Gavop's guide to buying homeowners insurance in Cunningham, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Cunningham, IL - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pecan Tree St, Laurel Park Pl, Ferne St, Weaver Pl, Summit Ct, Pebblebrooke Ct, Autumn Ridge Dr, Provine Cir, W Ohio St, Windsor | $83,000 | $70,000 | $75,000-$100,000 | $201,500 | $170,000 | $175,000-$200,000 |
| Chatham Dr, Greenridge Dr, E Windsor Rd, Grange Cir, Jane Ann Ct, E Oregon St, N Mathews Ave, Bermuda Dr, Guardian Dr, Bridle Ln | $109,500 | $90,000 | $100,000-$125,000 | $223,500 | $200,000 | $250,000-$300,000 |
| W Elm St, St Andrews Rd, N Maple St, W Nevada St, Trails Dr, Burkwood Dr, Crab Tree St, Larch Pl, Jackson Rd, E Curtis Rd | $93,000 | $80,000 | $100,000-$125,000 | $197,500 | $180,000 | $175,000-$200,000 |
| Zuppke Cir, N Gregory St, Players Ct, Montclair Rd, W Delaware Ave, Evergreen Ct E, Brownfield Rd, E John Ln, University Ave, E Briarcliff Dr | $135,500 | $110,000 | $100,000-$125,000 | $160,500 | $130,000 | $150,000-$175,000 |
| I- 57, Smith Rd, W Mumford Dr, S Glover Ave, Orchard Dr, Abbott Ln, E Tremont St, Sunrise Dr, Co Rd 1850 N, S Frontage Rd | $117,500 | $90,000 | $100,000-$125,000 | $182,500 | $150,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$52 | $604 |
| Home and Two Car | -$105 | $551 |
| Home and Three Car | -$164 | $492 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Champaign County | $700 | $766 | $1,466 | $556 | $1,256 | $209 |
| Cunningham, IL | $1,500 | $648 | $2,148 | $471 | $1,971 | $177 |
| Ogden, IL | $500 | $755 | $1,255 | $549 | $1,049 | $206 |
| Gifford, IL | $700 | $754 | $1,454 | $548 | $1,248 | $206 |
| Vance, IL | $300 | $607 | $907 | $441 | $741 | $166 |
| Brown, IL | $1,500 | $734 | $2,234 | $533 | $2,033 | $201 |
| Middlefork, IL | $200 | $584 | $784 | $424 | $624 | $160 |
| Drummer, IL | $700 | $693 | $1,393 | $503 | $1,203 | $189 |
| Tilton, IL | $300 | $507 | $807 | $368 | $668 | $139 |
| Arrowsmith, IL | $2,000 | $641 | $2,641 | $466 | $2,466 | $175 |
| Old Town, IL | $500 | $999 | $1,499 | $726 | $1,226 | $273 |
| Charlotte, IL | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Home Insurance Company Cunningham, IL | Homeowners Insurance Agency Cunningham, IL | Address | Popularity Score | Distance from Cunningham (miles) |
|---|---|---|---|---|
| Travelers | Gtps Insurance Agency | 1311 S Neil, Champaign, IL, 61820 | 2.6 | |
| State Farm | Ali Doolin | 1101 Clement Ave, Forsyth, IL, 62535-9626 | 42.2 | |
| State Farm | Grant Scofield | 1405 E Florida Ave Ste B, Urbana, IL, 61801-6012 | 0.9 | |
| State Farm | Nick Smith | 2704 Boulder Dr Ste C, Urbana, IL, 61802-7832 | 1.9 | |
| State Farm | Marcy Mcanally | 900 S Mattis Ave, Champaign, IL, 61821-4352 | 4.2 | |
| Erie | Sticklen Insurance Agency | 3109 E Tatman Court Suite 101, Urbana, IL, 61802 | 1.8 | |
| Allstate | Michael Rudicil | 909 N Cunningham Ave Ste 7, Urbana, IL, 61802 | 0.8 | |
| State Farm | Mike Rave | 3703 Ireland Grove Rd Ste 3, Bloomington, IL, 61704-5295 | 44.9 | |
| State Farm | Mike Pemberton | 322 E Main St, Hoopeston, IL, 60942-1505 | 37.3 | |
| State Farm | Robert Boyd | 2 E Main St Ste 45, Danville, IL, 61832-5844 | 30.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,220 | $610 |
| Champaign County, IL | $154,800 | $775 | $530 | $1,080 | $550 |
| Cunningham, IL | $146,700 | $656 | $470 | $930 | $460 |
| Ogden, IL | $139,600 | $764 | $520 | $1,080 | $560 |
| Gifford, IL | $139,300 | $763 | $550 | $1,090 | $540 |
| Vance, IL | $89,800 | $614 | $440 | $870 | $430 |
| Brown, IL | $131,400 | $743 | $510 | $1,020 | $510 |
| Middlefork, IL | $83,600 | $591 | $410 | $850 | $440 |
| Drummer, IL | $116,400 | $701 | $470 | $970 | $500 |
| Tilton, IL | $64,500 | $513 | $340 | $720 | $380 |
| Arrowsmith, IL | $99,800 | $649 | $470 | $920 | $450 |
| Old Town, IL | $280,600 | $1,011 | $730 | $1,450 | $720 |
| Charlotte, IL | $192,800 | $873 | $640 | $1,250 | $610 |