Gavop tells you how to get the best homeowners insurance in Oxford, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Oxford, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Dorsey Rd, Peake Rd, Woodson St, Grove St, West St, Eastway Dr, Seaman St, Hillsboro St, Tobacco Rd, State Rd 1300 | $190,000 | $170,000 | $200,000-$250,000 | $99,500 | $90,000 | $100,000-$125,000 |
| Noblin Rd, Broad St, Sterl Carrington Rd, Keller Ln, State Rd 1522, Knowles St, Royall Rd, Henry St, Green Forest Dr, Green St | $122,000 | $100,000 | $125,000-$150,000 | $134,500 | $110,000 | $125,000-$150,000 |
| Forest Ave, Tabbs Creek Ln, Phocian St, River Oak Ct, Pine Tree Dr, Hazelwood Ct, Cabin Creek Rd, State Rd 1134, Harper Renn Rd, Penn Ave | $197,000 | $170,000 | $175,000-$200,000 | $115,000 | $100,000 | $100,000-$125,000 |
| Hunt St, Ashe Ln, Tupelo Cir, State Rd 1521, Henderson St, Meadow Park, Juniper Ct, New College St, Indian Trail Rd, Hilltop Village | $122,000 | $100,000 | $75,000-$100,000 | $151,500 | $120,000 | $150,000-$175,000 |
| Prospect Ave, Peace St, Crescent Dr, State Rd 1620, State Rd 1537, Roundstone Ln, W McClanahan St, Bent Tree Dr, Bob White Ct, State Rd 1614 | $157,000 | $130,000 | $125,000-$150,000 | $119,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $530 |
| Superior Protection Discount | -$64 | $575 |
| Fire & Security Discount | -$70 | $568 |
| Hail Resistant Roof Discount | -$13 | $626 |
| Newly Constructed Home Discount | -$160 | $479 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,618 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $43,336 |
| Smoke | $16,553 |
| Home Insurance Company Oxford, NC | Homeowners Insurance Agency Oxford, NC | Address | Popularity Score | Distance from Oxford (miles) |
|---|---|---|---|---|
| Allstate | Todd Mendler | 1215 Jones Franklin Rd Ste 205, Raleigh, NC, 27606 | 38.9 | |
| Liberty Mutual Independent | Rogers Insurance Agency | 512 W Williams St, Apex, NC, 27502 | 43.0 | |
| State Farm | Blake Burd | 2550 Capitol Dr Ste 102, Creedmoor, NC, 27522-9450 | 14.1 | |
| State Farm | Shawn Cockerham | 5518 Nc Highway 55, Durham, NC, 27713-4473 | 34.2 | |
| Nationwide | All About Insurance | 342 S Churton St, Hillsborough, NC, 27278-2509 | 33.8 | |
| Allstate | Parm Sandhar | 201 Holly Springs Rd, Holly Springs, NC, 27540 | 47.6 | |
| State Farm | Vincent Boone | 7850 Alexandr Prmnd Pl Ste 105, Raleigh, NC, 27617-1911 | 29.7 | |
| Erie | High & Rubish Insurance Agency | 6015 Farrington Road Suite 101, Chapel Hill, NC, 27517 | 35.7 | |
| Erie | The Sorgi Insurance Agency | 16 Consultant Pl Ste 102, Durham, NC, 27707 | 32.1 | |
| State Farm | Matt Phillips | 73 S Elliott Rd, Chapel Hill, NC, 27514-5827 | 36.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $630 | $1,230 | $600 |
| Granville County, NC | $146,100 | $811 | $580 | $1,140 | $560 |
| Oxford, NC | $128,300 | $638 | $450 | $870 | $420 |
| Stovall, NC | $97,700 | $611 | $440 | $840 | $400 |
| South Henderson, NC | $90,200 | $571 | $390 | $790 | $400 |
| Olive Hill, NC | $115,400 | $701 | $510 | $970 | $460 |
| Hillsborough, NC | $217,000 | $907 | $660 | $1,260 | $600 |
| Yanceyville, NC | $91,800 | $580 | $420 | $820 | $400 |
| Apex, NC | $289,300 | $1,197 | $870 | $1,710 | $840 |
| Lunenburg, VA | $203,400 | $876 | $600 | $1,200 | $600 |
| Charlotte County, VA | $107,500 | $912 | $660 | $1,260 | $600 |