Gavop shows you how to buy homeowners insurance in Canandaigua, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $146,000 | $140,000 | $125,000-$150,000 |
| 3 Bedroom | $174,500 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $233,000 | $220,000 | $250,000-$300,000 |
| 5 Bedroom | $335,000 | $270,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$56 | $564 |
| Home and Two Car | -$99 | $520 |
| Home and Three Car | -$142 | $477 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ontario County | $2,500 | $629 | $3,129 | $457 | $2,957 | $172 |
| Canandaigua, NY | $1,500 | $612 | $2,112 | $445 | $1,945 | $167 |
| Bloomfield, NY | $200 | $621 | $821 | $452 | $652 | $170 |
| Palmyra, NY | $1,000 | $932 | $1,932 | $677 | $1,677 | $255 |
| Brighton, NY | $300 | $634 | $934 | $461 | $761 | $173 |
| Tyre, NY | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| West Sparta, NY | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Ledyard, NY | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| Mentz, NY | $100 | $587 | $687 | $426 | $526 | $160 |
| Sennett, NY | $2,000 | $702 | $2,702 | $510 | $2,510 | $192 |
| Cato, NY | $500 | $618 | $1,118 | $449 | $949 | $169 |
| Hunt, NY | $2,000 | $602 | $2,602 | $437 | $2,437 | $164 |
| Home Insurance Company Canandaigua, NY | Homeowners Insurance Agency Canandaigua, NY | Address | Popularity Score | Distance from Canandaigua (miles) |
|---|---|---|---|---|
| State Farm | Nick Mieney | 4 South Ave, Hilton, NY, 14468-1308 | 37.8 | |
| Nationwide | Van Dyke Steve Agency Inc | 61 E Main St, Victor, NY, 14564-1301 | 9.1 | |
| Liberty Mutual Independent | Don Allen Agency Inc | 800 Linden Ave, Rochester, NY, 14625 | 19.6 | |
| Travelers | Cig Insurance Agency | 470 South Pearl St, Canandaigua, NY, 14424 | 0.8 | |
| State Farm | Christin Kirkwood | 1833 Penfield Rd, Penfield, NY, 14526-1436 | 19.4 | |
| Allstate | Rocco Distaffen | 251 W Ridge Rd, Rochester, NY, 14615 | 27.9 | |
| Travelers | Consolidated Agency Inc | 1819 E Ridge Road, Rochester, NY, 14622 | 26.1 | |
| Liberty Mutual Independent | Mgm Associates | 1745 Penfield Rd, Penfield, NY, 14526 | 19.5 | |
| Liberty Mutual Independent | Finger Lakes Partners Llc | 62 Reed St, Geneva, NY, 14456 | 14.2 | |
| Liberty Mutual Independent | The Feltner Group | 191 S Union St, Spencerport, NY, 14559 | 33.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $840 | $1,650 | $810 |
| Ontario County, NY | $156,500 | $636 | $440 | $870 | $430 |
| Canandaigua, NY | $161,300 | $619 | $430 | $870 | $440 |
| Bloomfield, NY | $141,300 | $629 | $430 | $890 | $460 |
| Palmyra, NY | $113,900 | $943 | $680 | $1,290 | $610 |
| Brighton, NY | $171,800 | $642 | $460 | $910 | $450 |
| Tyre, NY | $94,300 | $590 | $420 | $840 | $420 |
| West Sparta, NY | $91,800 | $590 | $430 | $810 | $380 |
| Ledyard, NY | $175,800 | $700 | $500 | $1,000 | $500 |
| Mentz, NY | $75,900 | $594 | $430 | $830 | $400 |
| Sennett, NY | $180,200 | $711 | $480 | $980 | $500 |
| Cato, NY | $138,600 | $625 | $460 | $870 | $410 |
| Hunt, NY | $58,600 | $609 | $420 | $860 | $440 |