Gavop's guide to buying homeowners insurance in Lanesboro, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $93,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $98,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $114,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $329,500 | $290,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $734 |
| Superior Protection Discount | -$86 | $777 |
| Fire & Security Discount | -$86 | $777 |
| Hail Resistant Roof Discount | -$17 | $846 |
| Newly Constructed Home Discount | -$225 | $639 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Anson County | $2,500 | $868 | $3,368 | $631 | $3,131 | $237 |
| Lanesboro, NC | $2,500 | $853 | $3,353 | $620 | $3,120 | $233 |
| Polkton, NC | $200 | $470 | $670 | $342 | $542 | $129 |
| Norwood, NC | $2,500 | $651 | $3,151 | $473 | $2,973 | $178 |
| South Albemarle, NC | $200 | $717 | $917 | $521 | $721 | $196 |
| Millingport, NC | $2,500 | $599 | $3,099 | $435 | $2,935 | $164 |
| Marvin, NC | $400 | $773 | $1,173 | $562 | $962 | $211 |
| Star, NC | $1,500 | $655 | $2,155 | $476 | $1,976 | $179 |
| Rockwell, NC | $500 | $718 | $1,218 | $522 | $1,022 | $196 |
| Tega Cay, SC | $2,500 | $994 | $3,494 | $722 | $3,222 | $272 |
| Locke, NC | $300 | $668 | $968 | $486 | $786 | $183 |
| Cotton Grove, NC | $1,500 | $648 | $2,148 | $471 | $1,971 | $177 |
| Home Insurance Company Lanesboro, NC | Homeowners Insurance Agency Lanesboro, NC | Address | Popularity Score | Distance from Lanesboro (miles) |
|---|---|---|---|---|
| State Farm | Daniela Melendez | 5811 Fairview Rd Ste 102, Charlotte, NC, 28209-3623 | 35.9 | |
| Allstate | Julie Crowell | 2202 W Roosevelt Blvd Ste A, Monroe, NC, 28110 | 18.2 | |
| Travelers | Pruitt Keener Insurance Services Inc | 8832 Blakeney Professional Dr Ste 203, Charlotte, NC, 28277 | 32.3 | |
| State Farm | Maeghan Mckenzie | 819 Central Ave, Charlotte, NC, 28204-2025 | 36.7 | |
| State Farm | Cree Parker | 107 E Wade St Ste B, Wadesboro, NC, 28170-2278 | 9.5 | |
| Nationwide | Jackson Insurance Services Inc. | 8906-A Bellhaven Blvd, Charlotte, NC, 28214-1175 | 45.2 | |
| State Farm | Staci Waters | 203 N Broome St Ste C, Waxhaw, NC, 28173-7482 | 28.9 | |
| Liberty Mutual Independent | Larry S Helms & Associates | 2593 W Roosevelt Blvd Ste 208, Monroe, NC, 28110 | 18.9 | |
| Nationwide | Robert Helms | 5719 Hwy 74 West Suite B, Indian Trail, NC, 28079-3672 | 23.0 | |
| Erie | H B Cantrell & Company | 1501 E 7th St, Charlotte, NC, 28204 | 36.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,260 | $640 |
| Anson County, NC | $83,700 | $879 | $600 | $1,250 | $650 |
| Lanesboro, NC | $98,500 | $864 | $580 | $1,230 | $650 |
| Polkton, NC | $73,800 | $476 | $320 | $660 | $340 |
| Norwood, NC | $107,000 | $659 | $470 | $930 | $460 |
| South Albemarle, NC | $120,700 | $726 | $520 | $990 | $470 |
| Millingport, NC | $96,700 | $606 | $410 | $860 | $450 |
| Marvin, NC | $633,300 | $783 | $540 | $1,080 | $540 |
| Star, NC | $107,800 | $663 | $470 | $930 | $460 |
| Rockwell, NC | $121,000 | $727 | $490 | $1,010 | $520 |
| Tega Cay, SC | $306,600 | $1,006 | $670 | $1,400 | $730 |
| Locke, NC | $138,700 | $676 | $460 | $950 | $490 |
| Cotton Grove, NC | $116,300 | $656 | $440 | $940 | $500 |