Gavop's guide to buying homeowners insurance in Fentress, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $59,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $163,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $138,500 | $110,000 | $150,000-$175,000 |
| 4 Bedroom | $363,000 | $310,000 | $350,000-$400,000 |
| 5 Bedroom | $430,000 | $400,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$121 | $638 |
| Superior Protection Discount | -$68 | $691 |
| Fire & Security Discount | -$76 | $683 |
| Hail Resistant Roof Discount | -$23 | $737 |
| Newly Constructed Home Discount | -$197 | $562 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Guilford County | $1,000 | $854 | $1,854 | $621 | $1,621 | $233 |
| Fentress, NC | $1,500 | $750 | $2,250 | $545 | $2,045 | $205 |
| Deep River, NC | $300 | $895 | $1,195 | $650 | $950 | $244 |
| Elon, NC | $2,500 | $790 | $3,290 | $574 | $3,074 | $216 |
| Altamahaw, NC | $100 | $559 | $659 | $406 | $506 | $153 |
| Cheeks, NC | $700 | $778 | $1,478 | $565 | $1,265 | $213 |
| Germanton, NC | $400 | $638 | $1,038 | $464 | $864 | $174 |
| Goldston, NC | $2,000 | $853 | $2,853 | $620 | $2,620 | $233 |
| Advance, NC | $200 | $705 | $905 | $513 | $713 | $193 |
| Yanceyville, NC | $1,500 | $573 | $2,073 | $416 | $1,916 | $157 |
| Henry County, VA | $400 | $1,006 | $1,406 | $731 | $1,131 | $275 |
| Unity, NC | $700 | $756 | $1,456 | $549 | $1,249 | $207 |
| Home Insurance Company Fentress, NC | Homeowners Insurance Agency Fentress, NC | Address | Popularity Score | Distance from Fentress (miles) |
|---|---|---|---|---|
| Erie | Wilson Insurance Services | 3288 Robinhood Road Suite 102, Winston Salem, NC, 27106 | 33.1 | |
| State Farm | Anne Gundlach | 3411 W Wendover Ave Ste A, Greensboro, NC, 27407-1526 | 9.1 | |
| Nationwide | Kyleen Stowe Insurance Service Inc. | 2100 W Cornwallis Dr Ste M, Greensboro, NC, 27408-7015 | 9.9 | |
| State Farm | Keith Kepler | 1601 Westover Ter Ste C, Greensboro, NC, 27408-7117 | 9.8 | |
| Liberty Mutual Independent | Barnett-Smith Insurance | 218 N Eugene Street, Greensboro, NC, 27401 | 7.9 | |
| Allstate | Brad Williams | 4125 Walker Ave Ste C, Greensboro, NC, 27407 | 9.2 | |
| Travelers | Whitley - Reavis Insurance | 6201 Towncenter Drive Ste 110, Clemmons, NC, 27012 | 36.0 | |
| State Farm | Ashley Collins | 1610 W Friendly Ave Ste B, Greensboro, NC, 27403-1209 | 8.4 | |
| Allstate | William Minor | 4617 Gate City Blvd, Greensboro, NC, 27407 | 8.3 | |
| Liberty Mutual Independent | Barnett-Smith Insurance | 218 N Eugene St, Greensboro, NC, 27401 | 7.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,230 | $620 |
| Guilford County, NC | $160,200 | $864 | $600 | $1,240 | $640 |
| Fentress, NC | $163,700 | $759 | $520 | $1,090 | $570 |
| Deep River, NC | $216,600 | $906 | $620 | $1,290 | $670 |
| Elon, NC | $232,600 | $800 | $570 | $1,110 | $540 |
| Altamahaw, NC | $89,400 | $566 | $390 | $790 | $400 |
| Cheeks, NC | $172,900 | $787 | $570 | $1,090 | $520 |
| Germanton, NC | $104,400 | $646 | $460 | $910 | $450 |
| Goldston, NC | $153,100 | $863 | $600 | $1,220 | $620 |
| Advance, NC | $118,300 | $714 | $490 | $1,010 | $520 |
| Yanceyville, NC | $91,800 | $580 | $400 | $820 | $420 |
| Henry County, VA | $94,300 | $1,018 | $730 | $1,390 | $660 |
| Unity, NC | $129,400 | $765 | $560 | $1,080 | $520 |