Gavop shows you how to buy homeowners insurance in Columbus, MS by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Columbus, MS - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bunkerhill Rd, Kelly Ln, Azalea Trl, Island Rd, N McCrary Rd, Willow Point Dr, Luxilin Dr, Phillips Hill Rd, Industrial St, Fig St | $153,500 | $140,000 | $125,000-$150,000 | $138,000 | $130,000 | $100,000-$125,000 |
| Washington St, 3rd St, Mitchell Ln, Television Rd, McLemore Rd, S 24th St, E Manor Dr, Valleybrook Dr, Shadow Run, Chubby Dr | $216,500 | $170,000 | $200,000-$250,000 | $173,500 | $140,000 | $125,000-$150,000 |
| Eulie Dr, Oak St, S 4th Ave, Pinecrest Rd, Lane Rd, Durant Dr, Springdale Dr, Pickensville Rd, S 17th Ave, Rain Tree Xing | $192,000 | $180,000 | $200,000-$250,000 | $134,500 | $110,000 | $100,000-$125,000 |
| Harmon Ln, N 14th Ave, Shady St, Hidden Valley Dr, Elmore St, Red Bud Rd, Dogwood St, N 6th Ave, Oat Ave, Phillwood Dr | $175,500 | $170,000 | $175,000-$200,000 | $129,000 | $110,000 | $125,000-$150,000 |
| Tibbee Dr, Wilkins-Wise Rd, Temple Cove, Burns Rd, August Landing Rd, Bobbit St, Thorngrove Cv, Pinewood Park, Vance St, Cindy Ln | $162,500 | $140,000 | $150,000-$175,000 | $115,500 | $110,000 | $100,000-$125,000 |
| Hwy 373, Collanwood Cv, Officers Lake Rd, Lyford Dr, Leila Ln, Strawberry St, Nashville Ferry Rd E, Beatty Rd, Terraceview Ln, Nottingham Ln | $224,500 | $190,000 | $175,000-$200,000 | $155,500 | $130,000 | $150,000-$175,000 |
| Fairway Dr, Spring Gardens Dr, McIntyre Rd, Malvern Rd, Suggs Rd, Sudduth Rd, Pritchard Rd, Hwy 182 E, Bramblewood Dr, Ave A | $201,000 | $180,000 | $200,000-$250,000 | $156,500 | $140,000 | $125,000-$150,000 |
| Cannon Mound Dr, Brickyard Rd, N 18th Ave, Cecil St, Riverside Dr, Williamson Rd, N 11th St, Old Country Ln, Edinborough Dr, S 7th Ave | $145,500 | $130,000 | $125,000-$150,000 | $125,500 | $110,000 | $100,000-$125,000 |
| Cherub Ln, S 11th St, Sycamore St, Lehmberg St, N 10th Ave, Doughty Rd E, Walnut Dr, Omega Dr, State Hwy 50, Gerry Dr | $117,500 | $100,000 | $100,000-$125,000 | $148,000 | $140,000 | $150,000-$175,000 |
| Kelly Ct, Sullivan Rd, N 2nd Ave, Providence Pl, Niles Rd, Wilson Dr, Belle Vallee Dr, Studdard Dr, Apple St, Martin Luther King Jr Dr | $188,000 | $150,000 | $150,000-$175,000 | $105,500 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $672 |
| Superior Protection Discount | -$82 | $737 |
| Fire & Security Discount | -$66 | $754 |
| Hail Resistant Roof Discount | -$16 | $803 |
| Newly Constructed Home Discount | -$213 | $606 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,440 |
| Hail Damage | $4,806 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,386 |
| Home Insurance Company Columbus, MS | Homeowners Insurance Agency Columbus, MS | Address | Popularity Score | Distance from Columbus (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce St, West Point, MS, 39773 | 15.0 | |
| State Farm | Rod Bobo | 3189 Highway 45 N Ste A, Columbus, MS, 39705-1251 | 2.6 | |
| State Farm | Amy Shelton | 617 18th Ave N, Columbus, MS, 39701-2237 | 0.8 | |
| Liberty Mutual Independent | Lyon Insurance Agency Inc | 325 Commerce Street West Point , West Point, MS, 39773 | 15.1 | |
| State Farm | Jack Forbus | 600 Hogan St Ste 1c, Starkville, MS, 39759-3384 | 23.0 | |
| State Farm | Jamey Ballard | 421 E Main St, West Point, MS, 39773-3003 | 15.2 | |
| State Farm | Frank Chiles | 306 Highway 12 W, Starkville, MS, 39759-3633 | 23.9 | |
| State Farm | Brian Mccaskill | 823 Highway 12 W Ste A, Starkville, MS, 39759-3593 | 24.9 | |
| State Farm | Wayne Stewart | 3130 Jefferson St, Macon, MS, 39341-2277 | 28.7 | |
| Allstate | Sandra Dewberry Agency | 625 W Fox Ave., Eupora, MS, 39744 | 49.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Mississippi | $109,300 | $1,158 | $820 | $1,660 | $840 |
| Lowndes County, MS | $123,400 | $1,158 | $850 | $1,590 | $740 |
| Columbus, MS | $108,400 | $819 | $580 | $1,140 | $560 |
| Lowndes County, MS | $123,400 | $1,158 | $820 | $1,590 | $770 |
| Hatley, MS | $91,900 | $1,044 | $760 | $1,490 | $730 |
| Maben, MS | $49,300 | $733 | $540 | $1,000 | $460 |
| Okolona, MS | $59,600 | $813 | $590 | $1,120 | $530 |
| Nettleton, MS | $85,500 | $1,001 | $690 | $1,380 | $690 |
| Mantua-West Greene, AL | $69,800 | $785 | $530 | $1,090 | $560 |
| Shannon, MS | $84,400 | $993 | $680 | $1,420 | $740 |
| Twin, AL | $105,400 | $1,021 | $690 | $1,460 | $770 |