Gavop tells you how to get the best homeowners insurance in Lyon County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $127,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $90,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $122,500 | $110,000 | $125,000-$150,000 |
| 5 Bedroom | $184,000 | $170,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $667 |
| Home and Two Car | -$125 | $608 |
| Home and Three Car | -$183 | $549 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lyon County | $2,500 | $724 | $3,224 | $526 | $3,026 | $198 |
| Lyon County, KY | $1,500 | $724 | $2,224 | $526 | $2,026 | $198 |
| St. Johns-Freemont, KY | $400 | $890 | $1,290 | $647 | $1,047 | $243 |
| Kirksey, KY | $2,000 | $839 | $2,839 | $610 | $2,610 | $229 |
| St. Charles, KY | $100 | $536 | $636 | $390 | $490 | $147 |
| Hopkins County, KY | $2,500 | $740 | $3,240 | $538 | $3,038 | $202 |
| Earlington, KY | $400 | $604 | $1,004 | $439 | $839 | $165 |
| Graves County, KY | $2,000 | $736 | $2,736 | $535 | $2,535 | $201 |
| Pryorsburg, KY | $100 | $376 | $476 | $274 | $374 | $103 |
| Grantsburg No. 2, IL | $1,500 | $548 | $2,048 | $398 | $1,898 | $150 |
| Slaughters, KY | $200 | $627 | $827 | $456 | $656 | $171 |
| Hanson, KY | $700 | $811 | $1,511 | $589 | $1,289 | $222 |
| Home Insurance Company Lyon County, KY | Homeowners Insurance Agency Lyon County, KY | Address | Popularity Score | Distance from Lyon County (miles) |
|---|---|---|---|---|
| Allstate | Woodall Agency | 110 W Washington St, Princeton, KY, 42445 | 12.5 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 12.5 | |
| State Farm | Carrie Divine | 701 Us Highway 60 E, Morganfield, KY, 42437-1169 | 46.8 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 12.5 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 18.7 | |
| Erie | Nelson Dossett Insurance Llc | 122 N Madisonville Street, Crofton, KY, 42217 | 33.0 | |
| State Farm | Larry Krouse | 1100 Main St, Benton, KY, 42025-1450 | 18.7 | |
| Allstate | Gary Eckelkamp | 325 N 4th St, Paducah, KY, 42001 | 28.9 | |
| Travelers | Lyon County Insurance | Po Box 560, Eddyville, KY, 42038 | 4.3 | |
| Travelers | Morgan Insurance Services | 796 Industrial Ct, Madisonville, KY, 42431 | 38.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,230 | $580 |
| Lyon County, KY | $122,900 | $732 | $530 | $1,050 | $520 |
| Lyon County, KY | $122,900 | $732 | $530 | $1,050 | $520 |
| St. Johns-Freemont, KY | $131,500 | $901 | $610 | $1,270 | $660 |
| Kirksey, KY | $116,300 | $849 | $590 | $1,170 | $580 |
| St. Charles, KY | $50,300 | $543 | $370 | $770 | $400 |
| Hopkins County, KY | $96,600 | $749 | $540 | $1,030 | $490 |
| Earlington, KY | $62,500 | $611 | $430 | $870 | $440 |
| Graves County, KY | $95,600 | $745 | $530 | $1,020 | $490 |
| Pryorsburg, KY | $24,500 | $381 | $260 | $540 | $280 |
| Grantsburg No. 2, IL | $74,500 | $555 | $370 | $760 | $390 |
| Slaughters, KY | $67,100 | $635 | $460 | $900 | $440 |
| Hanson, KY | $108,900 | $821 | $580 | $1,160 | $580 |