Gavop's guide to buying homeowners insurance in Saratoga, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Saratoga, IL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Village Ct, Sawmill Ln, Lakeside Ln, W Deer Path, W Frontier Dr, Sharon Dr, Eagle Dr, Ashton Rd, E Chapin St, W Glacier Ct | $166,500 | $150,000 | $125,000-$150,000 | $166,500 | $150,000 | $150,000-$175,000 |
| Romines Dr, Brian Ct, Price St, Creekside Ln, East St, Jackson St, Boulder Dr, Edgewood Dr, Weitz Rd, Scottsdale Ct | $271,000 | $260,000 | $200,000-$250,000 | $184,500 | $160,000 | $200,000-$250,000 |
| Carriage Ct, Red Oak Dr, Red Willow Rd, Ann Ct, Co Rd 9000 N, W Sherrill Rd, Shabbona St, W Nettle Creek Dr, Country Club Ln, Fernwood Ct | $345,000 | $280,000 | $300,000-$350,000 | $136,000 | $120,000 | $125,000-$150,000 |
| Oak Forest Ct, Raintree Ct, Cambridge Dr, Locust Dr, Lynwood St, Co Rd 3000 W, Pack Ct, W Jackson St, Armstrong St, Dellos Rd | $182,500 | $160,000 | $150,000-$175,000 | $121,500 | $100,000 | $100,000-$125,000 |
| Fabiola Ct S, Co Rd 4000 W, Willow Rd, W Washington St, Long Point Rd, Samantha Ct, Little Willow Rd, Co Rd 3000 W, West Ave, Creek Rd | $259,500 | $230,000 | $250,000-$300,000 | $171,500 | $140,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $722 |
| Home and Two Car | -$127 | $667 |
| Home and Three Car | -$191 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Grundy County | $700 | $829 | $1,529 | $602 | $1,302 | $227 |
| Saratoga, IL | $700 | $784 | $1,484 | $570 | $1,270 | $214 |
| Carbon Hill, IL | $400 | $790 | $1,190 | $574 | $974 | $216 |
| Northville, IL | $700 | $705 | $1,405 | $513 | $1,213 | $193 |
| Boulder Hill, IL | $200 | $647 | $847 | $470 | $670 | $177 |
| Wilton, IL | $2,500 | $973 | $3,473 | $707 | $3,207 | $266 |
| Leonore, IL | $100 | $573 | $673 | $416 | $516 | $157 |
| Oglesby, IL | $2,500 | $671 | $3,171 | $488 | $2,988 | $183 |
| Ganeer, IL | $500 | $782 | $1,282 | $569 | $1,069 | $214 |
| Merrionette Park, IL | $2,500 | $709 | $3,209 | $516 | $3,016 | $194 |
| Roselle, IL | $200 | $789 | $989 | $574 | $774 | $216 |
| Chicago, IL | $1,000 | $892 | $1,892 | $648 | $1,648 | $244 |
| Home Insurance Company Saratoga, IL | Homeowners Insurance Agency Saratoga, IL | Address | Popularity Score | Distance from Saratoga (miles) |
|---|---|---|---|---|
| Allstate | Hassan Dawed | 1 Tiffany Pt Ste 202, Bloomingdale, IL, 60108 | 41.2 | |
| State Farm | Jim Finnerty | 6643 Ogden Ave, Berwyn, IL, 60402-5422 | 43.2 | |
| Erie | Northwest Insurance Services | 1350 Remington Road Suite C, Schaumburg, IL, 60173 | 48.1 | |
| State Farm | Gerald Mccadd | 516 W Boughton Rd, Bolingbrook, IL, 60440-1751 | 26.5 | |
| State Farm | Mark Hanson | 4357 W Fullerton Ave, Chicago, IL, 60639-2057 | 49.8 | |
| Farmers | Gary Lenke | 1240 Iroquois Ave Ste 200, Naperville, IL, 60563 | 30.3 | |
| Allstate | William Ihaza | 7060 Centennial Dr Ste 104, Tinley Park, IL, 60477 | 34.7 | |
| Farmers | Rolando Gonzalez | 242 E North Ave, Northlake, IL, 60164 | 43.5 | |
| Allstate | Rawia Murad | 3064 Wolf Rd, Westchester, IL, 60154 | 39.4 | |
| Farmers | Joseph Klinowski | 4750 S Pulaski Rd, Chicago, IL, 60632 | 44.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $570 | $1,200 | $630 |
| Grundy County, IL | $188,300 | $839 | $570 | $1,160 | $590 |
| Saratoga, IL | $238,100 | $794 | $560 | $1,120 | $560 |
| Carbon Hill, IL | $155,000 | $800 | $580 | $1,100 | $520 |
| Northville, IL | $180,100 | $714 | $490 | $1,010 | $520 |
| Boulder Hill, IL | $145,800 | $654 | $480 | $930 | $450 |
| Wilton, IL | $264,000 | $985 | $670 | $1,390 | $720 |
| Leonore, IL | $80,600 | $580 | $390 | $830 | $440 |
| Oglesby, IL | $108,900 | $679 | $490 | $930 | $440 |
| Ganeer, IL | $151,700 | $792 | $530 | $1,090 | $560 |
| Merrionette Park, IL | $122,300 | $718 | $500 | $1,010 | $510 |
| Roselle, IL | $241,800 | $799 | $540 | $1,130 | $590 |
| Chicago, IL | $234,500 | $902 | $600 | $1,250 | $650 |