Gavop shows you how to buy homeowners insurance in Wexford County, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $116,500 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $167,000 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $215,500 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $205,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $562 |
| Superior Protection Discount | -$62 | $631 |
| Fire & Security Discount | -$76 | $617 |
| Hail Resistant Roof Discount | -$21 | $673 |
| Newly Constructed Home Discount | -$166 | $527 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Wexford County | $2,000 | $685 | $2,685 | $498 | $2,498 | $187 |
| Wexford County, MI | $1,000 | $685 | $1,685 | $498 | $1,498 | $187 |
| Clam Lake, MI | $200 | $761 | $961 | $553 | $753 | $208 |
| Paradise, MI | $1,000 | $757 | $1,757 | $550 | $1,550 | $207 |
| Kingsley, MI | $300 | $758 | $1,058 | $551 | $851 | $207 |
| Springdale, MI | $700 | $743 | $1,443 | $540 | $1,240 | $203 |
| Bear Lake, MI | $500 | $758 | $1,258 | $551 | $1,051 | $207 |
| Branch, MI | $1,500 | $715 | $2,215 | $520 | $2,020 | $195 |
| Green charter, MI | $100 | $724 | $824 | $526 | $626 | $198 |
| Frost, MI | $2,500 | $691 | $3,191 | $502 | $3,002 | $189 |
| Denton, MI | $500 | $674 | $1,174 | $489 | $989 | $184 |
| Mancelona, MI | $1,000 | $668 | $1,668 | $485 | $1,485 | $183 |
| Home Insurance Company Wexford County, MI | Homeowners Insurance Agency Wexford County, MI | Address | Popularity Score | Distance from Wexford County (miles) |
|---|---|---|---|---|
| Travelers | Global Marine Insurance Agency | 12935 S W Bayshore Dr Ste 205, Traverse City, MI, 49684 | 31.9 | |
| Farmers | Sara Esiline | 211 Maple St, Big Rapids, MI, 49307 | 43.9 | |
| State Farm | Scott Vanderploeg | 400 N State St, Big Rapids, MI, 49307-1478 | 43.7 | |
| State Farm | Rich Sheldon | 217 E Todd Ave, Reed City, MI, 49677-1251 | 31.8 | |
| State Farm | Bill Scheible | 225 S State St, Big Rapids, MI, 49307-1758 | 44.0 | |
| State Farm | Shelby Henry | 8998 E 34 Rd # D, Cadillac, MI, 49601-8121 | 9.2 | |
| State Farm | June Fisk | 600 W 7th St, Evart, MI, 49631-9408 | 33.4 | |
| Allstate | John Weber | 2384 S I 75 Business Loop, Grayling, MI, 49738 | 48.0 | |
| Allstate | Patricia Bryan | 3298 Veterans Dr Ste 1, Traverse City, MI, 49684 | 28.0 | |
| State Farm | Mary Sturdevant | 306 W Parkdale Ave, Manistee, MI, 49660-1132 | 36.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,090 | $520 |
| Wexford County, MI | $96,500 | $694 | $460 | $990 | $530 |
| Wexford County, MI | $96,500 | $694 | $500 | $990 | $490 |
| Clam Lake, MI | $132,400 | $770 | $530 | $1,090 | $560 |
| Paradise, MI | $129,400 | $766 | $560 | $1,100 | $540 |
| Kingsley, MI | $130,500 | $767 | $540 | $1,080 | $540 |
| Springdale, MI | $120,300 | $752 | $550 | $1,030 | $480 |
| Bear Lake, MI | $130,200 | $767 | $510 | $1,090 | $580 |
| Branch, MI | $101,900 | $724 | $520 | $1,040 | $520 |
| Green charter, MI | $107,700 | $733 | $510 | $1,020 | $510 |
| Frost, MI | $87,300 | $699 | $500 | $970 | $470 |
| Denton, MI | $107,700 | $682 | $470 | $950 | $480 |
| Mancelona, MI | $74,900 | $676 | $490 | $930 | $440 |