How Can I Make My Fourth, WV Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Fourth, WV by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Fourth, WV Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $45,000 $40,000 $25,000-$50,000
2 Bedroom $59,000 $60,000 $50,000-$75,000
3 Bedroom $123,000 $110,000 $125,000-$150,000
4 Bedroom $154,500 $130,000 $175,000-$200,000
5 Bedroom $101,500 $80,000 $75,000-$100,000

Estimate your Savings with Home Insurance Discounts in Fourth, WV | Back to Top

Type Discount ($) Premium After Discount ($)
Multipolicy Discount -$87 $534
Superior Protection Discount -$56 $565
Fire & Security Discount -$56 $565
Hail Resistant Roof Discount -$12 $609
Newly Constructed Home Discount -$143 $478

Choose the Right Deductible for your Fourth, WV Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Preston County $700 $676 $1,376 $491 $1,191 $185
Fourth, WV $700 $614 $1,314 $446 $1,146 $168
Cheat Lake, WV $200 $907 $1,107 $659 $859 $248
Pleasant Valley, WV $1,000 $799 $1,799 $581 $1,581 $218
Fairchance, PA $100 $560 $660 $407 $507 $153
White Hall, WV $1,500 $875 $2,375 $636 $2,136 $239
McCoole, MD $400 $590 $990 $429 $829 $161
Moorefield, WV $1,500 $658 $2,158 $478 $1,978 $180
Carpendale, WV $300 $745 $1,045 $541 $841 $204
Scottdale, PA $2,500 $584 $3,084 $424 $2,924 $160
Roscoe, PA $200 $530 $730 $385 $585 $145

Identify Top Home Insurance Agents near Fourth, WV | Back to Top

Home Insurance Company Fourth, WV Homeowners Insurance Agency Fourth, WV Address Popularity Score Distance from Fourth (miles)
Erie Baker Insurance Services Llc 109 Washington Street, Moorefield, WV, 26836
41.4
Erie Insurance Centers Inc. 205 E Main Street, Kingwood, WV, 26537
6.5
State Farm Ray Thompson 436 E Main St, Kingwood, WV, 26537-1722
5.8
Erie Hott Insurance & Financial Services Llc 207 N Main Street, Petersburg, WV, 26847
38.0
Erie Insurance Centers Inc. 10 S Tan Street, Bruceton Mills, WV, 26525
18.1
Erie Goff Insurance Services 3280 University Avenue Suite 4, Morgantown, WV, 26505
26.5
Erie Goff Insurance Services 227 W Main Street, Bridgeport, WV, 26330
35.4
State Farm Jim Mccartney 400 Morgantown St, Kingwood, WV, 26537-1093
7.3
State Farm Kirk George 417 Virginia Ave, Petersburg, WV, 26847-1719
38.4
State Farm Rick Bailey 2868 White Hall Blvd, Fairmont, WV, 26554-8227
30.8

Compare Rates for Fourth, WV Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
West Virginia $111,600 $721 $500 $1,000 $500
Preston County, WV $106,600 $684 $470 $960 $490
Fourth, WV $95,600 $621 $430 $860 $430
Cheat Lake, WV $273,800 $918 $630 $1,260 $630
Pleasant Valley, WV $142,100 $809 $540 $1,120 $580
Fairchance, PA $89,400 $567 $380 $790 $410
White Hall, WV $173,400 $886 $640 $1,250 $610
McCoole, MD $81,200 $597 $470 $750 $280
Moorefield, WV $94,900 $666 $460 $910 $450
Carpendale, WV $122,300 $754 $540 $1,030 $490
Scottdale, PA $98,500 $591 $400 $830 $430
Roscoe, PA $77,900 $536 $390 $770 $380