | $1,000 | $730 | $1,730 | $531 | $1,531 | $200 |
| Coker, AL | $100 | $1,202 | $1,302 | $874 | $974 | $329 |
| Shannon, MS | $2,500 | $981 | $3,481 | $713 | $3,213 | $268 |
| Northport, AL | $400 | $927 | $1,327 | $673 | $1,073 | $253 |
| Webster County, MS | $2,000 | $783 | $2,783 | $569 | $2,569 | $214 |
| Home Insurance Company Lowndes County, MS | Homeowners Insurance Agency Lowndes County, MS | Address | Popularity Score | Distance from Lowndes County (miles) |
|---|---|---|---|---|
| State Farm | Bert Parish | 231 E Walnut Ave, Eupora, MS, 39744-2099 | 47.8 | |
| Allstate | Cockerham Insurance | 100 W Commerce St, Aberdeen, MS, 39730 | 25.1 | |
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce St, West Point, MS, 39773 | 15.1 | |
| State Farm | Rod Bobo | 3189 Highway 45 N Ste A, Columbus, MS, 39705-1251 | 4.7 | |
| State Farm | Amy Shelton | 617 18th Ave N, Columbus, MS, 39701-2237 | 3.1 | |
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce Street West Point , West Point, MS, 39773 | 15.1 | |
| State Farm | Jack Forbus | 600 Hogan St Ste 1c, Starkville, MS, 39759-3384 | 21.3 | |
| State Farm | Jamey Ballard | 421 E Main St, West Point, MS, 39773-3003 | 15.2 | |
| State Farm | Brian Mccaskill | 823 Highway 12 W Ste A, Starkville, MS, 39759-3593 | 23.1 | |
| State Farm | Wayne Stewart | 3130 Jefferson St, Macon, MS, 39341-2277 | 25.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $830 | $1,630 | $800 |
| Lowndes County, MS | $123,400 | $1,158 | $830 | $1,590 | $760 |
| Lowndes County, MS | $123,400 | $1,158 | $790 | $1,600 | $810 |
| Artesia, MS | $67,500 | $872 | $590 | $1,250 | $660 |
| Mathiston, MS | $81,400 | $972 | $690 | $1,330 | $640 |
| Okolona, MS | $59,600 | $813 | $580 | $1,150 | $570 |
| Geiger, AL | $81,300 | $867 | $630 | $1,190 | $560 |
| Fayette County, AL | $83,200 | $739 | $530 | $1,040 | $510 |
| Coker, AL | $142,300 | $1,217 | $890 | $1,690 | $800 |
| Shannon, MS | $84,400 | $993 | $680 | $1,370 | $690 |
| Northport, AL | $165,400 | $938 | $680 | $1,280 | $600 |
| Webster County, MS | $77,400 | $793 | $570 | $1,130 | $560 |