Gavop's guide to buying homeowners insurance in Donaldsonville, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
---|---|---|---|
1 Bedroom | $43,500 | $40,000 | $25,000-$50,000 |
2 Bedroom | $81,500 | $70,000 | $50,000-$75,000 |
3 Bedroom | $121,000 | $100,000 | $100,000-$125,000 |
4 Bedroom | $146,000 | $130,000 | $125,000-$150,000 |
5 Bedroom | $151,000 | $140,000 | $125,000-$150,000 |
Type | Discount ($) | Premium After Discount ($) |
---|---|---|
Multipolicy Discount | -$168 | $764 |
Superior Protection Discount | -$84 | $848 |
Fire & Security Discount | -$84 | $848 |
Hail Resistant Roof Discount | -$19 | $913 |
Newly Constructed Home Discount | -$233 | $699 |
Claim Type | Average Claim Cost |
---|---|
General Claims | |
Water Damage | $5,794 |
Physical Damage | $2,464 |
Hail Damage | $4,853 |
Wind Damage | $6,114 |
Expensive Claims | |
Fire | $45,123 |
Smoke | $16,218 |
Home Insurance Company Donaldsonville, LA | Homeowners Insurance Agency Donaldsonville, LA | Address | Popularity Score | Distance from Donaldsonville (miles) |
---|---|---|---|---|
State Farm | Brady Flavin | 9270 Siegen Ln Bldg 302, Baton Rouge, LA, 70810-0932 | 19.3 | |
State Farm | Reiter Marshall | 14111 Airline Hwy Ste 114, Baton Rouge, LA, 70817-6244 | 18.7 | |
State Farm | Susan Geoghegan | 6601 Vetrns Meml Blvd Ste 17, Metairie, LA, 70003-3943 | 47.1 | |
State Farm | Marvin Leblanc | 615 Central Ave, Jefferson, LA, 70121-1413 | 50.0 | |
Liberty Mutual Independent | Carmouche Insurance Inc | 516 N Burnside Ave, Gonzales, LA, 70737 | 10.6 | |
State Farm | Dodd Davis | 4425 Clearview Pkwy Ste E, Metairie, LA, 70006-2397 | 48.3 | |
Travelers | Mcinnis Insurance Services Inc | 7814 Office Park Blvd Baton Rouge, Baton Rouge, LA, 70809 | 23.3 | |
State Farm | Eric Deroche | 9225 Jefferson Highway, River Ridge, LA, 70123-2803 | 47.2 | |
Travelers | Mcinnis Insurance Services Inc | 7814 Office Park Blvd, Baton Rouge, LA, 70809 | 23.3 | |
State Farm | Tony Bordlee | 3312 Cleary Ave, Metairie, LA, 70002-4606 | 49.5 |
Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
---|---|---|---|---|---|
Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
Ascension Parish, LA | $179,800 | $1,229 | $860 | $1,770 | $910 |
Donaldsonville, LA | $108,700 | $931 | $650 | $1,340 | $690 |
Pierre Part, LA | $114,700 | $1,367 | $960 | $1,970 | $1,010 |
Shenandoah, LA | $244,100 | $1,120 | $780 | $1,610 | $830 |
Brusly, LA | $206,800 | $1,940 | $1,360 | $2,790 | $1,430 |
Berwick, LA | $108,700 | $1,310 | $920 | $1,890 | $970 |
Laplace, LA | $162,200 | $983 | $690 | $1,420 | $730 |
East Baton Rouge, LA | $177,800 | $1,557 | $1,090 | $2,240 | $1,150 |
Bayou Vista, LA | $89,600 | $1,112 | $780 | $1,600 | $820 |
Paradis, LA | $155,500 | $1,682 | $1,180 | $2,420 | $1,240 |
Presquille, LA | $227,100 | $2,009 | $1,410 | $2,890 | $1,480 |
Independence, LA | $96,600 | $1,188 | $830 | $1,710 | $880 |